公开(公告)号：US08688553B1

公开(公告)日：2014-04-01

申请号：US12059878

申请日：2008-03-31

申请人： Benjamin Weiss ,  Todd M. Fitch ,  John Reed Flora

发明人： Benjamin Weiss ,  Todd M. Fitch ,  John Reed Flora

IPC分类号： G06Q40/00

CPC分类号： G06Q30/02

摘要： A system and method for product market analysis using consumer financial data obtains financial data associated with a given consumer. At least part of the consumer financial data is then stored by the process for product market analysis using consumer financial data, or another party/application, typically in accounts/locations associated with the given consumer. An electronic media based marketing device is then provided by a product marketer, the electronic media based marketing device being capable of activation. When a consumer activates the electronic media based marketing device at least part of the consumer financial data associated with the consumer is transferred to the product marketer. As a result, the product marketer obtains significant amounts of information for market analysis purposes such as creating a potential consumer profile and determining a target market for the given product an/or service.

摘要翻译： 使用消费者财务数据的产品市场分析的系统和方法获得与给定消费者相关联的财务数据。 消费者财务数据的至少一部分然后通过消费者财务数据或通常在与给定消费者相关联的帐户/位置中的另一方/应用程序的过程存储在产品市场分析中。 然后由产品营销人员提供基于电子媒体的营销设备，基于电子媒体的营销设备能够激活。 当消费者激活基于电子媒体的营销设备时，至少部分与消费者相关联的消费者财务数据被转移到产品营销者。 因此，产品营销人员获得大量信息用于市场分析目的，例如创建潜在消费者资料并确定给定产品一个或多个服务的目标市场。

公开(公告)号：US07996244B1

公开(公告)日：2011-08-09

申请号：US11742249

申请日：2007-04-30

申请人： Todd M. Fitch

发明人： Todd M. Fitch

IPC分类号： G06F19/00

CPC分类号： G06Q50/24 ,  G06F19/00 ,  G16H10/60 ,  G16H10/65

摘要： Various embodiments of a method and apparatus for a portable medical alert mechanism stores health information on a portable electronic device and provides the health information to a health professional. In some embodiments, the health information may include information about a health condition, a health history, current medications, current medication dosages, allergies, or instructions. The health information may be on the portable electronic device and/or downloaded from a web-based application. In some embodiments, the health information may be selected and transferred to the portable electronic device by the system user from an external computer system. The health information stored on the portable electronic device may be periodically updated. The system user (or the portable electronic device) may have an indication of the presence of the health information on the portable electronic device (e.g., on a bracelet).

摘要翻译： 用于便携式医疗警报机构的方法和装置的各种实施例将健康信息存储在便携式电子设备上，并将健康信息提供给健康专业人员。 在一些实施方案中，健康信息可以包括关于健康状况，健康史，当前药物，当前药物剂量，过敏或指令的信息。 健康信息可以在便携式电子设备上和/或从基于网络的应用程序下载。 在一些实施例中，可以由系统用户从外部计算机系统选择健康信息并将其传送到便携式电子设备。 可以定期更新存储在便携式电子设备上的健康信息。 系统用户（或便携式电子设备）可以在便携式电子设备（例如，手镯）上具有健康信息的存在的指示。

公开(公告)号：US08209229B1

公开(公告)日：2012-06-26

申请号：US12104081

申请日：2008-04-16

申请人： Benjamin Weiss ,  Todd M. Fitch

发明人： Benjamin Weiss ,  Todd M. Fitch

IPC分类号： G06Q30/00

CPC分类号： G06Q30/0283 ,  G06Q30/0601 ,  G06Q30/0611 ,  G06Q30/0623 ,  G06Q30/0639 ,  G06Q30/0641 ,  G06Q40/12

摘要： A system and method for determining the actual cost of a product and/or service includes a process for determining the actual cost of a product and/or service whereby financial data associated with one or more “contributing consumers” is obtained from one or more sources. The financial data includes data associated with specific financial transactions. The financial data, and/or specific financial transactions are categorized and/or associated with a specific purchase of a product and/or service. The financial data obtained from one or more contributing consumers is then aggregated, processed, and/or categorized, according to the identified and specific product and/or service associated with the financial data. A “user consumer” then initiates a request for financial data associated with the purchase of a specified product and/or service. The financial data obtained from one or more contributing consumers is then searched and actual price paid data associated with the purchase of the specified product is presented to the user consumer.

