Electronic commercial transaction support method

    公开(公告)号:US10354300B2

    公开(公告)日:2019-07-16

    申请号:US10344213

    申请日:2002-06-05

    摘要: The present invention relates to an electronic-commerce assisting method capable of smoothly and securely conducting electronic commerce on a communication network, and to an electronic-commerce assisting server for realizing the same. The present invention is configured to have a communication terminal (2) for a person desiring to purchase a product, who connects to a cybershop (40) on a communication network (32) and who desires the purchase of a product using a credit card; an electronic-commerce server (46), disposed in the cybershop (40), for determining whether or not the electronic commerce should be concluded on the basis of the credit confirmation of the credit card; and an electronic-commerce assisting server (44) which requests the communication terminal (2) to transmit unique number data within the IC card (10) having a credit card function via the communication network (32), which converts the received unique number data into a credit card number in order to generate credit limit data of the credit card, and which transmits credit OK/NG data to the electronic-commerce server (46).

    Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program
    3.
    发明授权
    Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program 有权
    通信系统,结算管理装置和方法,便携式信息终端和信息处理方法以及程序

    公开(公告)号:US08280435B2

    公开(公告)日:2012-10-02

    申请号:US12394145

    申请日:2009-02-27

    IPC分类号: H04M1/00

    摘要: The present invention provides a communication system that enables safe and easy addition of a function for use of credit card settlement services to a portable information terminal. In this system, if a user brings his credit card close to the portable information terminal, the portable information terminal reads a card ID stored in a contactless IC card provided in the credit card. Then, the card ID is transmitted to a card management system which checks whether or not the card ID is valid. If confirming that the card ID is valid, the card management system instructs the portable information terminal to write the card ID thereto. If the user places an order of a merchandise, the card ID written to the portable information terminal is provided therefrom to use credit card settlement services.

    摘要翻译: 本发明提供一种通信系统,其能够安全且容易地向便携式信息终端添加使用信用卡结算服务的功能。 在该系统中,如果用户将信用卡靠近便携式信息终端,则便携式信息终端读取存储在信用卡中提供的非接触IC卡中的卡ID。 然后,将卡ID发送到卡管理系统,该卡管理系统检查卡ID是否有效。 如果确认卡ID有效,则卡管理系统指示便携式信息终端向其写入卡ID。 如果用户下达商品订单,则提供写入便携式信息终端的卡片ID以使用信用卡结算服务。

    Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program
    6.
    发明授权
    Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program 有权
    通信系统,结算管理装置和方法,便携式信息终端和信息处理方法以及程序

    公开(公告)号:US07634295B2

    公开(公告)日:2009-12-15

    申请号:US10800685

    申请日:2004-03-16

    IPC分类号: H04W4/00

    摘要: The present invention provides a communication system that enables safe and easy addition of a function for use of credit card settlement services to a portable information terminal. In this system, if a user brings his credit card close to the portable information terminal, the portable information terminal reads a card ID stored in a contactless IC card provided in the credit card. Then, the card ID is transmitted to a card management system which checks whether or not the card ID is valid. If confirming that the card ID is valid, the card management system instructs the portable information terminal to write the card ID thereto. If the user places an order of a merchandize, the card ID written to the portable information terminal is provided therefrom to use credit card settlement services.

    摘要翻译: 本发明提供一种通信系统,其能够安全且容易地向便携式信息终端添加使用信用卡结算服务的功能。 在该系统中,如果用户将信用卡靠近便携式信息终端,则便携式信息终端读取存储在信用卡中提供的非接触IC卡中的卡ID。 然后,将卡ID发送到卡管理系统,该卡管理系统检查卡ID是否有效。 如果确认卡ID有效,则卡管理系统指示便携式信息终端向其写入卡ID。 如果用户下达商品订单,则提供写入便携式信息终端的卡片ID以使用信用卡结算服务。

    COMMUNICATION SYSTEM, SETTLEMENT MANAGEMENT APPARATUS AND METHOD, PORTABLE INFORMATION TERMINAL AND INFORMATION PROCESSING METHOD, AND PROGRAM
    7.
    发明申请
    COMMUNICATION SYSTEM, SETTLEMENT MANAGEMENT APPARATUS AND METHOD, PORTABLE INFORMATION TERMINAL AND INFORMATION PROCESSING METHOD, AND PROGRAM 有权
    通信系统,结算管理装置和方法,便携式信息终端和信息处理方法及程序

    公开(公告)号:US20090167490A1

    公开(公告)日:2009-07-02

    申请号:US12394145

    申请日:2009-02-27

    IPC分类号: G08C19/00

    摘要: The present invention provides a communication system that enables safe and easy addition of a function for use of credit card settlement services to a portable information terminal. In this system, if a user brings his credit card close to the portable information terminal, the portable information terminal reads a card ID stored in a contactless IC card provided in the credit card. Then, the card ID is transmitted to a card management system which checks whether or not the card ID is valid. If confirming that the card ID is valid, the card management system instructs the portable information terminal to write the card ID thereto. If the user places an order of a merchandise, the card ID written to the portable information terminal is provided therefrom to use credit card settlement services.

    摘要翻译: 本发明提供一种通信系统,其能够安全且容易地向便携式信息终端添加使用信用卡结算服务的功能。 在该系统中,如果用户将信用卡靠近便携式信息终端,则便携式信息终端读取存储在信用卡中提供的非接触式IC卡中的卡ID。 然后,将卡ID发送到卡管理系统,该卡管理系统检查卡ID是否有效。 如果确认卡ID有效,则卡管理系统指示便携式信息终端向其写入卡ID。 如果用户下达商品订单,则提供写入便携式信息终端的卡片ID以使用信用卡结算服务。