公开(公告)号：US20220294793A1

公开(公告)日：2022-09-15

申请号：US17199021

申请日：2021-03-11

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elliott Leonard Lillard ,  Regina Yee Cadavid ,  Gloria Youngsook Joo ,  Jinyoung Nathan Kim ,  Ramkumar Korlepara ,  Nia Mack ,  Philip Lone Mintac ,  Michael Jacob Richardson ,  Brandon Sloane ,  Srilekha Mudumbai Srinivasa

IPC: H04L29/06 ,  G06F3/01 ,  G01S17/42

Abstract: Embodiments of the present invention provide a system for authorizing entity users based on augmented reality and LiDAR technology. In particular, the system may be configured to determine that a user has accessed an entity application provided by an entity via a user device, receive a unique identifier from the user device of the user, via the entity application, where the unique identifier is scanned using LiDAR technology present in the user device of the user, determine location of the user based on the unique identifier, determine an entity device associated with the unique identifier and location of the user, perform authentication of the user using at least one authentication method, determine that the authentication is successful, and in response to determining that the authentication is successful, provide access to an entity device.

公开(公告)号：US11593807B2

公开(公告)日：2023-02-28

申请号：US17208024

申请日：2021-03-22

Applicant: Bank of America Corporation

Inventor： Srilekha Mudumbai Srinivasa ,  Brandon Sloane ,  Jinyoung Nathan Kim ,  Regina Yee Cadavid ,  Nia Mack ,  Ramkumar Korlepara ,  Elliott Leonard Lillard ,  Philip Lone Mintac ,  Michael Jacob Richardson ,  Gloria Youngsook Joo

IPC: G06Q20/40 ,  H04L9/40 ,  G06K19/06 ,  G06Q20/10

Abstract: A system for verifying a user operating an Automated Teller Machine (ATM) sends an authentication media item to a user device associated with the user when the ATM receives a transaction request. The system receives, from the ATM, a first image of the authentication media item when the authentication media item is presented to the ATM. The system compares the first image of the authentication media item with a second image of the authentication media item stored in a user profile associated with the user. The system extracts a first unique code from the first image of the authentication media item, and a second unique code from the second image of the authentication media item. The system determines whether the first unique code corresponds to the second unique code. The system approves the transaction request if it is determined that the first unique code corresponds to the second unique code.

公开(公告)号：US20220300924A1

公开(公告)日：2022-09-22

申请号：US17208253

申请日：2021-03-22

Applicant: Bank of America Corporation

Inventor： Srilekha Mudumbai Srinivasa ,  Brandon Sloane ,  Jinyoung Nathan Kim ,  Regina Yee Cadavid ,  Nia Mack ,  Ramkumar Korlepara ,  Elliott Leonard Lillard ,  Philip Lone Mintac ,  Michael Jacob Richardson ,  Gloria Youngsook Joo

IPC: G06Q20/10 ,  H04L29/06 ,  G06Q40/02 ,  G06Q20/20 ,  G06Q20/40 ,  G06K7/14 ,  G06K7/10

Abstract: A system for verifying a user operating an Automated Teller Machine (ATM) receives a first image of the user from the ATM, captured by a camera associated with the ATM, when the ATM receives a transaction request. The system compares the first image of the user with a second image of the user stored in a user profile associated with the user. The system compares the first image of the user with the second image of the user. The system determines whether the first image of the user corresponds to the second image of the user. The system approves the transaction request if it is determined that the first image of the user corresponds to the second image of the user.

公开(公告)号：US10826929B2

公开(公告)日：2020-11-03

申请号：US15829526

申请日：2017-12-01

Applicant: BANK OF AMERICA CORPORATION

Inventor： William R. Overhultz, Jr. ,  Michael Jacob Richardson

IPC: H04L29/06

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for vulnerability assessment and hash generation for exterior data deployment. In this way, the system utilizes a vulnerability assessment to generate a permit to send approval for dissemination of data, files, or the like outside of the entity via an electronic communication. The vulnerability assessment determines a permit to send status for the communication. The system may then generate a hash for the communication and embed the hash within the data of the communication. Upon sending, the entity will only permit communications with a known hash embedded therein from being transmitted outside of the internal entity network.

公开(公告)号：US11935055B2

公开(公告)日：2024-03-19

申请号：US17207893

申请日：2021-03-22

Applicant: Bank of America Corporation

Inventor： Srilekha Mudumbai Srinivasa ,  Brandon Sloane ,  Jinyoung Nathan Kim ,  Regina Yee Cadavid ,  Nia Mack ,  Ramkumar Korlepara ,  Elliott Leonard Lillard ,  Philip Lone Mintac ,  Michael Jacob Richardson ,  Gloria Youngsook Joo

IPC: G06Q20/40 ,  G06K7/10 ,  G06K7/14 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q40/02 ,  G06V10/75 ,  G06V40/16 ,  H04L9/40 ,  H04N7/18

CPC classification number: G06Q20/40145 ,  G06K7/10782 ,  G06K7/1417 ,  G06K7/1447 ,  G06Q20/1085 ,  G06Q20/204 ,  G06V10/751 ,  G06V40/168 ,  G06V40/172 ,  H04L63/083 ,  H04L63/0861 ,  H04N7/188 ,  G06Q20/3274 ,  G06Q20/4012 ,  G06Q40/02 ,  H04L2463/082

Abstract: An Automated Teller Machine (ATM) terminal receives a transaction request from a user. The ATM terminal triggers a camera to capture a first image of the authentication media item presented by the user, where the first image of the authentication media item is embedded with a first unique code. The ATM terminal compares the first image of the authentication media item with a second image of the authentication media item that is associated with the user, where the second image of the authentication media item is embedded with a second unique code for verifying the user. The ATM terminal determines whether the first unique code corresponds to the second unique code. The ATM terminal conducts the transaction request if it is determined that the first unique code corresponds to the second unique code.

