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公开(公告)号:US09064162B2
公开(公告)日:2015-06-23
申请号:US14221676
申请日:2014-03-21
Applicant: MasterCard International Incorporated
Inventor: Simon Phillips
CPC classification number: G06K7/01 , G06K7/0008 , G06K7/015 , G06K7/10 , Y10T29/49826
Abstract: Pursuant to some embodiments, systems, methods, apparatus and means for operating two-part contactless card readers are provided. In some embodiments, the two-part contactless card reader is installed in association with a transaction counter, where the transaction counter has a first surface and a second surface. Pursuant to some embodiments, the device includes a customer-facing unit installed on a first surface of the transaction counter, a base unit installed on a second surface of the transaction counter, the second surface apart from the first surface, where the first surface and the second surface are separated by a substantially solid material with no aperture formed therethrough. The base unit includes electronic components for generating interrogation signals for interrogating contactless cards, the electronic components also for receiving card data signals from the contactless cards, the card data signals indicative of card data stored in the contactless cards. The customer-facing unit includes at least one indicia for indicating, to a user of a contactless card, a location at which the contactless card is to be presented to the contactless card reader.
Abstract translation: 根据一些实施例,提供了用于操作两部分非接触式读卡器的系统,方法,装置和装置。 在一些实施例中,两部分非接触式读卡器与事务计数器相关联地安装,其中交易计数器具有第一表面和第二表面。 根据一些实施例,该装置包括安装在交易柜台的第一表面上的面向顾客的单元,安装在交易柜台的第二表面上的基座单元,与第一表面分开的第二表面,其中第一表面和 第二表面由基本上固体的材料分开,没有通过其形成的孔。 基本单元包括用于产生用于询问非接触卡的询问信号的电子部件,用于接收来自非接触卡的卡数据信号的电子部件,指示存储在非接触卡中的卡数据的卡数据信号。 面向客户的单元包括至少一个标记,用于向非接触式卡的用户指示将非接触式卡呈现给非接触式读卡器的位置。
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公开(公告)号:US20140203083A1
公开(公告)日:2014-07-24
申请号:US14221676
申请日:2014-03-21
Applicant: MasterCard International Incorporated
Inventor: Simon Phillips
CPC classification number: G06K7/01 , G06K7/0008 , G06K7/015 , G06K7/10 , Y10T29/49826
Abstract: Pursuant to some embodiments, systems, methods, apparatus and means for operating two-part contactless card readers are provided. In some embodiments, the two-part contactless card reader is installed in association with a transaction counter, where the transaction counter has a first surface and a second surface. Pursuant to some embodiments, the device includes a customer-facing unit installed on a first surface of the transaction counter, a base unit installed on a second surface of the transaction counter, the second surface apart from the first surface, where the first surface and the second surface are separated by a substantially solid material with no aperture formed therethrough. The base unit includes electronic components for generating interrogation signals for interrogating contactless cards, the electronic components also for receiving card data signals from the contactless cards, the card data signals indicative of card data stored in the contactless cards. The customer-facing unit includes at least one indicia for indicating, to a user of a contactless card, a location at which the contactless card is to be presented to the contactless card reader.
Abstract translation: 根据一些实施例,提供了用于操作两部分非接触式读卡器的系统,方法,装置和装置。 在一些实施例中,两部分非接触式读卡器与事务计数器相关联地安装,其中交易计数器具有第一表面和第二表面。 根据一些实施例,该装置包括安装在交易柜台的第一表面上的面向顾客的单元,安装在交易柜台的第二表面上的基座单元,与第一表面分开的第二表面,其中第一表面和 第二表面由基本上固体的材料分开,没有通过其形成的孔。 基本单元包括用于产生用于询问非接触卡的询问信号的电子部件,用于接收来自非接触卡的卡数据信号的电子部件,指示存储在非接触卡中的卡数据的卡数据信号。 面向客户的单元包括至少一个标记,用于向非接触式卡的用户指示将非接触式卡呈现给非接触式读卡器的位置。
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公开(公告)号:US11954680B2
公开(公告)日:2024-04-09
申请号:US17079382
申请日:2020-10-23
Applicant: Mastercard International Incorporated
Inventor: Simon Phillips , Alan Johnson , Michael John Cowen
CPC classification number: G06Q20/401 , G07B15/00 , G07C9/00309 , G07C9/00563 , G07C9/00571 , G07C9/00904 , G07C9/10 , G07C9/25 , G07C9/27
Abstract: Various implementation described herein are directed to a method for providing access control. User information is received at a device. A request to provide access control is generated by the device based on the received user information. The request is transmitted via a network to an access manager. A response to the request is received from the access manager. Access control via the device is provided based on the response to the request.
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公开(公告)号:US20230342751A1
公开(公告)日:2023-10-26
申请号:US18347049
申请日:2023-07-05
Applicant: Mastercard International Incorporated
Inventor: Ian David Alan Maddocks , Simon Phillips , Duncan Garrett , James John Anderson
CPC classification number: G06Q20/3278 , G06Q20/405 , G06Q20/3224 , H04W4/80 , G06Q20/102 , G06Q20/4012
Abstract: A contactless transaction terminal and method for interacting with a payment enabled mobile device to permit access to a location or to a service. The contactless transaction terminal includes a processor, a polling signal generator operably connected to the processor, an NFC circuit operably connected to the polling signal generator, and a receiver operably connected to the NFC circuit and to a data recovery circuit that is operably connected to the processor. Also included is a storage device operably connected to the processor. The storage device stores program instructions which when executed cause the processor to generate, via the polling signal generator, short-distance radio signals including at least three polling signals; emit, via the NFC circuit, the at least three polling signals at frequent intervals for detection by a payment-enabled mobile device; receive at least one of a Type A or Type B signal from the payment enabled mobile device; and permit access to at least one of a location or service.
