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公开(公告)号：US11526822B2
公开(公告)日：2022-12-13
申请号：US16786545
申请日：2020-02-10
Applicant: Bank of America Corporation
Inventor： Sarabjeet Singh Kochar , Sandeep Kumar Chauhan , Yash Sharma
Abstract: Systems, computer program products, and methods are described herein for dynamic resource allocation based on vehicle route selection. The present invention is configured to receive an origin and a destination for a user; determine travel routes for the user; determine resource distribution entities along the one or more travel routes; determine resources associated with the resource distribution entities; display the travel routes, the resource distribution entities along each of the travel routes, and the resources associated with each of the resource distribution entities; receive a user selection of at least one of the travel routes; and distribute the resources to the computing device of the user along the at least one of the one or more travel routes selected by the user.
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公开(公告)号：US20220086004A1
公开(公告)日：2022-03-17
申请号：US17019079
申请日：2020-09-11
Applicant: Bank of America Corporation
Inventor： Sandeep Kumar Chauhan , Sarat Kumar Magatapalli , Yash Sharma
Abstract: A system receives a login sample. The login sample is decomposed into first and second layers. A verification media sample is decomposed into first and second layers. The system determines that the first layer of the login sample does not match the first layer of the verification sample, that the second layer of the login sample does not match the second layer of the verification sample, or both. First and second critical portions are extracted from the login sample. A first and second login hash are generated from the first and second critical portions. A first and second ledger hash are retrieved from a blockchain ledger. It's determined that the first login hash does not match the first ledger hash, the second login hash does not match the second ledger hash, or both. The user is flagged.
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公开(公告)号：US20210266328A1
公开(公告)日：2021-08-26
申请号：US16800173
申请日：2020-02-25
Applicant: BANK OF AMERICA CORPORATION
Inventor： Yash Sharma
Abstract: A system is provided for generating protocols for conditional resource distribution. The system is configured to: insert a validator node to the distributed trust computing network, the validator node being configured to execute and, with the decentralized nodes, verify resource transfers stored on the distributed register, the validator node being further configured to generate protocols for monitoring and executing conditional resource transfers; receive a request for a conditional resource transfer between a first storage location and a second storage location, the conditional resource transfer defining a condition for triggering the conditional resource transfer; in response to receiving the request, generate, via the validator node, a protocol for monitoring and executing the conditional resource transfer; determine, via the validator node, that the condition has been completed; and in response to the condition having been completed, execute the conditional resource transfer.
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公开(公告)号：US20210248533A1
公开(公告)日：2021-08-12
申请号：US16786545
申请日：2020-02-10
Applicant: Bank of America Corporation
Inventor： Sarabjeet Singh Kochar , Sandeep Kumar Chauhan , Yash Sharma
Abstract: Systems, computer program products, and methods are described herein for dynamic resource allocation based on vehicle route selection. The present invention is configured to receive an origin and a destination for a user; determine travel routes for the user; determine resource distribution entities along the one or more travel routes; determine resources associated with the resource distribution entities; display the travel routes, the resource distribution entities along each of the travel routes, and the resources associated with each of the resource distribution entities; receive a user selection of at least one of the travel routes; and distribute the resources to the computing device of the user along the at least one of the one or more travel routes selected by the user.
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15.发明公开公开(公告)号：US20240037529A1
公开(公告)日：2024-02-01
申请号：US17874649
申请日：2022-07-27
Applicant: BANK OF AMERICA CORPORATION
Inventor： Geetika Lal , Sandeep Kumar Chauhan , Ramarao Gaddam , Anil Gajula , Koteswara Rao Venkata Magham , Suman Matury , Santosh Kumar Miryala , Ravikiran Subramanya Rao , Yash Sharma , Sudarshan Veeramreddy , Durgesh Singh Yadav
CPC classification number: G06Q20/229 , G06Q20/401
Abstract: Embodiments of the present invention provide an intuitive platform for non-contact instructions regarding resource allocation. In this way, a user may utilize one or more specific gestures which are captured, analyzed, and responded to by the system of the invention in order to initiate or complete one or more resource activities such as a resource transfer, resource transfer split, or other resource action.
