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公开(公告)号:US12131326B2
公开(公告)日:2024-10-29
申请号:US18374782
申请日:2023-09-29
Applicant: Mastercard International Incorporated
Inventor: Sarala Buradagunta , Rakesh Yadav , Sébastien Le Callonnec
IPC: G06Q20/40 , G06Q20/20 , G06Q20/34 , G06Q20/38 , H04L9/32 , G06Q20/02 , G06Q20/06 , G06Q20/10 , G06Q20/36 , H04L9/00 , H04L9/08
CPC classification number: G06Q20/401 , G06Q20/20 , G06Q20/341 , G06Q20/3825 , H04L9/3213 , H04L9/3247 , G06Q2220/00
Abstract: A method and system are disclosed for transferring digital tokens to and from a physical payment card. The method includes: receiving, on a processing server, a plurality of digital tokens issued from a central bank; and transferring, from the processing server, the plurality of digital tokens to the physical payment card, the physical payment card configured to be used with a point of sale (POS).
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12.
公开(公告)号:US12131314B2
公开(公告)日:2024-10-29
申请号:US18376152
申请日:2023-10-03
Applicant: Mastercard International Incorporated
Inventor: Sarala Buradagunta , Rakesh Yadav , Dmytro Kryvoshei , Steven C. Davis , Sébastien Le Callonnec
IPC: G06Q20/36 , G06N20/00 , H04L9/06 , H04L67/133 , G06N3/084 , G06N20/10 , G06Q20/02 , G06Q20/40 , H04L9/00 , H04L9/32
CPC classification number: G06Q20/3674 , G06N20/00 , H04L9/0637 , H04L9/0643 , H04L67/133
Abstract: A system for enabling communication between blockchains on heterogeneous blockchain networks. The system can include a sending blockchain network comprised of a sending blockchain that includes a plurality of blocks, each block including a block header and one or more transaction values associated with an identification request transmitted by the sending blockchain. The system can include a directory service node configured to receive the identification request from the sending blockchain, and identify a receiving blockchain, which forms part of a receiving blockchain network. The system can include an identity service node configured to receive a trust request from the directory service node to determine whether a valid trust certificate is available for the receiving blockchain, and enable communication between the sending blockchain and the receiving blockchain, when the valid trust certificate is determined to be available.
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公开(公告)号:US11663610B2
公开(公告)日:2023-05-30
申请号:US16810201
申请日:2020-03-05
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Sarala Buradagunta , Rakesh Yadav
CPC classification number: G06Q30/018 , G06F16/2365 , G06Q20/04 , G06Q40/02 , H04L9/0637 , H04L9/50
Abstract: A method and system of providing a service node within a blockchain network. The method includes storing, in a memory of a processing server, a blockchain comprised of a plurality of blocks, wherein each block is comprised of at least a block header and one or more data values, wherein the one or more data values included in a most recent block includes at least one data point associated with services or functions of at least a first service node; receiving, by a receiving device of the processing server, a request from a second service node for the list of services or functions of the at least a first service node within the blockchain network; and validating, by the processing server, the request from the second service node for the list of services or functions of the at least a first service node within the blockchain network.
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公开(公告)号:US11126340B2
公开(公告)日:2021-09-21
申请号:US16280743
申请日:2019-02-20
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Siddique Hameed , Ellen Christine Walz , Stephen Bongner , Sarala Buradagunta
IPC: G06F3/048 , G06F3/0484 , H04L29/08 , G06F3/0482
Abstract: Methods and a computer system for dynamically generating an embedded payment interface are described herein. The method includes obtaining rules that define a desired configuration of the embedded payment interface. The method also includes storing rules, storing a default interface template having a default configuration, and receiving an access message indicating that the webpage is accessed at a remote computing device, the access message including a plurality of data elements associated with the webpage and the access of the webpage by the remote computing device. The method also includes accessing the default interface template, generating customization commands that define an output configuration of the embedded payment interface by applying the rules to data elements, applying the customization commands to the default interface template to produce a payment interface having the output configuration corresponding to the desired configuration, and embedding the payment interface in the accessed webpage.
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公开(公告)号:US12073370B2
公开(公告)日:2024-08-27
申请号:US18200143
申请日:2023-05-22
Applicant: Mastercard International Incorporated
Inventor: Sébastien Le Callonnec , Rakesh Yadav , Sarala Buradagunta
CPC classification number: G06Q20/02 , G06Q10/10 , G06Q20/3825 , G06Q20/3829 , H04L63/101 , H04L63/18 , G06Q20/0655
Abstract: Delegating issuance capability to a third-party of fungible digital assets involves a central (e.g., central bank) processor receiving a request to issue fungible digital assets from a third-party node; verifying the request; validating request to issue fungible digital assets from the third-party; approving or rejecting the request; if the request to issue fungible digital assets is approved, creating an issuance authorization message; executing a smart contract clause to add an entity of the third-party node to a list of authorized entities; publishing the issuance authorization message on a blockchain indicating that a third-party node has been added to the list of authorized entities; and publishing a revocation message on the blockchain revoking an authorization granted to the third-party node to issue digital assets.