公开(公告)号：US11757893B2

公开(公告)日：2023-09-12

申请号：US17199021

申请日：2021-03-11

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elliott Leonard Lillard ,  Regina Yee Cadavid ,  Gloria Youngsook Joo ,  Jinyoung Nathan Kim ,  Ramkumar Korlepara ,  Nia Mack ,  Philip Lone Mintac ,  Michael Jacob Richardson ,  Brandon Sloane ,  Srilekha Mudumbai Srinivasa

IPC: H04L9/40 ,  G01S17/42 ,  G06F3/01

CPC classification number: H04L63/102 ,  G01S17/42 ,  G06F3/011 ,  H04L63/083 ,  H04L63/0853 ,  H04L63/0876 ,  H04L63/107

Abstract: Embodiments of the present invention provide a system for authorizing entity users based on augmented reality and LiDAR technology. In particular, the system may be configured to determine that a user has accessed an entity application provided by an entity via a user device, receive a unique identifier from the user device of the user, via the entity application, where the unique identifier is scanned using LiDAR technology present in the user device of the user, determine location of the user based on the unique identifier, determine an entity device associated with the unique identifier and location of the user, perform authentication of the user using at least one authentication method, determine that the authentication is successful, and in response to determining that the authentication is successful, provide access to an entity device.

公开(公告)号：US20190245871A1

公开(公告)日：2019-08-08

申请号：US15889944

申请日：2018-02-06

Applicant: Bank of America Corporation

Inventor： Julia A. Ward ,  Michael Jacob Richardson ,  Mackenzie Smith Durnovich ,  Scott Brow ,  Jessica Kay Aleshire

IPC: H04L29/06

Abstract: Embodiments of the present invention provide a system for network device owner identification and communication triggering. In particular, the system may monitor a plurality of systems of record associated with network of devices and/or individual network components. A primary user for each of these network components is identified, either through a known association in the systems of record or from analysis of records of network traffic associated with each network component. The primary user is recorded for each network component. In the event a vulnerability of a network component is identified, information about the network vulnerability is identified, aggregated with other information about the network component and potential remediation procedures, and compiled as a vulnerability notification. In response to the vulnerability, the system is automatically triggered to transmit the vulnerability notification to the primary user.

公开(公告)号：US20230121310A1

公开(公告)日：2023-04-20

申请号：US18085401

申请日：2022-12-20

Applicant: BANK OF AMERICA CORPORATION

Inventor： Brandon Sloane ,  Regina Yee Cadavid ,  Gloria Joo ,  Jinyoung Nathan Kim ,  Ram Korlepara ,  Elliott Leonard Lillard ,  Nia Mack ,  Philip Lone Mintac ,  Michael Jacob Richardson ,  Srilekha Mudumbai Srinivasa

IPC: H04L9/40 ,  H04L9/08

Abstract: Embodiments of the present invention provide a system for providing enhanced cryptography based response mechanism for malicious attacks. The system is configured for generating one or more tracker seeds, storing the one or more tracker seeds in at least one entity system associated with an entity, identifying a malicious event associated with data in the at least one entity system, in response to identifying the malicious event, identifying an encryption algorithm and a key for the malicious event based on the one or more tracker seeds, and decrypting the data in the at least one entity system based on the encryption algorithm key pair.

公开(公告)号：US20220342958A1

公开(公告)日：2022-10-27

申请号：US17240849

申请日：2021-04-26

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elliott Leonard Lillard ,  Regina Yee Cadavid ,  Gloria Youngsook Joo ,  Jinyoung Nathan Kim ,  Ramkumar Korlepara ,  Nia Mack ,  Philip Lone Mintac ,  Srilekha Mudumbai Srinivasa ,  Michael Jacob Richardson ,  Brandon Sloane

IPC: G06F21/10 ,  G06F16/27 ,  G06F16/51 ,  G06F16/583 ,  H04L29/06

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing intelligent analysis of technical and non-technical data to validate instances of permitted use of such brand elements and generate alerts for instances of non-permitted use of such brand elements. The system provides a single portal view for upload of relevant data and transmission of analysis results. The invention utilizes a permissioned distributed register database architecture for the secure storage and tokenization of brand elements and retrieval of validation and ownership information. The invention further includes the capability to recommend and automate remedial measures to prevent continued unauthorized use of brand elements.

公开(公告)号：US20220245651A1

公开(公告)日：2022-08-04

申请号：US17165102

申请日：2021-02-02

Applicant: BANK OF AMERICA CORPORATION

Inventor： Elliott Leonard Lillard ,  Regina Yee Cadavid ,  Gloria Youngsook Joo ,  Jinyoung Nathan Kim ,  Ram Korlepara ,  Nia Mack ,  Philip Lone Mintac ,  Srilekha Mudumbai Srinivasa ,  Michael Jacob Richardson ,  Brandon Sloane

IPC: G06Q30/00 ,  G06Q30/02 ,  G06Q50/18 ,  G06Q10/10 ,  G06F16/2457 ,  G06F16/28 ,  G06N3/08

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing intelligent analysis of technical and non-technical data to identify and categorize use of entity brand elements as authorized or unauthorized. The system provides a single portal view of aggregated information and usage information for brand elements of the entity. The invention further includes the capability to recommend and automate remedial measures to prevent continued unauthorized use of brand elements.