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公开(公告)号:US11601418B2
公开(公告)日:2023-03-07
申请号:US17070457
申请日:2020-10-14
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane
Abstract: A system is provided for increasing authentication complexity for access to online systems. In particular, the system may use a hidden or obscured method for creating and enforcing a multi-factor authentication scheme. In this regard, the system may introduce authentication logic to a particular application in the network environment such that one or more “invalid” login credentials are generated by a local agent using a pre-shared key and/or algorithm. A back-end authentication system may be calculate its own set of “invalid” login credentials based on the same pre-shared key and/or algorithm, then subsequently compare the calculated incorrect credentials with the incorrect login credentials received from the local agent. If a match is detected, the system may permit a valid set of authentication credentials to be provided to authorize access to the target application and/or online system.
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132.
公开(公告)号:US11601136B2
公开(公告)日:2023-03-07
申请号:US17363478
申请日:2021-06-30
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane
IPC: G06F16/17 , H03M7/30 , G06F16/174
Abstract: A system is provided for electronic data compression by automated time-dependent compression algorithm. In particular, the system may track instances in which a particular dataset is used, copied, or accessed over time. For certain datasets (e.g., datasets that have not been accessed for a threshold amount of time), the system may use a time-based compression algorithm that progressively removes the least significant bits of such datasets as time passes. The compression of the datasets may continue until the system detects that further compression would cause the dataset to be unreadable or unrecoverable. In this way, the system may minimize the computing resources allocated to storing datasets that are not frequently accessed.
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公开(公告)号:US11580249B2
公开(公告)日:2023-02-14
申请号:US17173027
申请日:2021-02-10
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , Jinyoung Nathan Kim , Adriana Tache , Charles Edward Dudley
Abstract: Systems, computer program products, and methods are described herein for implementing multi-dimensional data obfuscation. The present invention is configured to electronically receive, from a computing device of a user, a request to implement a multi-dimensional data obfuscation on a first database; initiate a data obfuscation engine on the first database based on at least receiving the request, wherein initiating further comprises: determining one or more data types associated with the one or more data artifacts; determining one or more exposure levels of the one or more data artifacts; retrieving, from a data obfuscation repository, one or more data obfuscation algorithms; and implementing the one or more data obfuscation algorithms on the one or more data artifacts based on at least the one or more data types; and generate an obfuscated first database based on at least initiating the data obfuscation engine on the first database.
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134.
公开(公告)号:US11570076B2
公开(公告)日:2023-01-31
申请号:US17308694
申请日:2021-05-05
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane
IPC: H04L43/0817 , H04L41/22 , H04L43/10 , H04L43/0876
Abstract: Embodiments of the present invention provide a system for generating duplicate layered electronic data logs for monitored events on a network. The system is configured for identifying one or more entity resources associated with an entity, continuously monitoring the one or more entity resources, identifying at least a first event and a second event associated with at least one entity resource of the one or more entity resources, storing the first event and the second event in at least a first log and a second log, and generating at least one other log to record activities associated with at least one of the first log and second log.
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135.
公开(公告)号:US11568065B2
公开(公告)日:2023-01-31
申请号:US17149878
申请日:2021-01-15
Applicant: BANK OF AMERICA CORPORATION
Inventor: Nia Mack , Brandon Sloane
Abstract: A system is provided for securing electronic data by aggregation of distributed electronic database entries. The system may comprise two or more data repositories that may be logically and/or physically separated from one another. Incoming data may be split into multiple parts that may be stored in a distributed manner across the two or more data repositories. Each of the parts of the incoming data may be associated with an identifier and/or a sequence number such that the system, upon receiving a user query for such data, may aggregate the individual parts of the data in the correct sequence. In some embodiments, the system may further use an obfuscation algorithm to apply randomized values to the identifiers and/or sequence numbers and track the operations performed in an obfuscation log. In this way, the system may provide a way to securely store and retrieve data to prevent unauthorized access.
