公开(公告)号：US20240296510A1

公开(公告)日：2024-09-05

申请号：US18647386

申请日：2024-04-26

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Brian A. Steigerwald ,  Shreeti Banerjee

IPC: G06Q50/18 ,  G06F21/62 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/00 ,  G06Q50/16 ,  G07C5/00 ,  G16H10/60 ,  G16H40/67 ,  H04L51/02 ,  H04L51/04 ,  H04L67/12

CPC classification number: G06Q50/186 ,  G06F21/6245 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/01 ,  G06Q50/16 ,  G07C5/008 ,  G16H10/60 ,  G16H40/67 ,  H04L51/02 ,  H04L51/04 ,  H04L67/12

Abstract: A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US20240160274A1

公开(公告)日：2024-05-16

申请号：US18114822

申请日：2023-02-27

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Brian N. Harvey ,  Joseph Robert Brannan ,  Joseph Harr

IPC: G06F3/01 ,  G06F40/279 ,  G06N20/00

CPC classification number: G06F3/011 ,  G06F40/279 ,  G06N20/00

Abstract: Systems and methods for generating personalized virtual content for a user of a virtual experience system are disclosed. Personal data associated with a customer or a user of a virtual experience device is collected, and a set of keywords representative of customer characteristics is identified from the personal data. Virtual content is generated using a machine learning model trained to generate personalized virtual content based upon keywords. The personalized virtual content is generated based upon the set of keywords representative of the customer characteristics. The personalized virtual content is provided via the virtual experience device to the customer or user in a virtual environment.

公开(公告)号：US20240135362A1

公开(公告)日：2024-04-25

申请号：US18187631

申请日：2023-03-20

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q20/36 ,  G06Q50/18 ,  G16H10/60

CPC classification number: G06Q20/3672 ,  G06Q50/188 ,  G16H10/60

Abstract: The following relates generally to implementing a medical data non-fungible token (NFT). In some embodiments, one or more processors receive medical data of a plurality of users, and store the medical data of the plurality of users in a first storage location in a medical data database. The one or more processors may then detect a request to purchase a data feed for one or more types of medical data, and identify medical data corresponding to the request in the medical data database. The one or more processors may then store the identified medical data in a second storage location, and mint a medical data NFT that indicates the second storage location.

公开(公告)号：US20240127258A1

公开(公告)日：2024-04-18

申请号：US18187622

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q30/012 ,  G06Q20/36

CPC classification number: G06Q30/012 ,  G06Q20/36 ,  G06Q2220/16

Abstract: The following relates generally to creating a backup of data and/or settings of a smart device. In some embodiments, one or more processors receive the data and/or settings of the smart device. The one or more processors may then mint a non-fungible token (NFT) that references a link to a data storage area. The data storage area may store: (i) an identification of the smart device, and/or (ii) the received data and/or settings of the smart device. The following also relates generally to providing a warranty of an item. In some embodiments, one or more processors detect an indication of a sale. The one or more processors may then mint a warranty non-fungible token (NFT) that: (a) is owned by the owner of the item, (b) identifies the item, and (c) identifies warranty information of the item.

公开(公告)号：US20240112148A1

公开(公告)日：2024-04-04

申请号：US18124420

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q10/20 ,  G06Q30/0283 ,  G06Q40/08 ,  G06T17/00 ,  G06T19/00

CPC classification number: G06Q10/20 ,  G06Q30/0283 ,  G06Q40/08 ,  G06T17/00 ,  G06T19/006

Abstract: The following relates generally to assisting with repair of a physical item. In some embodiments, one or more processors: receive an indication of an insurance claim including an indication of a physical item to be repaired; determine a set of potential repair options for the physical item to be repaired; build a virtual model of the physical item to be repaired; and present, in the virtual environment: (i) the set of potential repair options, (ii) the physical item to be repaired, and/or (iii) a repaired version of the physical item to be repaired.