摘要翻译： 用于确定产品和/或服务的实际成本的系统和方法包括确定产品和/或服务的实际成本的过程，其中从一个或多个来源获得与一个或多个“贡献消费者”相关联的财务数据 。 财务数据包括与特定金融交易相关的数据。 财务数据和/或特定财务交易被分类和/或与特定购买产品和/或服务相关联。 然后，根据与财务数据相关联的所识别的和特定的产品和/或服务，将从一个或多个贡献消费者获得的财务数据进行聚合，处理和/或分类。 “用户消费者”然后启动与购买指定产品和/或服务相关联的财务数据的请求。 然后搜索从一个或多个贡献消费者获得的财务数据，并将与购买指定产品相关联的实际价格支付数据呈现给用户消费者。

公开(公告)号：US08060395B1

公开(公告)日：2011-11-15

申请号：US11769997

申请日：2007-06-28

申请人： Thomas A. Frasher ,  Todd M. Fitch ,  Steven A. Sholtis

发明人： Thomas A. Frasher ,  Todd M. Fitch ,  Steven A. Sholtis

IPC分类号： G06F9/46

CPC分类号： G06Q10/1093 ,  G06F19/00

摘要： A priority-based scheduling service may schedule appointments between service providers and service consumers by assigning a priority to an appointment request based on one or more factors. The scheduling service may take into consideration the history of the service consumer and the purpose or reason for the appointment request. In addition, preferences indicated by the service provider and service consumer may be taken into consideration by the scheduling service. A prioritized appointment request may be scheduled dependent upon how high or low a priority has been assigned to the request. The scheduling service may apply rules during the prioritizing and scheduling processes. Rules may be configured by the service providers. Once the appointment has been scheduled by the scheduling service, notification may be sent to the service provider and service consumer. Communication between the scheduling service, service providers and service consumers may be accomplished via a communications network.

摘要翻译： 基于优先级的调度服务可以基于一个或多个因素来为约定请求分配优先级，从而在服务提供者和服务消费者之间调度约会。 调度服务可以考虑服务消费者的历史以及该约定请求的目的或原因。 此外，服务提供商和服务使用者指示的偏好可以由调度服务考虑在内。 可以根据优先级被分配给请求的高或低来安排优先预约请求。 调度服务可以在优先级排序和调度过程中应用规则。 规则可能由服务提供商配置。 一旦调度服务已经安排了约会，可以向服务提供商和服务消费者发送通知。 调度服务，服务提供商和服务使用者之间的通信可以通过通信网络实现。

公开(公告)号：US5633909A

公开(公告)日：1997-05-27

申请号：US413464

申请日：1995-03-28

申请人： Todd M. Fitch

发明人： Todd M. Fitch

IPC分类号： H04M3/32 ,  H04M3/533 ,  H04M1/24 ,  H04M1/64 ,  H04M3/08

CPC分类号： H04M3/323 ,  H04M3/533

摘要： A testing system, also known as a call generator, generates telephone calls to test telephone equipment. The call generator includes a processor, a memory for storing processor procedures and test cases, and a communication interface. The procedures include a test case procedure for calling a system under test (SUT), interacting with the SUT, and accessing voice mailboxes located in the SUT. The call generator sends messages to the SUT. Then the call generator calls the SUT to once again access the voice mailboxes, and retrieves the stored messages. The call generator compares the retrieved messages with the delivered messages, or parameters representative of the delivered messages, to verify the retrieved messages. The call generator also has the capability to store, communicate, and verify other types of electronic information including facsimiles and electronic mail. The call generator may also operate on a network for communicating test cases and other database information to and from other users. The call generator and method are also applicable to testing private branch exchanges (PBX) and other telephone equipment.

