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公开(公告)号：US20210043061A1
公开(公告)日：2021-02-11
申请号：US17077460
申请日：2020-10-22
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: In system and methods for loss mitigation, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. A communication related to emergency assistance or an emergency assistance recommendation may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver. A wireless communication from the driver indicating approval or modification of the emergency assistance or emergency assistance recommendation may be received. A third party may be notified, via a communication sent from the remote server(s), of requested emergency assistance as approved or modified by the driver. An estimated insurance claim may also be generated based upon vehicle accident likely severity.
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22.发明授权公开(公告)号：US10832327B1
公开(公告)日：2020-11-10
申请号：US14798615
申请日：2015-07-14
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: A system and method may collect telematics and/or other data, and apply the data to insurance-based applications. From the data, an insurance provider may determine accurate vehicle usage information, including information regarding who is using a vehicle and under what conditions. An insurance provider may likewise determine risk levels or a risk profile for an insured driver (or other drivers), which may be used to adjust automobile or other insurance policies. The insurance provider may also use the data collected to adjust behavior based insurance using incentives, recommendations, or other means. For customers that opt-in to the data collection program offered, the present embodiments present the opportunity to demonstrate a low or moderate risk lifestyle and the chance for insurance-related savings based upon that low or moderate risk.
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公开(公告)号：US10825326B1
公开(公告)日：2020-11-03
申请号：US16178838
申请日：2018-11-02
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: In system and methods for loss mitigation, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. A communication related to emergency assistance or an emergency assistance recommendation may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver. A wireless communication from the driver indicating approval or modification of the emergency assistance or emergency assistance recommendation may be received. A third party may be notified, via a communication sent from the remote server(s), of requested emergency assistance as approved or modified by the driver. An estimated insurance claim may also be generated based upon vehicle accident likely severity.
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公开(公告)号：US10351097B1
公开(公告)日：2019-07-16
申请号：US15964971
申请日：2018-04-27
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
Abstract: In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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公开(公告)号：US10323956B1
公开(公告)日：2019-06-18
申请号：US15908025
申请日：2018-02-28
Inventor： Mark E. Clauss , Steve J. Balbach , Craig Cope , Jeff Riblet
Abstract: A method and system may provide speed limit data to users driving in vehicles. A user's client device such as a smart-phone, smart watch, or tablet computer, may provide visual, audible, and/or haptic alerts to the user when the user exceeds a posted speed limit by more than a threshold amount. For example, when the user exceeds the posted speed limit by more than the threshold amount, the user's smart-phone may play a beeping sound and may announce the posted speed limit to the user. A map of a geographic area including the user's travelled route may also be displayed, with annotated areas along the route where the user exceeded the posted speed limit. The map may also include an indication of a proportion of a duration or distance of the route in which the user travelled above the posted speed limit.
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Patent Agency Ranking
公开(公告)号：US10017153B1
公开(公告)日：2018-07-10
申请号：US15859854
申请日：2018-01-02
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
CPC classification number: B60R25/04 , B60R25/102 , B60W2030/082 , G06Q40/08 , G08B21/02 , G08B25/00
Abstract: In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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公开(公告)号：US09939289B1
公开(公告)日：2018-04-10
申请号：US15363486
申请日：2016-11-29
Inventor： Mark E. Clauss , Steve J. Balbach , Craig Cope , Jeff Riblet
CPC classification number: G01C21/3697 , B60K31/18 , B60Q9/00 , G01C21/3667 , G08B7/06 , G08B21/182 , G08G1/052 , G08G1/09626 , G08G1/0967 , G08G1/096716 , G08G1/096741 , G08G1/096775 , G08G1/096827 , G08G1/096844 , G08G1/096866 , G08G1/096883 , G08G1/0969
Abstract: A method and system may provide speed limit data to users driving in vehicles. A user's client device such as a smart-phone, smart watch, or tablet computer, may provide visual, audible, and/or haptic alerts to the user when the user exceeds a posted speed limit by more than a threshold amount. For example, when the user exceeds the posted speed limit by more than the threshold amount, the user's smart-phone may play a beeping sound and may announce the posted speed limit to the user. A map of a geographic area including the user's travelled route may also be displayed, with annotated areas along the route where the user exceeded the posted speed limit. The map may also include an indication of a proportion of a duration or distance of the route in which the user travelled above the posted speed limit.
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公开(公告)号：US09783159B1
公开(公告)日：2017-10-10
申请号：US14798769
申请日：2015-07-14
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
CPC classification number: B60R25/04 , B60R25/102 , G06Q40/08
Abstract: In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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公开(公告)号：US09539901B1
公开(公告)日：2017-01-10
申请号：US14699582
申请日：2015-04-29
Inventor： Mark E. Clauss , Steve J. Balbach , Craig Cope , Jeff Riblet
CPC classification number: G01C21/3697 , B60K31/18 , B60Q9/00 , G01C21/3667 , G08B7/06 , G08B21/182 , G08G1/052 , G08G1/09626 , G08G1/0967 , G08G1/096716 , G08G1/096741 , G08G1/096775 , G08G1/096827 , G08G1/096844 , G08G1/096866 , G08G1/096883 , G08G1/0969
Abstract: A method and system may provide speed limit alerts to users driving in vehicles. A user's client device such as a smart-phone, smart watch, or tablet computer, may provide visual, audible, and/or haptic alerts to the user when the user exceeds a posted speed limit by more than a threshold amount. For example, when the user exceeds the posted speed limit by more than the threshold amount, the user's smart-phone may play a beeping sound and may announce the posted speed limit to the user. Moreover, the user's smart-phone may display an indication of the posted speed limit and a graphic notifying the user the she has exceeded the posted speed limit by more than the threshold amount. A map of a geographic area including the user's travelled route may also be displayed, with annotated areas along the route where the user exceeded the posted speed limit by more than the threshold amount.
Abstract translation: 方法和系统可以向在车辆中行驶的用户提供限速警报。 用户的客户端设备（例如智能手机，智能手表或平板电脑）可以在用户超过公布的速度限制超过阈值量时向用户提供视觉，听觉和/或触觉警报。 例如，当用户超过发布的速度限制超过阈值量时，用户的智能手机可能发出嘟嘟声，并且可以向用户通知发布的速度限制。 此外，用户的智能手机可以显示发布的速度限制的指示，以及通知用户她已超过发布的速度限制超过阈值量的图形。 还可以显示包括用户行进路线的地理区域的地图，其中沿用户超过发布速度限制的路线的注释区域大于阈值量。
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公开(公告)号：US20230322184A1
公开(公告)日：2023-10-12
申请号：US18206122
申请日：2023-06-06
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
CPC classification number: B60R25/04 , B60R25/102 , B60W40/08 , B60W40/09 , G06Q40/08 , G08B21/02 , G08B25/00 , B60W2030/082
Abstract: In system and methods for pre-generating insurance claims, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. An estimated insurance claim may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver to facilitate presenting all, or a portion of, the estimated insurance claim to the driver or the insured. A wireless communication from the driver or insured indicating approval, rejection or modification of the estimated insurance claim may be received. The estimated insurance claim may be handled in accordance with the approval, rejection or modification.
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