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16.
公开(公告)号:US20240220976A1
公开(公告)日:2024-07-04
申请号:US18609545
申请日:2024-03-19
Applicant: Mastercard International Incorporated
Inventor: Steven C. DAVIS , Rakesh Yadav , Sarala Buradagunta , Dmytro Kryvoshei , Sébastien Le Callonnec
CPC classification number: G06Q20/388 , G06Q20/3678 , H04L9/0637 , H04L9/0643
Abstract: A system for communicating between blockchains on heterogeneous blockchain networks. The system can include a sending blockchain configured to transmit a first message via a sending blockchain protocol, wherein the sending blockchain forms a part of a sending blockchain network. The system can include a sending adapter node configured to receive the first message from the sending blockchain, and translate the first message from the sending blockchain protocol to an adapter protocol. The system can include a receiving adapter node configured to receive the first message from the sending adapter node, and translate the first message from the adapter protocol to a receiving blockchain protocol. The system can include a receiving blockchain configured to receive the first message from the receiving adapter node, and validate the first message, wherein the receiving blockchain forms a part of a receiving blockchain network.
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17.
公开(公告)号:US11954678B2
公开(公告)日:2024-04-09
申请号:US16705882
申请日:2019-12-06
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Sarala Buradagunta , Rakesh Yadav , Dmytro Kryvoshei , Steven C. Davis , Sébastien Le Callonnec
CPC classification number: G06Q20/388 , G06Q20/3678 , H04L9/0637 , H04L9/0643
Abstract: A system for communicating between blockchains on heterogeneous blockchain networks. The system can include a sending blockchain configured to transmit a first message via a sending blockchain protocol, wherein the sending blockchain forms a part of a sending blockchain network. The system can include a sending adapter node configured to receive the first message from the sending blockchain and translate the first message from the sending blockchain protocol to an adapter protocol. The system can include a receiving adapter node configured to receive the first message from the sending adapter node and translate the first message from the adapter protocol to a receiving blockchain protocol. The system can include a receiving blockchain configured to receive the first message from the receiving adapter node, and validate the first message, wherein the receiving blockchain forms a part of a receiving blockchain network.
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18.
公开(公告)号:US11816662B2
公开(公告)日:2023-11-14
申请号:US16705825
申请日:2019-12-06
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Sarala Buradagunta , Rakesh Yadav , Dmytro Kryvoshei , Steven C. Davis , Sébastien Le Callonnec
IPC: G06Q20/36 , G06N20/00 , H04L9/06 , H04L67/133 , G06Q20/02 , G06Q20/40 , H04L9/00 , G06N3/08 , G06N20/10 , H04L9/32
CPC classification number: G06Q20/3674 , G06N20/00 , H04L9/0637 , H04L9/0643 , H04L67/133
Abstract: A system for enabling communication between blockchains on heterogeneous blockchain networks. The system can include a sending blockchain network comprised of a sending blockchain that includes a plurality of blocks, each block including a block header and one or more transaction values associated with an identification request transmitted by the sending blockchain. The system can include a directory service node configured to receive the identification request from the sending blockchain, and identify a receiving blockchain, which forms part of a receiving blockchain network. The system can include an identity service node configured to receive a trust request from the directory service node to determine whether a valid trust certificate is available for the receiving blockchain and enable communication between the sending blockchain and the receiving blockchain, when the valid trust certificate is determined to be available.
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公开(公告)号:US11727404B2
公开(公告)日:2023-08-15
申请号:US17077925
申请日:2020-10-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Sarala Buradagunta , Nikhita Patil , Dmytro Kryvoshei , Shehar Yar
CPC classification number: G06Q20/40145 , G06Q20/18 , G06Q20/204
Abstract: Disclosed are exemplary embodiments of systems and methods for facilitating a transaction for the purchase of a product through an unattended vendor. One exemplary method includes capturing a facial image of a user and identifying the user based on the captured facial image. The method then includes compiling a pre-authorization request including credential associated with an account for the user and a first amount and, upon receipt of an approval of the request, manipulating a locking mechanism coupled to a container associated with the unattended vendor to permit access by the user to products included in the container. The method further includes capturing an image of a product removed from the container, identifying the product based on the image, and compiling an authorization request for purchase of the product based on the credential and a second amount associated with the price of the removed product.
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公开(公告)号:US20210125186A1
公开(公告)日:2021-04-29
申请号:US17077925
申请日:2020-10-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Sarala Buradagunta , Nikhita Patil , Dmytro Kryvoshei , Shehar Yar
Abstract: Disclosed are exemplary embodiments of systems and methods for facilitating a transaction for the purchase of a product through an unattended vendor. One exemplary method includes capturing a facial image of a user and identifying the user based on the captured facial image. The method then includes compiling a pre-authorization request including credential associated with an account for the user and a first amount and, upon receipt of an approval of the request, manipulating a locking mechanism coupled to a container associated with the unattended vendor to permit access by the user to products included in the container. The method further includes capturing an image of a product removed from the container, identifying the product based on the image, and compiling an authorization request for purchase of the product based on the credential and a second amount associated with the price of the removed product.
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