公开(公告)号：US20160027003A1

公开(公告)日：2016-01-28

申请号：US14823899

申请日：2015-08-11

Applicant: VeriFone, Inc.

Inventor： PATRICK K. HAZEL ,  Scott Yale ,  Clay von Mueller

IPC: G06Q20/36 ,  G06Q20/38 ,  G06Q20/40

CPC classification number: G06Q20/367 ,  G06F21/606 ,  G06Q20/085 ,  G06Q20/12 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q20/4012 ,  G06Q2220/00 ,  H04L9/3234 ,  H04L2209/56

Abstract: A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor. The system might further include a purchaser terminal for routing the encrypted token data to a transaction processing network or a vendor for providing payment and confirmation to the vendor of an authorized token.

Abstract translation: 提供了一种用于促进购买者和供应商之间的安全交易的系统。 该系统可以包括用于将令牌数据读入系统的购买者令牌数据捕获装置，用于加密令牌数据的加密模块和用于将加密的令牌数据传送给供应商的基于网络的供应商输入形式。 该系统还可以包括用于将加密的令牌数据路由到交易处理网络或供应商的购买者终端，以向授权令牌的供应商提供支付和确认。

公开(公告)号：US10007910B2

公开(公告)日：2018-06-26

申请号：US15012739

申请日：2016-02-01

Applicant: VeriFone, Inc.

Inventor： Clay von Mueller ,  Mihir Bellare ,  Scott Yale ,  Patrick K. Hazel ,  Paul Elbridge Catinella

IPC: G06Q20/38 ,  G06Q20/20 ,  G06Q20/40 ,  H04L29/06 ,  H04L9/06 ,  H04L9/08 ,  H04L9/32 ,  G06Q20/12

CPC classification number: G06Q20/3829 ,  G06Q20/12 ,  G06Q20/204 ,  G06Q20/38215 ,  G06Q20/3823 ,  G06Q20/409 ,  G06Q2220/00 ,  H04L9/0625 ,  H04L9/0822 ,  H04L9/0866 ,  H04L9/3226 ,  H04L9/3234 ,  H04L9/3247 ,  H04L63/0428 ,  H04L2209/56

Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.

公开(公告)号：US09679290B2

公开(公告)日：2017-06-13

申请号：US14823899

申请日：2015-08-11

Applicant: VeriFone, Inc.

Inventor： Patrick K. Hazel ,  Scott Yale ,  Clay von Mueller

IPC: G06Q20/00 ,  G06Q20/36 ,  G06Q20/08 ,  G06Q20/12 ,  G06Q20/38 ,  H04L9/32 ,  G06F21/60 ,  G06Q20/40

CPC classification number: G06Q20/367 ,  G06F21/606 ,  G06Q20/085 ,  G06Q20/12 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q20/4012 ,  G06Q2220/00 ,  H04L9/3234 ,  H04L2209/56

Abstract: A system for facilitating secure transactions between a purchaser and a vendor is provided. The system might include a purchaser token data capture device for reading token data into the system, an encryption module for encrypting the token data and a network based vendor input form for communicating the encrypted token data to the vendor. The system might further include a purchaser terminal for routing the encrypted token data to a transaction processing network or a vendor for providing payment and confirmation to the vendor of an authorized token.

公开(公告)号：US20160239836A1

公开(公告)日：2016-08-18

申请号：US15012739

申请日：2016-02-01

Applicant: VeriFone, Inc.

Inventor： Clay von Mueller ,  Mihir Bellare ,  Scott Yale ,  Patrick K. Hazel ,  Paul Elbridge Catinella

IPC: G06Q20/38 ,  H04L29/06 ,  G06Q20/20 ,  H04L9/32 ,  G06Q20/40 ,  H04L9/06 ,  H04L9/08

CPC classification number: G06Q20/3829 ,  G06Q20/12 ,  G06Q20/204 ,  G06Q20/38215 ,  G06Q20/3823 ,  G06Q20/409 ,  G06Q2220/00 ,  H04L9/0625 ,  H04L9/0822 ,  H04L9/0866 ,  H04L9/3226 ,  H04L9/3234 ,  H04L9/3247 ,  H04L63/0428 ,  H04L2209/56

Abstract: Systems and methods for performing a secure transaction provided. In one embodiment, the method includes: reading data on a command token, reading data on a token; encrypting the token data with a key; encrypting an authentication data with a clear text token data; and transmitting the encrypted authentication data with the encrypted token data to a remote device.

Abstract translation: 提供安全交易的系统和方法。 在一个实施例中，该方法包括：读取命令令牌上的数据，读取令牌上的数据; 用密钥加密令牌数据; 使用明文令牌数据加密认证数据; 并将加密的认证数据与加密的令牌数据发送到远程设备。

公开(公告)号：US20140365375A1

公开(公告)日：2014-12-11

申请号：US14316456

申请日：2014-06-26

Applicant: VeriFone, Inc.

Inventor： Clay von Mueller ,  Scott R. Yale ,  Patrick K. Hazel ,  Paul Elbridge Catinella

IPC: G06Q20/38 ,  G06Q20/40

CPC classification number: G06Q20/367 ,  G06F21/606 ,  G06Q20/085 ,  G06Q20/12 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q20/4012 ,  G06Q2220/00 ,  H04L9/3234 ,  H04L2209/56

Abstract: Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the transaction records contain encrypted token information; decrypting the encrypted token information for a transaction record that is determined to have encrypted token information; and providing clear text token information obtained by decrypting the encrypted token information for a transaction record for transaction settlement.

Abstract translation: 提供了用于执行令牌访问事务的结算的系统和方法。 在一个实施例中，本发明提供批量处理银行卡交易，包括接收多个银行卡交易的交易记录，其中至少一些交易记录包括加密的令牌信息; 确定交易记录是否包含加密的令牌信息; 对被确定具有加密的令牌信息的事务记录的加密令牌信息进行解密; 并提供通过解密用于交易结算的交易记录的加密令牌信息而获得的明文令牌信息。