System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods
    5.
    发明授权
    System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods 有权
    系统和计算机程序产品发行零售预付卡,包括用户设计的外部面孔,使用chit和相关的计算机实现的方法

    公开(公告)号:US08286863B1

    公开(公告)日:2012-10-16

    申请号:US12700681

    申请日:2010-02-04

    申请人: Jason Brooks

    发明人: Jason Brooks

    摘要: Embodiments of systems, computer program product, and related computer implemented methods to issue a closed-loop retail prepaid card including a user-designed external face using a chit, the chit being defined by an identification mechanism representing a financial commitment to issue a closed-loop retail prepaid card in an amount associated with a value paid for the chit, are provided. Embodiments of the present invention advantageously provide a service that enables a consumer to purchase, at the storefront of a retail establishment, a chit card that the consumer can subsequently redeem through a graphical user interface of an Internet website for a closed-loop retail prepaid card with a user-designed external face. The user-designed closed-loop retail prepaid card, for example, can be subsequently printed and delivered to an intended recipient. Advantageously, such a service can be made available to any retail establishment that uses a point-of-sale system.

    摘要翻译: 系统,计算机程序产品和相关计算机实现的方法来发布包含用户设计的外部面孔的闭环零售预付卡,所述闭合零售预付费卡通过识别机制来定义,所述识别机制表示财务承诺, 提供了与支付的价值相关的金额的循环零售预付卡。 本发明的实施例有利地提供一种服务,其使得消费者能够在零售店的店面处购买消费者随后可以通过因特网网站的图形用户界面兑换用于闭环零售预付卡的小卡 具有用户设计的外观面。 例如,用户设计的闭环零售预付卡可以随后打印并传送给预定的接收者。 有利地,这样的服务可以用于使用销售点系统的任何零售店。