公开(公告)号：US12131432B2

公开(公告)日：2024-10-29

申请号：US18449313

申请日：2023-08-14

Applicant: The Toronto-Dominion Bank

Inventor： Adrian Chung-Hey Ma ,  Michael Pronski ,  Darius Braziunas ,  Imran Ahmed Khan

IPC: G06T19/00 ,  G06Q20/34 ,  G06T13/20 ,  G06T17/00

CPC classification number: G06T19/006 ,  G06Q20/351 ,  G06T13/20 ,  G06T17/00

Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a requesting device, a signal that includes a request to send a stored-value card to a recipient, the request identifying one or more parameters of the stored-value card; generate the stored-value card and a three-dimensional object representing the stored-value card according to the one or more parameters; and send, via the communications module and to a mobile device of the recipient, a signal that includes the three-dimensional object representing the stored-value card for display in augmented reality.

公开(公告)号：US11763532B1

公开(公告)日：2023-09-19

申请号：US17690119

申请日：2022-03-09

Applicant: The Toronto-Dominion Bank

Inventor： Adrian Chung-Hey Ma ,  Michael Pronski ,  Darius Braziunas ,  Imran Ahmed Khan

IPC: G06T19/00 ,  G06Q20/34 ,  G06T13/20 ,  G06T17/00

CPC classification number: G06T19/006 ,  G06Q20/351 ,  G06T13/20 ,  G06T17/00

Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a requesting device, a signal that includes a request to send a stored-value card to a recipient, the request identifying one or more parameters of the stored-value card; generate the stored-value card and a three-dimensional object representing the stored-value card according to the one or more parameters; and send, via the communications module and to a mobile device of the recipient, a signal that includes the three-dimensional object representing the stored-value card for display in augmented reality.

公开(公告)号：US11876772B2

公开(公告)日：2024-01-16

申请号：US17177557

申请日：2021-02-17

Applicant: The Toronto-Dominion Bank

Inventor： Arthur Carroll Chow ,  Tae Gyun Moon ,  Sangeeta Mathew ,  Darius Braziunas ,  Dino Paul D'Agostino

IPC: G06F15/16 ,  H04L51/56 ,  H04L51/58 ,  H04L51/226 ,  H04W4/12

CPC classification number: H04L51/56 ,  H04L51/226 ,  H04L51/58 ,  H04W4/12

Abstract: A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel and one or more defined rules for evaluating the first message object prior to delivery of the first message object to a recipient entity; storing the first message object in a memory, the first message object being stored in association with a first set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the first set that is associated with the first access channel; and causing the at least one message object to be delivered to the recipient entity via the first access channel.

公开(公告)号：US11928670B2

公开(公告)日：2024-03-12

申请号：US17148962

申请日：2021-01-14

Applicant: The Toronto-Dominion Bank

Inventor： Michael Pronski ,  Darius Braziunas

IPC: G06Q20/34 ,  G06Q20/06 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q30/0601

CPC classification number: G06Q20/3672 ,  G06Q20/0655 ,  G06Q20/105 ,  G06Q20/349 ,  G06Q30/0637

Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a client device, a request to process an order for value storage tokens, the request indicating at least one token provider and order parameters defining at least one denomination and a quantity of value storage tokens to be associated with the at least one denomination; establishing a communication connection with a server system associated with the at least one token provider through an application programming interface (API) for the at least one token provider; generating one or more API calls for requesting to obtain digital representations of the value storage tokens associated with the order; and receiving the digital representations of the value storage tokens associated with the order.

公开(公告)号：US12192162B2

公开(公告)日：2025-01-07

申请号：US18528461

申请日：2023-12-04

Applicant: The Toronto-Dominion Bank

Inventor： Arthur Carroll Chow ,  Tae Gyun Moon ,  Sangeeta Mathew ,  Darius Braziunas ,  Dino Paul D'Agostino

IPC: G06F15/16 ,  H04L51/226 ,  H04L51/56 ,  H04L51/58 ,  H04W4/12

Abstract: A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel; storing the first message object in a memory, the first message object being stored in association with a set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the set that is associated with the first access channel; and causing the at least one message object to be delivered via the first access channel.

公开(公告)号：US11599934B2

公开(公告)日：2023-03-07

申请号：US17148980

申请日：2021-01-14

Applicant: The Toronto-Dominion Bank

Inventor： Michael Pronski ,  Darius Braziunas

IPC: G06Q30/06 ,  G06Q20/08 ,  G06Q20/36 ,  G06Q30/0601

Abstract: A computer-implemented method is disclosed. The method includes: receiving a request to process an order of a value storage token; sending, to a messaging address associated with a recipient entity, a first message including a unique link for accessing a token provider selection interface; detecting activation of the unique link by the recipient entity; in response to detecting activation of the unique link by the recipient entity, providing, on a computing device associated with the recipient entity, the token provider selection interface, wherein providing the token provider selection interface includes presenting only the one or more supported token providers as selectable options via the token provider selection interface; receiving, via the token provider selection interface, a selection of a token provider; in response to receiving the selection of the token provider: sending the digital representation of the value storage token to the messaging address associated with the recipient entity.