公开(公告)号：US11948198B1

公开(公告)日：2024-04-02

申请号：US17089382

申请日：2020-11-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Brian A. Steigerwald ,  Shreeti Banerjee ,  Larry Ingrum

IPC: G06Q40/00 ,  G06F21/62 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/08 ,  G06Q40/12 ,  G06Q50/00 ,  G06Q50/16 ,  G06Q50/18 ,  G07C5/00 ,  G16H10/60 ,  G16H40/67 ,  H04L67/12

CPC classification number: G06Q40/08 ,  G06F21/6245 ,  G06N20/00 ,  G06Q10/10 ,  G06Q10/20 ,  G06Q30/0203 ,  G06Q40/02 ,  G06Q40/12 ,  G06Q50/01 ,  G06Q50/16 ,  G06Q50/186 ,  G07C5/008 ,  G16H10/60 ,  G16H40/67 ,  H04L67/12

Abstract: A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

公开(公告)号：US20240103982A1

公开(公告)日：2024-03-28

申请号：US18124360

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  Joseph P. Harr ,  Edward W. Breitweiser

IPC: G06F11/14 ,  G06Q20/38 ,  G06Q40/08

CPC classification number: G06F11/1464 ,  G06F11/1469 ,  G06Q20/389 ,  G06Q40/08 ,  G06F2201/815

Abstract: The following relates generally to providing insurance for one or more virtual items in a virtual environment. In some embodiments, an insurance server receives a request for insurance for one or more virtual items from a customer. The insurance server then obtains information associated with the one or more virtual items from a virtual environment server, and determines an insurance premium based upon the received information. The following also relates generally to providing backups of virtual items. In some embodiments, a backup server creates backups of virtual items by writing data associated with the virtual item to a data store. The virtual items may be fungible or non-fungible. In some embodiments, the virtual items are periodically backed up.

公开(公告)号：US11615437B2

公开(公告)日：2023-03-28

申请号：US17591446

申请日：2022-02-02

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Edward W. Breitweiser ,  Larry Ingrum ,  Jennifer L. Crawford ,  Jason W. Boice ,  Jeffrey G. Christianson

IPC: G06Q30/00 ,  G06Q30/0207 ,  G06Q40/08 ,  G06Q30/0226

Abstract: A method and system of providing personalized rewards for lifestyle management of a user includes receiving various target goals from the user. The target goals relate to the personal health, community involvement and financial planning of the user. As such, the method and system include receiving and analyzing a first set of data during a first period of time to determine whether the user has met the target goals during the first period of time. In response to determining that the user has met the target goals, the method and system include receiving and analyzing a second set of data during a second period of time to determine whether the user has maintained the target goals during the second period of time. In response to determining that the user has maintained the target goals, the method and system include determining and transmitting one or more personalized rewards to the user.

公开(公告)号：US11599653B1

公开(公告)日：2023-03-07

申请号：US16916398

申请日：2020-06-30

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Melinda Teresa Magerkurth ,  Eric Bellas ,  Jaime Skaggs ,  Shawn M. Call ,  Eric R. Moore ,  Vicki King ,  Burton J. Floyd ,  David Turrentine ,  Steven T. Olson ,  Timothy Caleb Wells ,  Corin Rebekah Chapman ,  Edward W. Breitweiser ,  Robert Gomez ,  Shelia Cummings Smith

IPC: G06F21/62 ,  G06F21/60 ,  H04L29/08 ,  H04L9/08 ,  H04L9/06 ,  H04L9/32 ,  H04L67/104

Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.

公开(公告)号：US11514176B1

公开(公告)日：2022-11-29

申请号：US16915931

申请日：2020-06-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Melinda Teresa Magerkurth ,  Eric Bellas ,  Jaime Skaggs ,  Shawn M. Call ,  Eric R. Moore ,  Vicki King ,  Burton J. Floyd ,  David Turrentine ,  Steven T. Olson ,  Timothy Caleb Wells ,  Corin Rebekah Chapman ,  Edward W. Breitweiser ,  Robert Gomez ,  Shelia Cummings Smith

IPC: G06F21/62 ,  H04L9/08 ,  H04L29/08 ,  G06Q20/10 ,  H04L9/06 ,  H04L29/06 ,  H04L9/40 ,  H04L67/104

Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.