公开(公告)号：US20240289872A1

公开(公告)日：2024-08-29

申请号：US18378512

申请日：2023-10-10

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

IPC: G06Q30/0645 ,  G06Q30/0202 ,  G06Q30/08 ,  G06Q40/08

CPC classification number: G06Q30/0645 ,  G06Q30/0202 ,  G06Q30/08 ,  G06Q40/08

Abstract: Techniques for intelligent coordination between parties for short-term rental or lending of items are disclosed herein. An exemplary computer-implemented method includes aggregating party data from the plurality of parties, and determining, by executing a machine learning (ML) chatbot, one or more items associated with each party of the plurality of parties. The ML chatbot is trained using a plurality of training party data from a plurality of training parties as input to output a plurality of training items associated with the plurality of training parties. The computer-implemented method may further include generating, by executing the ML chatbot, a set of associated parties that includes at least a pair of parties from the plurality of parties for each item of the one or more items; and for each set of parties, initiating contact between parties.

公开(公告)号：US20240281889A1

公开(公告)日：2024-08-22

申请号：US18204580

申请日：2023-06-01

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

IPC: G06Q40/08 ,  H04L51/02

CPC classification number: G06Q40/08 ,  H04L51/02

Abstract: The following relates generally to aiding underwriting and insurance agents. In some embodiments, one or more processors: (1) receive, with an AI chatbot (or voice bot) of the one or more processors, an input statement; (2) determine, with the AI chatbot, from the received input statement, a type of insurance policy; (3) determine, with the AI chatbot, from the input statement, a question corresponding to the type of insurance policy; (4) determine, with the AI chatbot, an answer to the question by retrieving insurance information based upon (i) the type of insurance policy, and/or (ii) the question; and/or (5) present, via the AI chatbot, the answer to the question.

公开(公告)号：US20240281854A1

公开(公告)日：2024-08-22

申请号：US18653494

申请日：2024-05-02

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Ryan Michael Gross ,  Joseph Robert Brannan ,  Brian N. Harvey

IPC: G06Q30/0279 ,  G01C21/34 ,  G01C21/36 ,  G06N5/04 ,  G06N20/00 ,  G06Q30/0208 ,  H04W4/02 ,  H04W4/029

CPC classification number: G06Q30/0279 ,  G01C21/3446 ,  G01C21/3484 ,  G01C21/3492 ,  G01C21/3688 ,  G06N5/04 ,  G06N20/00 ,  G06Q30/0208 ,  H04W4/027 ,  H04W4/029

Abstract: A user analytics computing device for processing mobile device telematics data includes a processor in communication with a memory device. The processor is programmed to: (i) store a model to predict a travel mode for a user based upon historical telematics data, (ii) form a first group by assigning a user to the first group, (iii) receive telematics data associated with movement of the user, (iv) input the telematics data into the model to determine a travel mode of the user, (v) parse subsets of the telematics data based upon the determined travel modes, (vi) retrieve an eligibility condition defining eligibility to qualify for a user offering, (vii) aggregate one subset of the telematics data associated with the first travel mode of the user, (viii) determine that the group telematics data satisfies the eligibility condition, and (ix) cause a notification to be displayed on the mobile device of the user.

公开(公告)号：US20240232859A9

公开(公告)日：2024-07-11

申请号：US18187631

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brian N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06Q20/36 ,  G06Q50/18 ,  G16H10/60

CPC classification number: G06Q20/3672 ,  G06Q50/188 ,  G16H10/60

Abstract: The following relates generally to implementing a medical data non-fungible token (NFT). In some embodiments, one or more processors receive medical data of a plurality of users, and store the medical data of the plurality of users in a first storage location in a medical data database. The one or more processors may then detect a request to purchase a data feed for one or more types of medical data, and identify medical data corresponding to the request in the medical data database. The one or more processors may then store the identified medical data in a second storage location, and mint a medical data NFT that indicates the second storage location.

公开(公告)号：US20240183133A1

公开(公告)日：2024-06-06

申请号：US18459341

申请日：2023-08-31

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John R. Donovan ,  Joseph Robert Brannan ,  Aaron Williams ,  Jeffrey Wilson Stoiber ,  Bryan R. Nussbaum ,  EllaKate LeFebre

IPC: E03B7/07

CPC classification number: E03B7/075 ,  E03B7/071 ,  E03B7/003

Abstract: Techniques are described herein for detecting status changes to fluid flow devices. An exemplary computer-implemented method may include (1) receiving, from a sensor disposed proximate to a fluid flow device, a vibration signal; (2) determining a current flow rate within the fluid flow device based upon the vibration signal; (3) detecting a status change of the fluid flow device based upon a comparison between the current flow rate and a prior flow rate; (4) determining a recommended remediation action to adjust the current flow rate to the prior flow rate; and (5) generating an alert signal indicating the status change and the recommended remediation action.

