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公开(公告)号:US12105812B2
公开(公告)日:2024-10-01
申请号:US17723884
申请日:2022-04-19
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , Sophie Morgan Danielpour , Serge Alejandro Neri , Lauren Jenae Alibey , James Thomas MacAulay , Jinyoung Nathan Kim
CPC classification number: G06F21/602 , G06F21/31 , G06F21/577
Abstract: Various systems, methods, and computer program products are provided for complex data encryption. The method includes receiving a user input code from a computing device associated with a user. The user input code is one or more plaintext characters. The method also includes generating a first encrypted value using a first encryption algorithm based on the user input code. The method further includes decrypting the first encrypted value using one or more additional encryption algorithms. The one or more synthetic user input codes are generated by the decryption of the first encrypted value using each of the one or more additional encryption algorithms. The method still further includes determining a first encryption vulnerability score based on the value of the one or more synthetic user input codes. The method also includes causing a transmission of a user input code notification based on the first encryption vulnerability score.
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公开(公告)号:US11593807B2
公开(公告)日:2023-02-28
申请号:US17208024
申请日:2021-03-22
Applicant: Bank of America Corporation
Inventor: Srilekha Mudumbai Srinivasa , Brandon Sloane , Jinyoung Nathan Kim , Regina Yee Cadavid , Nia Mack , Ramkumar Korlepara , Elliott Leonard Lillard , Philip Lone Mintac , Michael Jacob Richardson , Gloria Youngsook Joo
Abstract: A system for verifying a user operating an Automated Teller Machine (ATM) sends an authentication media item to a user device associated with the user when the ATM receives a transaction request. The system receives, from the ATM, a first image of the authentication media item when the authentication media item is presented to the ATM. The system compares the first image of the authentication media item with a second image of the authentication media item stored in a user profile associated with the user. The system extracts a first unique code from the first image of the authentication media item, and a second unique code from the second image of the authentication media item. The system determines whether the first unique code corresponds to the second unique code. The system approves the transaction request if it is determined that the first unique code corresponds to the second unique code.
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3.
公开(公告)号:US20220300924A1
公开(公告)日:2022-09-22
申请号:US17208253
申请日:2021-03-22
Applicant: Bank of America Corporation
Inventor: Srilekha Mudumbai Srinivasa , Brandon Sloane , Jinyoung Nathan Kim , Regina Yee Cadavid , Nia Mack , Ramkumar Korlepara , Elliott Leonard Lillard , Philip Lone Mintac , Michael Jacob Richardson , Gloria Youngsook Joo
Abstract: A system for verifying a user operating an Automated Teller Machine (ATM) receives a first image of the user from the ATM, captured by a camera associated with the ATM, when the ATM receives a transaction request. The system compares the first image of the user with a second image of the user stored in a user profile associated with the user. The system compares the first image of the user with the second image of the user. The system determines whether the first image of the user corresponds to the second image of the user. The system approves the transaction request if it is determined that the first image of the user corresponds to the second image of the user.
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公开(公告)号:US20220253545A1
公开(公告)日:2022-08-11
申请号:US17173027
申请日:2021-02-10
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , Jinyoung Nathan Kim , Adriana Tache , Charles Edward Dudley
Abstract: Systems, computer program products, and methods are described herein for implementing multi-dimensional data obfuscation. The present invention is configured to electronically receive, from a computing device of a user, a request to implement a multi-dimensional data obfuscation on a first database; initiate a data obfuscation engine on the first database based on at least receiving the request, wherein initiating further comprises: determining one or more data types associated with the one or more data artifacts; determining one or more exposure levels of the one or more data artifacts; retrieving, from a data obfuscation repository, one or more data obfuscation algorithms; and implementing the one or more data obfuscation algorithms on the one or more data artifacts based on at least the one or more data types; and generate an obfuscated first database based on at least initiating the data obfuscation engine on the first database.
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公开(公告)号:US20220253464A1
公开(公告)日:2022-08-11
申请号:US17172994
申请日:2021-02-10
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , Jinyoung Nathan Kim , Adriana Tache , Charles Edward Dudley
Abstract: Systems, computer program products, and methods are described herein for identification of obfuscated electronic data through placeholder indicators. The present invention is configured to electronically receive, from a computing device of a user, a request to obfuscate one or more data artifacts stored on a first database; retrieve, from a data obfuscation repository, one or more data obfuscation algorithms; implement the one or more data obfuscation algorithms on the one or more data artifacts; generate one or more placeholder indicators identifying the one or more data obfuscation algorithms implemented on the one or more data artifacts; create one or more data fields corresponding to the one or more masked data artifacts on the first database; store the one or more placeholder indicators in the one or more data fields; and update the first database with the one or more masked data artifacts and the one or more placeholder indicators.
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公开(公告)号:US12105827B2
公开(公告)日:2024-10-01
申请号:US17172517
申请日:2021-02-10
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , Charles Edward Dudley , Jinyoung Nathan Kim , Adriana Tache
CPC classification number: G06F21/6227 , G06N5/04 , G06N20/00 , G06F21/6245
Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for utilizing machine learning to identify data which is to be obfuscated in a format-preserving manner, which allows the obfuscated or masked data to appear as though it is original data. Because this type of obfuscation technique may require a higher degree of computational power than other techniques, there is a need to be able to dynamically choose when to implement format preservation based on a variety of factors. By using machine learning techniques, the present invention provides the functional benefit of analyzing both the data to be obfuscated, as well as available computational resources, to determine when it is appropriate to apply a format-preserving masking algorithm to the data. Accordingly, the present invention may ensure that organizational data is appropriately masked while preventing the resource strain associated with preserving the format of all original data.
