公开(公告)号：US11954323B2

公开(公告)日：2024-04-09

申请号：US17242157

申请日：2021-04-27

Applicant: Apple Inc.

Inventor： Imran A. Chaudhri ,  Freddy A. Anzures ,  Chanaka G. Karunamuni ,  Nicholas V. King ,  Wan Si Wan ,  Darin B. Adler ,  Justin N. Wood ,  Roberto Garcia ,  Soin Shedlosky ,  George R. Dicker

IPC: G06F3/048 ,  G06F3/041 ,  G06F3/0481 ,  G06F3/04817 ,  G06F3/0482 ,  G06F3/04842 ,  G06F3/04845 ,  G06F3/04847 ,  G06F3/0485 ,  G06F3/04883 ,  G06F3/04886 ,  G06F40/197 ,  G06Q10/107 ,  G06T11/60 ,  G06T13/00 ,  H04L51/04 ,  H04L51/046 ,  H04L51/18 ,  H04L51/216 ,  H04L51/42 ,  H04M1/7243 ,  H04N23/62 ,  H04N23/63 ,  G06F3/16 ,  G06Q10/02 ,  G06T3/40 ,  H04M1/72436

CPC classification number: G06F3/04883 ,  G06F3/0412 ,  G06F3/0481 ,  G06F3/04817 ,  G06F3/0482 ,  G06F3/04842 ,  G06F3/04845 ,  G06F3/04847 ,  G06F3/0485 ,  G06F3/04886 ,  G06F40/197 ,  G06Q10/107 ,  G06T11/60 ,  G06T13/00 ,  H04L51/04 ,  H04L51/046 ,  H04L51/18 ,  H04L51/216 ,  H04L51/42 ,  H04M1/7243 ,  H04N23/62 ,  H04N23/631 ,  G06F3/16 ,  G06F2203/04105 ,  G06F2203/04803 ,  G06F2203/04808 ,  G06Q10/02 ,  G06T3/40 ,  H04M1/72436 ,  H04M2250/22

Abstract: An electronic device displays a messaging user interface of a messaging application, including a conversation transcript of a messaging session between a user of the electronic device and another user, a message-input area, and a representation corresponding to the other user. In response to detecting a first user input corresponding to the representation of the other user, a menu is displayed that contains an activatable menu item for initiating a payment action with the other user. While displaying the menu, in response to detecting a second user input corresponding to the activatable menu item for initiating a payment action with the first other user, a user interface configured to initiate sending of payment to, and/or requesting payment from, the first other user is displayed.

公开(公告)号：US11900372B2

公开(公告)日：2024-02-13

申请号：US17320900

申请日：2021-05-14

Applicant: Apple Inc.

Inventor： Marcel Van Os ,  Oluwatomiwa B. Alabi ,  Peter D. Anton ,  Leonardo Cantelmo ,  George R. Dicker ,  Morgan Grainger ,  Kevin Lynch ,  Nicholas Shearer ,  Simon Tickner

IPC: G06Q20/10 ,  G06Q20/40 ,  G06Q20/32

CPC classification number: G06Q20/401 ,  G06Q20/10 ,  G06Q20/322 ,  G06Q20/327

Abstract: The present disclosure generally relates to transaction user interfaces. In some examples, a user is notified if there is an error with transaction parameters and the device determines whether potentially compatible transaction parameters are available on the electronic device. In some examples, the user is notified if there is an error with transaction parameters and the user is prompted to use another device to enter new transaction information.

公开(公告)号：US11734708B2

公开(公告)日：2023-08-22

申请号：US17586235

申请日：2022-01-27

Applicant: Apple Inc.

Inventor： Marcel Van Os ,  Donald W. Pitschel ,  Gregg Suzuki ,  Lawrence Y. Yang ,  Peter D. Anton ,  Glen W. Steele ,  George R. Dicker

IPC: G06Q40/00 ,  G06Q30/0226 ,  G06Q30/0207 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/36

CPC classification number: G06Q30/0226 ,  G06Q20/3278 ,  G06Q20/36 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q20/40145 ,  G06Q30/0207

Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.