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公开(公告)号:US20190354959A1
公开(公告)日:2019-11-21
申请号:US16411816
申请日:2019-05-14
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor: Simon Phillips , Alan Johnson
Abstract: A first communication channel is established between a contactless blank IC (integrated circuit) payment card and a mobile device. The mobile device is in proximity to the contactless blank IC payment card. A second communication channel is established, via the mobile device, between a remote personalization server computer and the contactless blank IC payment card. Payment card personalization data is received and stored in the contactless blank IC payment card. The data had been downloaded from the remote personalization server computer to the contactless blank IC payment card via the second communication channel.
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公开(公告)号:US10140614B2
公开(公告)日:2018-11-27
申请号:US15637891
申请日:2017-06-29
Applicant: MasterCard International Incorporated
Inventor: Simon Phillips , Mark Britten , Mehdi Collinge
Abstract: Back-up credentials data is stored for a user. A communication channel is established with a mobile device. A cryptogram is received from the mobile device, such that the cryptogram is relayed by the mobile device from an authentication device that interacted with the mobile device. The authentication device is associated with the user. The cryptogram is verified. In response to the verification of the cryptogram, the stored back-up credentials data is made accessible to the mobile device.
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公开(公告)号:US10102523B2
公开(公告)日:2018-10-16
申请号:US15606252
申请日:2017-05-26
Applicant: MasterCard International Incorporated
Inventor: Ian David Alan Maddocks , Simon Phillips , Jonathan James Main
Abstract: In a payment-enabled smartphone, a shared cardholder verification method (CVM) applet serves a number of mobile payment cardlets. The shared CVM applet validates CVM information input by a user of the smartphone and in response issues a CVM token. The CVM token is passed to a particular one of the mobile payment cardlets that is selected for a current transaction. The selected mobile payment cardlet submits the CVM token back to the shared CVM applet for verification. Upon verifying the CVM token, the shared CVM applet enables the selected mobile payment cardlet to perform the current transaction.
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公开(公告)号:US09947006B2
公开(公告)日:2018-04-17
申请号:US14227433
申请日:2014-03-27
Applicant: MasterCard International Incorporated
Inventor: Patrick Mestré , Cristian Radu , Patrik Smets , Simon Phillips , Ronald D. Carter
IPC: G06Q20/32 , G06Q20/20 , G06Q20/40 , G07F7/10 , G06Q20/16 , G06Q20/28 , G06Q20/34 , G06Q20/38 , H04K1/00
CPC classification number: G06Q20/3278 , G06Q20/16 , G06Q20/20 , G06Q20/204 , G06Q20/28 , G06Q20/32 , G06Q20/3433 , G06Q20/349 , G06Q20/381 , G06Q20/40 , G06Q20/4012 , G06Q20/4016 , G06Q20/409 , G07F7/1025
Abstract: A payment-enabled mobile device receives, during a first tap of the mobile device on a proximity reader component of a point of sale (POS) terminal, first transaction context data for a current transaction, and receives during a second tap of the mobile device on the proximity reader component, second transaction context data for the current transaction. When the mobile device determines that the second tap is for the same transaction as the first tap, and that one of a customer verification method (CVM) status or a user acknowledgment status flag has been set, then it transmits a payment card account number to the POS terminal to consummate the transaction.
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公开(公告)号:US20170255928A1
公开(公告)日:2017-09-07
申请号:US15601650
申请日:2017-05-22
Applicant: MasterCard International Incorporated
Inventor: Ian David Alan Maddocks , Simon Phillips , Jonathan James Main
CPC classification number: G06Q20/3672 , G06Q20/20 , G06Q20/3278 , G06Q20/36 , G06Q20/4014 , G06Q20/40145
Abstract: In a payment-enabled smartphone, a shared cardholder verification method (CVM) applet serves a number of mobile payment cardlets. The shared CVM applet validates CVM information input by a user of the smartphone and in response issues a CVM token. The CVM token is passed to a particular one of the mobile payment cardlets that is selected for a current transaction. The selected mobile payment cardlet submits the CVM token back to the shared CVM applet for verification. Upon verifying the CVM token, the shared CVM applet enables the selected mobile payment cardlet to perform the current transaction.
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公开(公告)号:US09721252B2
公开(公告)日:2017-08-01
申请号:US15334800
申请日:2016-10-26
Applicant: MasterCard International Incorporated
Inventor: Simon Phillips , Mark Britten , Mehdi Collinge
CPC classification number: G06Q20/4014 , G06F21/35 , G06Q20/322 , G06Q20/327 , G06Q20/38215 , G06Q20/3825 , G06Q20/40 , G06Q20/4012 , G06Q20/40145 , G06Q2220/00 , H04L9/3226 , H04L63/083 , H04L63/0853 , H04L63/0861 , H04W12/06
Abstract: Back-up credentials data is stored for a user. A communication channel is established with a mobile device. A cryptogram is received from the mobile device, such that the cryptogram is relayed by the mobile device from an authentication device that interacted with the mobile device. The authentication device is associated with the user. The cryptogram is verified. In response to the verification of the cryptogram, the stored back-up credentials data is made accessible to the mobile device.
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