IDENTITY INFORMATION CONTROLLED FINANCIAL ACCOUNT

    公开(公告)号:US20240303639A1

    公开(公告)日:2024-09-12

    申请号:US18649471

    申请日:2024-04-29

    IPC分类号: G06Q20/38 H04W12/37

    CPC分类号: G06Q20/3821 H04W12/37

    摘要: A processing unit and a mobile identity information controlled financial account device may communicate. The processing unit receives at least one digital representation of a biometric, obtains identity information using the at least one digital representation of the biometric, and determines whether or not to transmit an authorization signal to the mobile identity information controlled financial account device that enables use of the mobile identity information controlled financial account device in at least one transaction involving at least one financial account. The mobile identity information controlled financial account device may be usable for the at least one transaction when the mobile identity information controlled financial account device receives the authorization signal. The processing unit may also receive a first digital representation of a biometric for a first person along with at least one permission to assign regarding the mobile identity information controlled financial account device for a second person.

    IDENTIFICATION SYSTEM ENROLLMENT AND VALIDATION AND/OR AUTHENTICATION

    公开(公告)号:US20240303312A1

    公开(公告)日:2024-09-12

    申请号:US18670248

    申请日:2024-05-21

    发明人: Joe Trelin

    IPC分类号: G06F21/32 G06V40/40 G06V40/70

    CPC分类号: G06F21/32 G06V40/40 G06V40/70

    摘要: A system performs identification system enrollment and validation and/or authentication. In some examples, the system receives a digital representation of a biometric for a person from a device, biographic information for the person, and monitoring of capture of the biometric and determines whether the biometric is genuine. In others, the system obtains data from a network search using the biometric and the information, generates a comparison of the biometric and the information to the data from the network search, and uses the comparison to determine whether the person is who the person asserts. In still others, the system performs a number of identity checks using the information and the biometric, weights certainty and risk of each of the number of identity checks, and determines whether to approve the person for identification system enrollment using an aggregation of the identity checks.

    MOBILE ENROLLMENT USING A KNOWN BIOMETRIC
    4.
    发明公开

    公开(公告)号:US20240275781A1

    公开(公告)日:2024-08-15

    申请号:US18643874

    申请日:2024-04-23

    发明人: Stewart Whitman

    IPC分类号: H04L9/40 H04W12/30

    摘要: A system performs mobile biometric identification system enrollment using a known biometric. The system receives a digital representation of a first biometric for a person. Prior to using the digital representation of the first biometric to identify the person, the system compares a received digital representation of a second biometric for the person to known biometric data for the person. When the digital representation of the first biometric has been thus verified, the system is operative to identify the person using the digital representation of the first biometric.

    BIOMETRIC IMAGE LIVENESS DETECTION
    5.
    发明公开

    公开(公告)号:US20240257559A1

    公开(公告)日:2024-08-01

    申请号:US18417834

    申请日:2024-01-19

    发明人: Pieter Van Iperen

    IPC分类号: G06V40/40 G06T1/00 G06T7/90

    摘要: A system performs biometric liveness detection. A series of time generated codes are tracked by one or more servers. One or more user devices overlay a watermark on a captured image of a biometric according to one or more of the time generated codes. For example, the biometric may correspond to a face of a person. The one or more servers may detect whether or not the biometric is live by determining whether or not a provided image includes a watermark corresponding to the time generated code for the respective time that the provided image is provided.

    Biometric template translation
    6.
    发明授权

    公开(公告)号:US11995169B2

    公开(公告)日:2024-05-28

    申请号:US18120660

    申请日:2023-03-13

    申请人: Alclear, LLC

    发明人: Joe Trelin

    摘要: A system translates a first biometric template of a first type to enable comparison with a second biometric template of a second type. In one example, a canonical template structure to which the first and second biometric templates adhere may be identified and used to compare corresponding portions of the first and second biometric templates. In another example, types and associated formats of the first and second biometric templates may be identified to enable both to be translated to a general format that can then be compared. In still other examples, an identification system may use the first biometric template to determine an identity associated with first biometric data to either retrieve second stored biometric data associated with the identity of a same type as the second biometric template or verify that an account in an external system having a record storing the second biometric template is associated with the identity.

    Identification system enrollment and validation and/or authentication

    公开(公告)号:US11934500B2

    公开(公告)日:2024-03-19

    申请号:US17166787

    申请日:2021-02-03

    申请人: Alclear, LLC

    发明人: Joe Trelin

    IPC分类号: G06V40/40 G06F21/32 G06V40/70

    CPC分类号: G06F21/32 G06V40/40 G06V40/70

    摘要: A system performs identification system enrollment and validation and/or authentication. In some examples, the system receives a digital representation of a biometric for a person from a device, biographic information for the person, and monitoring of capture of the biometric and determines whether the biometric is genuine. In others, the system obtains data from a network search using the biometric and the information, generates a comparison of the biometric and the information to the data from the network search, and uses the comparison to determine whether the person is who the person asserts. In still others, the system performs a number of identity checks using the information and the biometric, weights certainty and risk of each of the number of identity checks, and determines whether to approve the person for identification system enrollment using an aggregation of the identity checks.

    Providing digital identifications generated for checkpoint validation based on biometric identification

    公开(公告)号:US11869294B2

    公开(公告)日:2024-01-09

    申请号:US17690381

    申请日:2022-03-09

    申请人: Alclear, LLC

    摘要: An identification systems maintains digital identities for people and uses such digital identities to generate and/or provide one or more digital identification objects to one or more checkpoints. Such digital identification objects may be generated on the fly using identity information stored in association with the digital identities, stored, and so on. The identification system may generate the digital identification object in a format expected by the checkpoint, may have a trusted relationship with the checkpoint and/or may be configured to securely communicate with the checkpoint, and so on. In this way, the identification system may enable use of the automated and/or semi-automated checkpoints discussed above without requiring that people have a mobile driver's license and/or other government-issued digital identification stored on a mobile device that is capable of communicating with the automated and/or semi-automated checkpoints.