中科微点-全球专利检索

  1. Login
  2. Sign Up

Search Results

431 records (took 0.025 seconds)

    FINANCIAL TRANSACTION ROUTING
    22.
    发明申请
    FINANCIAL TRANSACTION ROUTING 审中-公开

    公开(公告)号：US20180060834A1

    公开(公告)日：2018-03-01

    申请号：US15690970

    申请日：2017-08-30

    Applicant: First Data Corporation

    Inventor： Steve Mathison

    IPC: G06Q20/02 ,  G07F7/08 ,  G06Q20/20 ,  G06Q20/34

    CPC classification number: G06Q20/027 ,  G06Q20/202 ,  G06Q20/204 ,  G06Q20/352 ,  G07F7/0866

    Abstract: Embodiments of the invention are directed toward selecting a preferred transaction application and/or routing options that are provided by a transaction card. The preference can be determined, for example, based on the lowest interchange fee, a bulk rate, and/or an incentive. In some embodiments a transaction card provides a plurality of transaction applications and/or routing options to a POS device and the POS device can communicate these options to a host processor along with transaction data. The host processor can then determine a preference associated with each of the routing options and/or transaction applications, and provide a recommendation to the POS as to which transaction application and/or routing option have preference.

    Systems and methods for communicating transaction-related data to a recipient device
    23.
    发明授权
    Systems and methods for communicating transaction-related data to a recipient device 有权

    公开(公告)号：US09842323B2

    公开(公告)日：2017-12-12

    申请号：US13801909

    申请日：2013-03-13

    Applicant: First Data Corporation

    Inventor： Vijay Kumar Royyuru

    IPC: G06Q30/00 ,  G06Q20/04 ,  G06Q30/02 ,  G06Q20/36

    CPC classification number: G06Q20/04 ,  G06Q20/36 ,  G06Q30/0207

    Abstract: Embodiments of the disclosure relate to systems and methods for communicating transaction-related data to a recipient device. In at least one embodiment, a computer-implemented method can be provided. The method can include directing storage of transaction-related information comprising payment data and value added services data. The method can further include communicating the transaction-related information to a recipient device during a card emulation communication initiated by the recipient device, wherein the recipient device utilizes the transaction-related information to complete a payment transaction and provide one or more value added services associated with the payment transaction.

    AUTHENTICATION SYSTEMS AND METHODS
    25.
    发明申请
    AUTHENTICATION SYSTEMS AND METHODS 审中-公开
    认证系统和方法

    公开(公告)号：US20170076274A1

    公开(公告)日：2017-03-16

    申请号：US14855654

    申请日：2015-09-16

    Applicant: First Data Corporation

    Inventor： Vijay K. Royyuru ,  Brad Lucas ,  Jack Stephenson ,  S. Shane Caldwell, III ,  Scott Mackay ,  Brent A. Stains ,  Dale McCrory ,  Mark A. Petersen ,  Raja Vel

    IPC: G06Q20/32 ,  G06Q20/42 ,  G06Q20/40

    CPC classification number: G06Q20/3255 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/3224 ,  G07F13/025

    Abstract: A method of remotely activating a transaction device includes receiving, at a computing system, a mobile device identifier from a mobile application executed on a mobile device. A selection of the transaction device is received from the application. The selection includes an identifier of the transaction device. A selection of a transaction amount related to purchase of a product is received from the application. An authorization request for a payment account associated with the mobile device is communicated to an issuer of the payment account. The authorization request is for a transaction of at least the transaction amount. An authorization approval for the transaction is received from the issuer and a signal to activate the transaction device to dispense the product is sent based on the identifier. The transaction device is deactivated upon dispensing the transaction amount and a receipt of the transaction is provided to the mobile device.

    Abstract translation: 远程激活交易设备的方法包括在计算系统处从在移动设备上执行的移动应用中接收移动设备标识符。 从应用程序接收到交易设备的选择。 选择包括交易设备的标识符。 从应用程序接收到与购买产品相关的交易金额的选择。 与移动设备相关联的支付账户的授权请求被传送到支付账户的发行者。 授权请求至少是交易金额的交易。 从发行方接收到交易的授权许可，并且基于标识符发送用于激活交易设备分配产品的信号。 交易设备在分配交易金额时被去激活，并且交易的接收被提供给移动设备。

    Payment Terminal Messaging
    30.
    发明申请
    Payment Terminal Messaging 审中-公开
    付款终端消息

    公开(公告)号：US20160171470A1

    公开(公告)日：2016-06-16

    申请号：US14757932

    申请日：2015-12-24

    Applicant: First Data Corporation

    Inventor： Bruce Dragt

    IPC: G06Q20/20 ,  H04L12/58 ,  G06Q20/32

    CPC classification number: G06Q20/202 ,  G06Q20/20 ,  G06Q20/204 ,  G06Q20/32 ,  G06Q20/3221 ,  G06Q20/3255 ,  G06Q30/0603 ,  G07G1/01 ,  G07G1/14 ,  H04L51/14

    Abstract: A payment terminal and a host computer system are configured to provide human-readable messaging capability with a person at an external location outside of a financial infrastructure. A payment terminal at a point of sale may be used to cause human-readable message content to be forwarded to the person by the host computer system, either automatically or at the instigation of an operator of the payment terminal. Message content from the person may be delivered to the payment terminal for display to the operator. The person at the external location may be able to retrieve information stored in the payment terminal via standard communication channels. The system also provides a mechanism for exchanging messages between payment terminals.

    Abstract translation: 支付终端和主计算机系统被配置为向金融基础设施外的外部位置的人提供人可读消息传递能力。 可以使用销售点处的支付终端来自动地或在支付终端的运营商的唆使下，使主机计算机系统将人可读消息内容转发给该人。 来自该人的消息内容可以被传送到支付终端以供操作者显示。 外部位置的人员可以通过标准通信信道来检索存储在支付终端中的信息。 该系统还提供了一种用于在支付终端之间交换消息的机制。

Patent Agency Ranking