公开(公告)号：US20240167864A1

公开(公告)日：2024-05-23

申请号：US18459334

申请日：2023-08-31

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： John R. Donovan ,  Joseph Robert Brannan ,  Aaron Williams ,  Jeffrey Wilson Stoiber ,  Bryan R. Nussbaum ,  EllaKate LeFebre

IPC: G01F23/00 ,  G06F3/01 ,  G06F3/04815 ,  G06T19/00

CPC classification number: G01F23/0007 ,  G06F3/011 ,  G06F3/04815 ,  G06T19/00 ,  B64U10/00

Abstract: Techniques for detecting water hazard conditions proximate to a structure are disclosed herein. An exemplary computer-implemented method may include receiving, from a sensor disposed proximate to the structure, a water level signal, and determining a water level proximate to the structure based upon the water level signal. The exemplary computer-implemented method may further include detecting, by executing a water hazard model, a water hazard condition based upon the water level proximate to the structure, and determining (i) a recommended mitigation action to mitigate damage to the structure from the water hazard condition and (ii) a cause of the water hazard condition. The exemplary computer-implemented method may further include generating an alert signal indicating the water hazard condition and the recommended mitigation action.

公开(公告)号：US20240126649A1

公开(公告)日：2024-04-18

申请号：US18187607

申请日：2023-03-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Brain N. Harvey ,  Edward W. Breitweiser ,  Joseph P. Harr

IPC: G06F11/14 ,  G06F16/27

CPC classification number: G06F11/1415 ,  G06F16/27 ,  G06Q20/3672

Abstract: The following relates generally to creating a backup of data and/or settings of a smart device. In some embodiments, one or more processors receive the data and/or settings of the smart device. The one or more processors may then mint a non-fungible token (NFT) that references a link to a data storage area. The data storage area may store: (i) an identification of the smart device, and/or (ii) the received data and/or settings of the smart device. The following also relates generally to providing a warranty of an item. In some embodiments, one or more processors detect an indication of a sale. The one or more processors may then mint a warranty non-fungible token (NFT) that: (a) is owned by the owner of the item, (b) identifies the item, and (c) identifies warranty information of the item.

公开(公告)号：US20240119820A1

公开(公告)日：2024-04-11

申请号：US18543760

申请日：2023-12-18

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Aaron Williams ,  Joseph Robert Brannan ,  Chris Kawakita ,  Dana C. Hunt

IPC: G08B21/04 ,  G06N20/00 ,  G16H80/00

CPC classification number: G08B21/0484 ,  G06N20/00 ,  G08B21/0423 ,  G08B21/0469 ,  G08B21/0476 ,  G16H80/00

Abstract: Systems and methods for identifying a condition associated with an individual in a home environment are provided. Sensors associated with the home environment detect data, which is captured and analyzed by a local or remote processor to identify the condition. In some instances, the sensors are configured to capture data indicative of electricity use by devices associated with the home environment, including, e.g., which devices are using electricity, what date/time electricity is used by each device, how long each device uses electricity, and/or the power source for the electricity used by each device. The processor analyzes the captured data to identify any abnormalities or anomalies, and, based upon any identified abnormalities or anomalies, the processor determines a condition (e.g., a medical condition) associated with an individual in the home environment. The processor generates and transmits a notification indicating the condition associated with the individual to a caregiver of the individual.

公开(公告)号：US20240078567A1

公开(公告)日：2024-03-07

申请号：US18507748

申请日：2023-11-13

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  J. Lynn Wilson ,  Matthew Eric Riley, Sr. ,  Ryan Gross

IPC: G06Q30/0202 ,  G06Q30/0645 ,  G06Q50/30

CPC classification number: G06Q30/0202 ,  G06Q30/0645 ,  G06Q50/30

Abstract: Embodiments described herein generate a first set of prompts, the first set of prompts configured to prompt a vehicle owner for a first set of answers used to learn preferred vehicle renter characteristics; receive the first set of answers; generate, based upon the first set of answers, a second set of prompts, the second set of prompts configured to prompt the owner for a second set of answers used to learn additional preferred vehicle renter characteristics; receive the second set of answers; predict user preference value(s) of a profile of the owner based upon the second set of answers, wherein the user preference value(s) define criteria for sharing a vehicle associated with the profile with vehicle renters who satisfy the criteria; apply the criteria to potential vehicle renters; and cause an indication of the vehicle to be displayed only to the potential vehicle renters who satisfy the criteria.

公开(公告)号：US20240060789A1

公开(公告)日：2024-02-22

申请号：US18497673

申请日：2023-10-30

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Ryan Michael Gross ,  Joseph Robert Brannan ,  Brian N. Harvey

IPC: G01C21/34 ,  G06N20/00 ,  G06N5/04 ,  G01C21/36

CPC classification number: G01C21/3484 ,  G01C21/3446 ,  G06N20/00 ,  G06N5/04 ,  G01C21/3688 ,  G01C21/3492

Abstract: A user analytics computing device for processing vehicle-based telematics data and generating user offerings responsive to the vehicle-based telematics data includes at least one processor in communication with a memory device. The processor is programmed to: (i) receive, from a vehicle computing device, telematics data associated with a plurality of trips taken by a first driver using a first vehicle, (ii) generate a driver profile of the first driver based at least in part upon the telematics data, (iii) access, from the memory device, contextual data associated with an environment in which the first vehicle travelled during the plurality of trips, (iv) synthesize the driver profile and the contextual data to generate a contextualized driver profile, (v) based upon the contextualized driver profile, generate a user offering to influence the driver profile, and (vi) transmit the user offering to a user computing device associated with the first driver.