Abstract:
A data driven and forward looking risk and reward appetite methodology for consumer and small business is described. The methodology includes customer segmentation to create pools of homogeneous assets in terms of revenue and loss characteristics, forward looking simulation to forecast expected values and volatilities of revenue and loss, and risk and reward optimization of the portfolio. One methodology used for modeling revenue and loss is a generalized additive effect decomposition model to fit historical data. Based on the model, a segmentation procedure is performed, which allows for creation of groups of customers with similar revenue and loss characteristics. An estimation procedure for the model is developed and a simulation strategy to forecast and simulate revenue and loss volatility is developed. Efficient frontier curves of risk (e.g., return volatility) and reward (e.g., expected return) are created for the current portfolio under various economic scenarios.
Abstract:
Open steel cord with a structure of n×1 has a high elongation at break being not less than 4%, open steel cord has a lay length being more than 10 mm, the steel filaments in open steel cord are helically preformed, and the ratio of the preforming height of steel filament and the diameter of steel filament is not less than 5.0. Open steel cord has high elongation at break, high elongation under low load and full rubber penetration. The open steel cord is used as reinforcing element in a rubber product.
Abstract:
Open steel cord with a structure of n×1 has a high elongation at break being not less than 4%, open steel cord has a lay length being more than 10 mm, the steel filaments in open steel cord are helically preformed, and the ratio of the preforming height of steel filament and the diameter of steel filament is not less than 5.0. Open steel cord has high elongation at break, high elongation under low load and full rubber penetration. The open steel cord is used as reinforcing element in a rubber product.
Abstract:
A data driven and forward looking risk and reward appetite methodology for consumer and small business is described. The methodology includes customer segmentation to create pools of homogeneous assets in terms of revenue and loss characteristics, forward looking simulation to forecast expected values and volatilities of revenue and loss, and risk and reward optimization of the portfolio. One methodology used for modeling revenue and loss is a generalized additive effect decomposition model to fit historical data. Based on the model, a segmentation procedure is performed, which allows for creation of groups of customers with similar revenue and loss characteristics. An estimation procedure for the model is developed and a simulation strategy to forecast and simulate revenue and loss volatility is developed. Efficient frontier curves of risk (e.g., return volatility) and reward (e.g., expected return) are created for the current portfolio under various economic scenarios.
Abstract:
A steel cord (20) adapted for the reinforcement of elastomer products, comprises a Single core filament (22) with a core filament diameter D 0 and 3N layer filaments (24, 26) twisted around the core filament in the same direction and with the same step. N ranges from four to five. The 3N layer filaments is arranged in an intermediate layer of N filaments (24) having an intermediate layer diameter D 1 and in an outer layer of 2N filaments (26) having an outer layer diameter D 2 and the steel cord (20) has the following characteristics (D 0 , D 1 , D 2 in mm ): D 0 ≤D 1 2 .
Abstract:
A steel cord adapted for the reinforcement of rubber products, comprising an inner strand of at least three and no more than seven filaments twisted together in a first twist direction with a first twist step and further comprising a layer of filaments twisted around said inner strand in a second twist direction with a second twist step. One of the filaments of the inner strand is alternatingly taking the position as core filament. The alternating role of the filaments to function as core filament provides a good mechanical anchorage of this core filament in the steel cord and the outer layer provides an outer surface with a decreased roughness so that processability problems are avoided or at least reduced to a minimum.
Abstract:
A method for making isolongifolenone involving reacting (-)-isolongifolene with chromium hexacarbonyl and t-butyl hydroperoxide. Also a method for for repelling arthropods involving treating an object or area with an arthropod repelling effective amount of isolongifolenone and/or at least one isolongifolenone analog (and optionally a carrier or carrier material).
Abstract:
A steel cord (20) adapted for the reinforcement of rubber products, comprising an inner strand of at least three and no more than seven filaments (22a- 22f) twisted together in a first twist direction with a first twist step and further comprising a layer of filaments (24) twisted around said inner strand in a second twist direction with a second twist step. One of the filaments (22a- 22f) of the inner strand is alternatingly taking the position as core filament. The alternating role of the filaments to function as core filament provides a good mechanical anchorage of this core filament in the steel cord and the outer layer (24) provides an outer surface with a decreased roughness so that processability problems are avoided or at least reduced to a minimum.