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公开(公告)号：US20200034542A1
公开(公告)日：2020-01-30
申请号：US16591663
申请日：2019-10-03
Applicant: Capital One Services, LLC
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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132.发明授权公开(公告)号：US10531299B1
公开(公告)日：2020-01-07
申请号：US16288757
申请日：2019-02-28
Applicant: Capital One Services, LLC
Inventor： Kevin Osborn , David Wurmfeld
Abstract: Various embodiments are directed to localizing and identifying a mobile computing device using a short-range mesh network. A user of the mobile computing device may be authenticated. When the mobile computing device connects to the mesh network, the location of the mobile computing device may be determined by determining which mesh network nodes the mobile computing device is connected to, triangulating the position of the mobile computing device based on signal direction via directional antennas arranged on the mesh network nodes, and/or measuring signal strength of the mobile computing device at the mesh network nodes.
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公开(公告)号：US20190385149A1
公开(公告)日：2019-12-19
申请号：US16554916
申请日：2019-08-29
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , Tyler Locke
Abstract: A dynamic transaction card with a display for providing barcodes is described. The barcodes can be generated by driving individual light emitting diodes (LEDs) of the display at frequencies of greater than 50 Hz. Due to the high frequency, the barcode can be readable by a barcode scanner, while remaining invisible to the human eye. The barcode can also be generated by driving a first set of LEDs at a different frequency and/or time interval than a second set of LEDs. Light waves from the first set of LEDs can constructively interfere with light waves from the second set of LEDs to create spatial voids readable by the barcode scanner.
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公开(公告)号：US10509908B2
公开(公告)日：2019-12-17
申请号：US15944741
申请日：2018-04-03
Applicant: Capital One Services, LLC
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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135.发明授权公开(公告)号：US10474939B2
公开(公告)日：2019-11-12
申请号：US15945304
申请日：2018-04-04
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , James Zarakas , Theodore Markson , Saleem Sangi , Tyler Locke , Kevin Kelly
IPC: G06K19/02 , G06K19/073 , G06F21/77 , G06F21/87 , G06K19/077
Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.
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Patent Agency Ranking
公开(公告)号：US10425129B1
公开(公告)日：2019-09-24
申请号：US16287119
申请日：2019-02-27
Applicant: Capital One Services, LLC
Inventor： Kevin Osborn , David Wurmfeld , Kevan Emmott
Abstract: Various embodiments are generally directed to techniques communicate in a cellular communication frequency range, detect a resonant signal in response to the communication in the cellular communication frequency range for cellular communication, the resonant signal to indicate presence of a contactless card. Embodiments also include enabling a near-field communication device to send a communication to the contactless card based on the detection of the resonant signal, the near-field communication device to communicate with the contactless card in a near-field communication frequency range.
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公开(公告)号：US10345677B1
公开(公告)日：2019-07-09
申请号：US16015912
申请日：2018-06-22
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld
Abstract: A laser printing system includes a laser configured to produce a beam of light modulated according to image data input to the laser printing system, a photoreceptor drum including a photoconductive layer disposed along an outer peripheral surface of the photoreceptor drum, and a non-mechanical beam steerer configured for receiving the modulated light beam from the laser and steering the light beam in a scanning motion back and forth across the photoconductive layer of the photoreceptor drum. The laser printing system also includes a printer controller configured to structure the image data input to the laser printing system, and control an amount of electrical current flowing through portions of the non-mechanical beam steerer to change an effective index of refraction of the non-mechanical beam steerer and steer the modulated light beam in the scanning motion.
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公开(公告)号：US10236582B1
公开(公告)日：2019-03-19
申请号：US15938828
申请日：2018-03-28
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld
Abstract: Systems and methods are provided for providing vibration transduction and radio-frequency communication in proximity to an electrically conductive structure. The system may comprise an antenna element, an electrically conductive structure in proximity to the antenna element, and a vibration transducer comprising a material. The material may comprise a ferromagnetic material with piezoelectric properties. The vibration transducer may be positioned between the antenna element and the conductive structure.
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公开(公告)号：US20190027976A1
公开(公告)日：2019-01-24
申请号：US16142675
申请日：2018-09-26
Applicant: Capital One Services, LLC
Inventor： Adam Koeppel , Tyler Locke , David Wurmfeld
IPC: H02J50/80 , H04W8/00 , G06K19/07 , H04W4/80 , H04W76/10 , H04B5/00 , H02J7/02 , H02J50/10 , G06F9/54 , G06K19/04
Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.
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公开(公告)号：US20180232714A1
公开(公告)日：2018-08-16
申请号：US15892392
申请日：2018-02-08
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld
CPC classification number: G06Q20/1085 , G06K19/0718 , G06Q20/40145 , G07F19/202 , G07F19/203 , G07F19/206 , G07G1/01
Abstract: Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a touch-sensitive display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to receive authentication data associated with a user, retrieve user profile information based on the authentication data, determine user interface attributes based on the user profile information; and generate an automatic teller machine interface based on the user profile information.
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