摘要翻译： 测试系统（也称为呼叫发生器）产生电话来测试电话设备。 呼叫发生器包括处理器，用于存储处理器过程和测试用例的存储器以及通信接口。 这些过程包括一个测试用例程序，用于调用被测系统（SUT），与SUT进行交互，以及访问位于SUT中的语音信箱。 呼叫生成器向SUT发送消息。 然后呼叫生成器调用SUT再次访问语音邮箱，并检索存储的消息。 呼叫发生器将检索到的消息与传递的消息或表示所传送消息的参数进行比较，以验证检索到的消息。 呼叫发生器还具有存储，通信和验证其他类型的电子信息（包括传真和电子邮件）的能力。 呼叫发生器还可以在网络上操作以向其他用户传送测试用例和其他数据库信息。 呼叫发生器和方法也适用于测试私人交换机（PBX）和其他电话设备。

公开(公告)号：US08725578B2

公开(公告)日：2014-05-13

申请号：US12022832

申请日：2008-01-30

申请人： Benjamin R. Weiss ,  Jim Del Favero ,  Todd M. Fitch

发明人： Benjamin R. Weiss ,  Jim Del Favero ,  Todd M. Fitch

IPC分类号： G06Q20/00

CPC分类号： G06Q40/00 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/3224 ,  G06Q20/40

摘要： A system that authorizes a financial transaction is presented. During operation, the system receives a request to authorize accounts associated with one or more financial instruments to be used to fulfill the financial transaction. Next, the system determines a transaction location at which the financial transaction is being performed. The system then determines whether the accounts are authorized to be used at the transaction location. If so, the system authorizes the accounts to be used to fulfill the financial transaction.

摘要翻译： 介绍了授权金融交易的系统。 在操作期间，系统收到授权与一个或多个金融工具相关联的帐户以用于履行金融交易的请求。 接下来，系统确定正在执行金融交易的交易位置。 系统然后确定帐户是否被授权在交易位置使用。 如果是这样，系统授权帐户用于履行金融交易。

公开(公告)号：US08219504B1

公开(公告)日：2012-07-10

申请号：US12020457

申请日：2008-01-25

申请人： Benjamin Weiss ,  Todd M. Fitch ,  Glynis Hively

发明人： Benjamin Weiss ,  Todd M. Fitch ,  Glynis Hively

IPC分类号： G06Q99/00

CPC分类号： G06Q30/0203 ,  G06Q30/0283 ,  G06Q30/0601 ,  G06Q50/01

摘要： Financial data associated with one or more “contributing consumers” is obtained from one or more sources. The financial data includes data associated with specific financial transactions and the specific financial transactions are tagged as sharable by the contributing consumers. The financial data, and/or specific financial transactions are categorized by the contributing consumers, and/or associated with a specific purchase of a parent product and/or service. The financial data obtained from one or more contributing consumers is then aggregated, processed, and/or categorized, according to the parent product and/or service associated with the financial data. A “user consumer” then initiates a request for financial data associated with the purchase of a specified product and/or service. The financial data obtained from one or more contributing consumers is then searched and data associated with the purchase of the specified product and/or service and any other secondary purchases, is presented to the user consumer.

摘要翻译： 从一个或多个来源获得与一个或多个“贡献消费者”相关联的财务数据。 财务数据包括与特定金融交易相关联的数据，特定的金融交易由贡献消费者标记为可共享。 财务数据和/或特定财务交易由贡献消费者分类，和/或与特定购买母产品和/或服务相关联。 然后，根据与财务数据相关联的母产品和/或服务，从一个或多个贡献消费者获得的财务数据被聚合，处理和/或分类。 “用户消费者”然后启动与购买指定产品和/或服务相关联的财务数据的请求。 然后搜索从一个或多个贡献消费者获得的财务数据，并将与购买指定产品和/或服务以及任何其它二次购买相关联的数据呈现给用户消费者。

公开(公告)号：US07949546B1

公开(公告)日：2011-05-24

申请号：US11925022

申请日：2007-10-26

申请人： Michael S. Klieman ,  Thomas Anthony Frasher ,  Todd M. Fitch ,  Steven Sholtis

发明人： Michael S. Klieman ,  Thomas Anthony Frasher ,  Todd M. Fitch ,  Steven Sholtis