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公开(公告)号:US11935055B2
公开(公告)日:2024-03-19
申请号:US17207893
申请日:2021-03-22
Applicant: Bank of America Corporation
Inventor: Srilekha Mudumbai Srinivasa , Brandon Sloane , Jinyoung Nathan Kim , Regina Yee Cadavid , Nia Mack , Ramkumar Korlepara , Elliott Leonard Lillard , Philip Lone Mintac , Michael Jacob Richardson , Gloria Youngsook Joo
IPC: G06Q20/40 , G06K7/10 , G06K7/14 , G06Q20/10 , G06Q20/20 , G06Q20/32 , G06Q40/02 , G06V10/75 , G06V40/16 , H04L9/40 , H04N7/18
CPC classification number: G06Q20/40145 , G06K7/10782 , G06K7/1417 , G06K7/1447 , G06Q20/1085 , G06Q20/204 , G06V10/751 , G06V40/168 , G06V40/172 , H04L63/083 , H04L63/0861 , H04N7/188 , G06Q20/3274 , G06Q20/4012 , G06Q40/02 , H04L2463/082
Abstract: An Automated Teller Machine (ATM) terminal receives a transaction request from a user. The ATM terminal triggers a camera to capture a first image of the authentication media item presented by the user, where the first image of the authentication media item is embedded with a first unique code. The ATM terminal compares the first image of the authentication media item with a second image of the authentication media item that is associated with the user, where the second image of the authentication media item is embedded with a second unique code for verifying the user. The ATM terminal determines whether the first unique code corresponds to the second unique code. The ATM terminal conducts the transaction request if it is determined that the first unique code corresponds to the second unique code.
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公开(公告)号:US11907268B2
公开(公告)日:2024-02-20
申请号:US17172994
申请日:2021-02-10
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , Jinyoung Nathan Kim , Adriana Tache , Charles Edward Dudley
IPC: G06F16/00 , G06F21/00 , G06F16/28 , G06F16/22 , G06F21/62 , G06F21/31 , G06F16/2455 , G06F16/18 , G06F16/21 , G06F16/23
CPC classification number: G06F16/287 , G06F16/1805 , G06F16/213 , G06F16/22 , G06F16/235 , G06F16/24556 , G06F21/31 , G06F21/6218 , G06F21/6227
Abstract: Systems, computer program products, and methods are described herein for identification of obfuscated electronic data through placeholder indicators. The present invention is configured to electronically receive, from a computing device of a user, a request to obfuscate one or more data artifacts stored on a first database; retrieve, from a data obfuscation repository, one or more data obfuscation algorithms; implement the one or more data obfuscation algorithms on the one or more data artifacts; generate one or more placeholder indicators identifying the one or more data obfuscation algorithms implemented on the one or more data artifacts; create one or more data fields corresponding to the one or more masked data artifacts on the first database; store the one or more placeholder indicators in the one or more data fields; and update the first database with the one or more masked data artifacts and the one or more placeholder indicators.
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公开(公告)号:US11765100B1
公开(公告)日:2023-09-19
申请号:US17723786
申请日:2022-04-19
Applicant: BANK OF AMERICA CORPORATION
Inventor: Brandon Sloane , James Thomas MacAulay , Serge Alejandro Neri , Lauren Jenae Alibey , Sophie Morgan Danielpour , Jinyoung Nathan Kim
CPC classification number: H04L47/823 , G06N20/00
Abstract: Systems, computer program products, and methods are described herein for intelligent capacity planning for resources with high load variance. The present invention is configured to receive, from a user input device, an input to process a request at a first time; determine network resources required to process the request; determine a current capacity of the network resources at the first time; retrieve, from an internal repository, a first predefined threshold associated with the network resources, wherein the first predefined threshold is associated with the current capacity; retrieve, from the request, a resource requirement associated with processing the request; determine that the resource requirement is greater than the first predefined threshold; and in response, generate a dashboard report, wherein the dashboard report indicates that the network resources are at a peak load capacity at the first time; and display the dashboard report to the user input device.
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10.
公开(公告)号:US11757893B2
公开(公告)日:2023-09-12
申请号:US17199021
申请日:2021-03-11
Applicant: BANK OF AMERICA CORPORATION
Inventor: Elliott Leonard Lillard , Regina Yee Cadavid , Gloria Youngsook Joo , Jinyoung Nathan Kim , Ramkumar Korlepara , Nia Mack , Philip Lone Mintac , Michael Jacob Richardson , Brandon Sloane , Srilekha Mudumbai Srinivasa
CPC classification number: H04L63/102 , G01S17/42 , G06F3/011 , H04L63/083 , H04L63/0853 , H04L63/0876 , H04L63/107
Abstract: Embodiments of the present invention provide a system for authorizing entity users based on augmented reality and LiDAR technology. In particular, the system may be configured to determine that a user has accessed an entity application provided by an entity via a user device, receive a unique identifier from the user device of the user, via the entity application, where the unique identifier is scanned using LiDAR technology present in the user device of the user, determine location of the user based on the unique identifier, determine an entity device associated with the unique identifier and location of the user, perform authentication of the user using at least one authentication method, determine that the authentication is successful, and in response to determining that the authentication is successful, provide access to an entity device.
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