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Patent Agency Ranking
公开(公告)号：US20230318694A1
公开(公告)日：2023-10-05
申请号：US17713522
申请日：2022-04-05
Applicant: BANK OF AMERICA CORPORATION
Inventor： Yash Sharma
CPC classification number: H04B7/15507 , H04W40/22 , H04W64/003
Abstract: The invention provides an alternative device short wave beacon for mobile network boosting. As such, communication devices associated with computer terminal nodes, such as automated teller machines (ATM) are converted and integrated with beacons to allow transmission of short wave mobile network transmission to boost active signal strength of active mobile networks. The system does this by performing triangulation of a mobile network signal that is being broadcasted by mobile phone of a user. Once the location is triangulated, the system identifies the computer terminal nodes located in that area and initiates the activation of short wave mobile network boosting via the beacons. In this way, where the triangulation happens, instead of completely relying longer wave transmission, the invention allows the mobile phone of the user to use short wave transmissions from the beacons to amplify the mobile network connection of the user.
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公开(公告)号：US20230308427A1
公开(公告)日：2023-09-28
申请号：US17706329
申请日：2022-03-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Martha Sain McClellan , Yash Sharma , David Smiddy
IPC: H04L9/40
CPC classification number: H04L63/08
Abstract: A network of nodes for a distributed register, in which the nodes include interaction terminals (e.g., ATMs, recyclers, point-of-sale devices, or the like). The interaction terminals allow a user to enter into an interaction that includes transferring resources through the use of the distributed register. The interaction terminals may be utilized in order to authenticate the user using traditional authentication processes or through the use of the distributed register. The interaction terminals may determine if the interaction is for a traditional interaction or if the interaction is being used for an interaction on the distributed ledger. Since the interaction terminals are operated by the organizations, they can be registered as trusted authorities on the distributed register, and as such, the blocks created for interactions by the interactional terminals may be validated without the need for consensus algorithms, or with reduced consensus requirements.
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18.发明公开公开(公告)号：US20230306824A1
公开(公告)日：2023-09-28
申请号：US17706282
申请日：2022-03-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Martha Sain McClellan , Yash Sharma , David Smiddy
CPC classification number: G07F19/211 , G07F19/206 , G07F19/203 , H04L9/321 , H04L9/3247 , H04L2209/38 , H04L2209/56
Abstract: A network of nodes for a distributed register, in which the nodes include interaction terminals (e.g., ATMs, recyclers, point-of-sale devices, or the like). The interaction terminals allow a user to enter into an interaction that includes transferring resources through the use of the distributed register. The interaction terminals may be utilized in order to authenticate the user using traditional authentication processes or through the use of the distributed register. The interaction terminals may determine if the interaction is for a traditional interaction or if the interaction is being used for an interaction on the distributed ledger. Since the interaction terminals are operated by the organizations, they can be registered as trusted authorities on the distributed register, and as such, the blocks created for interactions by the interactional terminals may be validated without the need for consensus algorithms, or with reduced consensus requirements.
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19.发明公开公开(公告)号：US20230259946A1
公开(公告)日：2023-08-17
申请号：US17674329
申请日：2022-02-17
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Martha Sain McClellan , Yash Sharma
CPC classification number: G06Q20/403 , G06N20/00 , G06Q20/389 , G06Q20/401 , G06Q20/405
Abstract: Systems, computer program products, and methods are described herein for expedited data transfer utilizing a secondary data log. The present invention may be configured to analyze a primary data log and determine a user having a high volume of data transactions within a defined timeframe. The present invention may be further configured to maintain a secondary data log for a predetermined time period and, upon conclusion of the predetermined time period, sum the data transactions from the secondary data log and record the sum on the primary data log. The present invention may be further configured to determine a pre-authorized credit for the user to be recorded on the secondary data log during the predetermined time period.
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20.发明公开公开(公告)号：US20230252018A1
公开(公告)日：2023-08-10
申请号：US17667604
申请日：2022-02-09
Applicant: BANK OF AMERICA CORPORATION
Inventor： Yash Sharma , Sandeep Kumar Chauhan
CPC classification number: G06F16/2379 , G06F16/27 , G06V10/56
Abstract: Systems, computer program products, and methods are described herein for identification and recordation of base components of a resource within a virtual medium. The present invention is configured to electronically receive, from a user input device, a request to generate a non-fungible token (NFT) for a first portion of a resource; in response, retrieve information associated with the first portion of the resource; initiate an NFT engine on the first portion of the resource; generate, using the NFT engine, an NFT for the first portion of the resource, wherein the NFT comprises at least the information associated with the first portion of the resource; record the NFT in a distributed ledger; and transmit control signals configured to cause the user input device to display a notification indicating that the NFT has been generated and recorded in the distributed ledger.
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