IPC分类号： G06F15/16

CPC分类号： G06Q50/24 ,  G06F19/00 ,  G06Q50/22 ,  G16H10/60

摘要： A method and system for providing family health history data includes a process for providing family health history data whereby, all, or part of, a family member's health data is obtained from, but not limited to, any of the following sources: the family member and/or agents of the family member; one or more other family members, one or more healthcare providers; one or more healthcare insurance plan providers; one or more healthcare benefit program administrators; one or more financial institutions; and/or any other source of a family member's health data. All, or part of, the family member's health data is then provided to other family members, healthcare providers for family members, state and/or private agencies, and/or any other party as designated by the family member, and on a selective access basis, as designated by the family member, for use as family health history data by the designated parties.

摘要翻译： 一种用于提供家庭健康史数据的方法和系统包括提供家庭健康史数据的过程，其中家族成员的健康数据的全部或一部分从但不限于以下任何来源获得：家庭成员 和/或家庭成员的代理人; 一个或多个其他家庭成员，一个或多个保健提供者; 一个或多个医疗保险计划提供者; 一个或多个医疗福利计划管理员; 一个或多个金融机构; 和/或家庭成员健康数据的任何其他来源。 然后将家庭成员的健康数据全部或部分提供给其他家庭成员，家庭成员，国家和/或私人机构的医疗保健提供者，和/或家庭成员指定的任何其他方，以及选择性接入 由家庭成员指定，由指定方用作家庭健康史数据。

公开(公告)号：US20080313598A1

公开(公告)日：2008-12-18

申请号：US11818178

申请日：2007-06-12

申请人： Thomas A. Frasher ,  Todd M. Fitch

发明人： Thomas A. Frasher ,  Todd M. Fitch

IPC分类号： G06F9/44

CPC分类号： G06F11/3616 ,  G06Q10/06 ,  G06Q10/063116 ,  G06Q10/06393 ,  G06Q10/06395

摘要： A system that manages development of software is described. During operation, this system aggregates status information and requirement information as a function of time, where the status information specifies the status of the development of the software and the requirement information specifies target requirements for the software. Next, the system dynamically determines a project estimate for the development of the software based on the status information and the requirement information.

摘要翻译： 描述管理软件开发的系统。 在运行期间，该系统将状态信息和需求信息作为时间的函数进行聚合，其中状态信息指定软件开发的状态，并且需求信息指定软件的目标要求。 接下来，系统基于状态信息和需求信息动态地确定用于开发软件的项目估计。

公开(公告)号：US5557539A

公开(公告)日：1996-09-17

申请号：US258395

申请日：1994-06-13

申请人： Todd M. Fitch

发明人： Todd M. Fitch

IPC分类号： G06F11/36 ,  H04M3/24 ,  H04M3/533 ,  G06F17/00

CPC分类号： G06F11/3672 ,  H04M3/24 ,  H04M3/533

摘要： A testing system for an interactive voice messaging system comprises a processor, a memory storing processor procedures and test cases, and a telephonic interface. The processor procedures include a master procedure and subprocedures for debugging the test case, retrieving and displaying documents, storing and retrieving database items, test case procedure development and editing, and test report generation. The processor procedures are all hyperlinked together so that the testing system can call any of the procedures at specified times in order to permit a user to read or modify database entries, documents and test cases when necessary. A method for testing an interactive voice messaging system includes steps for performing the test case control system of the present invention. The present apparatus and method are also applicable to testing private branch exchanges (PBX) and other telephonic based systems.

摘要翻译： 用于交互式语音消息收发系统的测试系统包括处理器，存储处理器过程和测试用例的存储器以及电话接口。 处理器过程包括主程序和子程序，用于调试测试用例，检索和显示文档，存储和检索数据库项，测试用例程序开发和编辑以及测试报告生成。 处理器过程都被超链接在一起，以便测试系统可以在指定的时间调用任何过程，以便允许用户在必要时读取或修改数据库条目，文档和测试用例。 一种用于测试交互式语音消息系统的方法包括执行本发明的测试用例控制系统的步骤。 本装置和方法也适用于测试专用交换机（PBX）和其他基于电话的系统。