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Patent Agency Ranking
公开(公告)号：US20180089645A1
公开(公告)日：2018-03-29
申请号：US15278852
申请日：2016-09-28
Applicant: The Toronto-Dominion Bank
Inventor： Ian James MCDONALD , Adam Douglas MCPHEE , Perry Aaron Jones HALDENBY , Paul Mon-Wah CHAN , John Jong Suk LEE
CPC classification number: G06Q20/10 , G06Q20/367 , G06Q20/381 , G06Q20/3829 , G06Q20/405
Abstract: An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a first transfer from a first digital container associated with a first client to a second digital container associated with a second client. A value of the first transfer is compared to a total value in one or more accounts associated with the first client. At least one of the one or more accounts associated with the first client has a value in a first currency. A first draft is generated from a first account to an account associated with the second client. The first draft comprises a value in a second currency equivalent to the value of the first transfer.
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公开(公告)号：US20180101906A1
公开(公告)日：2018-04-12
申请号：US15287815
申请日：2016-10-07
Applicant: The Toronto-Dominion Bank
Inventor： Ian James MCDONALD , Adam Douglas MCPHEE , Perry Aaron Jones HALDENBY , Paul Mon-Wah CHAN , John Jong Suk LEE
CPC classification number: G06Q40/04 , G06Q20/065 , G06Q20/204 , G06Q20/405 , G06Q2220/00
Abstract: A device has a secure element including a memory that stores at least one address, a set of rules, and a state of an asset. A processor is configured for receiving a request to change the state of the asset associated with the address, validating the request in the case where changing the state of the asset according to the request complies with the set of rules, and invalidating the request in the case where changing the state of the asset according to the request violates the set of rules. A communications module is coupled to the secure element for transmitting information responsive to the request to a distributed network of peer processors for recording a change in the state of the asset in a distributed electronic ledger in the case where the secure element validates the request.
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公开(公告)号：US20230245113A1
公开(公告)日：2023-08-03
申请号：US18133244
申请日：2023-04-11
Applicant: The Toronto-Dominion Bank
Inventor： Ian James MCDONALD , Adam Douglas MCPHEE , Perry Aaron Jones HALDENBY , Paul Mon-Wah CHAN , John Jong Suk LEE
CPC classification number: G06Q20/3829 , G06Q20/38215 , G06Q20/20 , G06Q20/102 , G06Q20/0658 , G06Q2220/00
Abstract: A system has a storage medium encoded with program instructions, and a processor coupled to access the program instructions. The instructions configure the processor for: receiving a first request at a POS terminal to surrender a previously purchased first asset in exchange for at least a portion of a second asset that was used to purchase the first asset, receiving the private key from the first asset; accessing a set of rules stored in a distributed electronic ledger, the set of rules specifying conditions associated with the first request; transmitting an authorization to return the at least a portion of the second asset in exchange for surrender of the first asset, in the case where the conditions are satisfied; and invalidating the first request in the case where one or more of the conditions are not satisfied.
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公开(公告)号：US20180096349A1
公开(公告)日：2018-04-05
申请号：US15285869
申请日：2016-10-05
Applicant: The Toronto-Dominion Bank
Inventor： Ian James MCDONALD , Adam Douglas MCPHEE , Perry Aaron Jones HALDENBY , Paul Mon-Wah CHAN , John Jong Suk LEE
CPC classification number: G06Q20/3829 , G06Q20/0658 , G06Q20/102 , G06Q20/20 , G06Q20/38 , G06Q20/38215 , G06Q2220/00
Abstract: A system has a storage medium encoded with program instructions, and a processor coupled to access the program instructions. The instructions configure the processor for: receiving a first request at a POS terminal to surrender a previously purchased first asset in exchange for at least a portion of a second asset that was used to purchase the first asset, receiving the private key from the first asset; accessing a set of rules stored in a distributed electronic ledger, the set of rules specifying conditions associated with the first request; transmitting an authorization to return the at least a portion of the second asset in exchange for surrender of the first asset, in the case where the conditions are satisfied; and invalidating the first request in the case where one or more of the conditions are not satisfied.
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公开(公告)号：US20180089655A1
公开(公告)日：2018-03-29
申请号：US15277132
申请日：2016-09-27
Applicant: The Toronto-Dominion Bank
Inventor： Ian James MCDONALD , Adam Douglas MCPHEE , Perry Aaron Jones HALDENBY , Paul Mon-Wah CHAN , John Jong Suk LEE
IPC: G06Q20/20
CPC classification number: G06Q20/02 , G06Q20/065 , G06Q20/3825 , G06Q20/3827 , G06Q20/4037
Abstract: An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a first transfer from a first digital container associated with a first client to a second digital container associated with a second client. A value of the first transfer is compared to a total value in one or more accounts associated with the first client. At least one of the one or more accounts associated with the first client has a value in a first currency. A first draft is generated from a first account to an account associated with the second client. The first draft comprises a value in a second currency equivalent to the value of the first transfer.
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