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公开(公告)号:US20230013760A1
公开(公告)日:2023-01-19
申请号:US17377020
申请日:2021-07-15
Applicant: BANK OF AMERICA CORPORATION
Inventor: Matthew K. Bryant , Brandon Sloane
IPC: G06F3/0484 , H04L9/32 , G06F3/0482 , H04L29/06
Abstract: Systems, computer program products, and methods are described herein for remote application monitoring and real-time decisioning in an extended reality environment. The present invention allows a user (such as a supervisor, approver, or editor) to remotely monitor changes by another user to a work product or data in real-time using an extended reality (XR) environment. In this regard, the present invention focuses on electronic applications (and the electronic work products/electronic data hosted thereon) and represents a shared view of said applications within an XR environment. A user may then visualize an application via an XR platform (accessible using a virtual/augmented/mixed reality device) and proactively make edits, approvals, or otherwise interact with said application.
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公开(公告)号:US11553311B2
公开(公告)日:2023-01-10
申请号:US17552387
申请日:2021-12-16
Applicant: Bank of America Corporation
Inventor: Brandon Sloane , Aarron Gull , Harvey Summers , Gilbert Gatchalian , Vijaya L. Vemireddy
Abstract: Systems and methods for accurately and securely assembling, storing, and leveraging travel data are provided. A method may include detecting a travel event of a user. The method may include recording the travel event in a travel map that is stored in a database. The travel map may be a temporal- and spatial-based record of one or more travel events of the user. The travel map may be stored as a blockchain ledger. The method may include tokenizing sensitive information associated with the user in the database, and calculating a hazard vector. The method may include updating, based at least in part on the hazard vector, a status index associated with the user, and providing the user and a system administrator access to the travel map and the status index. Access may be provided via an online portal configured to be viewed via an application running on a mobile device.
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公开(公告)号:US11544718B2
公开(公告)日:2023-01-03
申请号:US17477660
申请日:2021-09-17
Applicant: Bank of America Corporation
Inventor: Monika Kapur , Kevin A. Delson , Brandon Sloane , Siten Sanghvi , Albena N. Fairchild , John Ryan Bowling
Abstract: Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range.
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公开(公告)号:US20220398673A1
公开(公告)日:2022-12-15
申请号:US17346949
申请日:2021-06-14
Applicant: Bank of America Corporation
Inventor: Pratap Dande , Robert Nyeland Huggins , Jinna Zevulun Kim , Brandon Sloane , Vijaya L. Vemireddy , Siten Sanghvi
Abstract: A system includes memory operable to store instructions and processing circuitry operable to execute the instructions. The system accesses previous data processing transactions associated with a first account of a user, wherein at least one of the previous data processing transactions are transacted using a first routing between a first computing system and a second computing system. The system further determines, using machine learning, a pattern from the previous data processing transactions and determines an upcoming data processing transaction corresponding to the pattern. The system further compares the upcoming data processing transaction to a data item associated with the first account and determines a second routing between the second computing system and a third computing system. The system further transacts, based on the comparison of the upcoming data processing transaction to the data item, the upcoming data processing transaction using either the first routing or the second routing.
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140.
公开(公告)号:US20220294793A1
公开(公告)日:2022-09-15
申请号:US17199021
申请日:2021-03-11
Applicant: BANK OF AMERICA CORPORATION
Inventor: Elliott Leonard Lillard , Regina Yee Cadavid , Gloria Youngsook Joo , Jinyoung Nathan Kim , Ramkumar Korlepara , Nia Mack , Philip Lone Mintac , Michael Jacob Richardson , Brandon Sloane , Srilekha Mudumbai Srinivasa
Abstract: Embodiments of the present invention provide a system for authorizing entity users based on augmented reality and LiDAR technology. In particular, the system may be configured to determine that a user has accessed an entity application provided by an entity via a user device, receive a unique identifier from the user device of the user, via the entity application, where the unique identifier is scanned using LiDAR technology present in the user device of the user, determine location of the user based on the unique identifier, determine an entity device associated with the unique identifier and location of the user, perform authentication of the user using at least one authentication method, determine that the authentication is successful, and in response to determining that the authentication is successful, provide access to an entity device.
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