公开(公告)号：US11488136B2

公开(公告)日：2022-11-01

申请号：US16436690

申请日：2019-06-10

Applicant: Apple Inc.

Inventor： Christopher Sharp ,  David T. Haggerty ,  George R. Dicker ,  Glen W. Steele ,  Matthew R. Murphy ,  Timothy S. Hurley

IPC: G06Q20/32 ,  H04L9/40 ,  G06Q20/38 ,  G06Q20/34 ,  H04W12/069

Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.

公开(公告)号：US11386424B2

公开(公告)日：2022-07-12

申请号：US15415679

申请日：2017-01-25

Applicant: Apple Inc.

Inventor： George R. Dicker ,  Nicholas J. Shearer

IPC: G06Q30/00 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/10 ,  G06Q20/40

Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction. Additional embodiments are also provided.

公开(公告)号：US10977651B2

公开(公告)日：2021-04-13

申请号：US16990974

申请日：2020-08-11

Applicant: Apple Inc.

Inventor： Marcel Van Os ,  Christopher D. Adams ,  Charles Ahn ,  Pablo F. Caro ,  George R. Dicker ,  Craig M. Federighi ,  Woo-Ram Lee ,  Brian Tucker ,  Giancarlo Yerkes

IPC: G06Q20/40 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q30/06 ,  G06Q20/10 ,  G06Q20/36 ,  H04L29/08 ,  G06Q20/22 ,  H04M1/72403 ,  H04M1/72445 ,  H04M1/725

Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

公开(公告)号：US10902424B2

公开(公告)日：2021-01-26

申请号：US15992722

申请日：2018-05-30

Applicant: Apple Inc.

Inventor： Marcel Van Os ,  Pablo F. Caro ,  Woo-Ram Lee ,  George R. Dicker ,  Christopher D. Adams ,  Charles Ahn ,  Craig M. Federighi ,  Brian Tucker ,  Giancarlo Yerkes

IPC: G06Q20/40 ,  G06Q30/06 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/10 ,  G06Q20/36 ,  H04L29/08 ,  H04M1/725 ,  G06Q20/22

Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

公开(公告)号：US10601796B2

公开(公告)日：2020-03-24

申请号：US15462301

申请日：2017-03-17

Applicant: Apple Inc.

Inventor： Christopher D. Adams ,  Scott D. Blakesley ,  Jack K. Chung ,  George R. Dicker ,  Glen W. Steele ,  Katherine B. Skinner ,  Yousuf H. Vaid

IPC: H04L29/06 ,  H04W12/04 ,  H04W12/06 ,  H04W12/00 ,  H04W12/08 ,  H04W4/60 ,  H04W4/80 ,  G06Q30/02

Abstract: Systems, methods, and computer-readable media for personalizing program credentials are provided. For example, a program credential (e.g., loyalty pass) associated with a program provider (e.g., an issuer) subsystem may be customized using personal data. The personal data can be collected from an electronic device before provisioning the customized program credential on the electronic device for use in a suitable transaction. However, such personal data may not be collected unless an administration entity subsystem is first able to validate the program provider subsystem. The administration entity subsystem can generate tracking data that may be used during the validation and/or provisioning in order to track when program credentials are personalized.

公开(公告)号：US10362010B2

公开(公告)日：2019-07-23

申请号：US14475301

申请日：2014-09-02

Applicant: Apple Inc.

Inventor： Christopher Sharp ,  David T. Haggerty ,  George R. Dicker ,  Glen W. Steele ,  Matthew R. Murphy ,  Timothy S. Hurley

IPC: G06Q20/32 ,  G06Q20/34 ,  H04L29/06 ,  H04W12/06 ,  G06Q20/38

Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.

公开(公告)号：US10255595B2

公开(公告)日：2019-04-09

申请号：US14870694

申请日：2015-09-30

Applicant: Apple Inc.

Inventor： Marcel Van Os ,  George R. Dicker ,  Glen W. Steele ,  Pablo F. Caro ,  Peter Anton ,  Donald W. Pitschel

IPC: G06Q20/32 ,  G06Q20/40 ,  G06K9/78 ,  G06Q20/34 ,  H04N5/225 ,  G06Q20/24

Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transaction. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.