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公开(公告)号：US11043098B1
公开(公告)日：2021-06-22
申请号：US16740010
申请日：2020-01-10
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna L. Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems for generating escape routes are provided. With a home owner's or insured's permission, a smart home controller or insurance provider remote processor may analyze data received from a plurality of smart devices disposed on, within, or proximate to a home, as well as data received from an insurance provider. If it is determined that an emergency situation necessitating an evacuation exists, the smart home controller or insurance provider remote processor may automatically generate escape routes to guide occupants to safety. The smart home controller may then transmit the generated escape routes to inform occupants of emergency situation and how to reach safety. The smart home controller and/or insurance provider may also issue commands to smart devices to ensure the safety of the generated escape routes. Insurance policies, premiums, or discounts may be adjusted based upon the escape route determination functionality.
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公开(公告)号：US20210142648A1
公开(公告)日：2021-05-13
申请号：US14873904
申请日：2015-10-02
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, JR. , Jennylind Sun
Abstract: Methods and systems for automatically mitigating risks of damage caused by the breaking of a circuit are provided. A smart home controller and/or insurance provider remote processor may analyze data, with customer permission, received from a smart device disposed on, within, or proximate to a property associated with monitoring the flow of electricity. If it is determined that risk of damage due to the flow of electricity being cut off exists, the smart home controller or remote processor may automatically issue commands to the smart device to take actions mitigating the risk. The smart home controller may transmit information about the risk(s) to a homeowner and/or an insurance provider. The insurance provider remote processor may interpret the transmitted data and perform insurance activities, such as providing a discount or premium, and/or adjusting an insurance policy associated with the property based upon the insured property being equipped with risk mitigation functionality.
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公开(公告)号：US10741033B1
公开(公告)日：2020-08-11
申请号：US16445399
申请日：2019-06-19
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC: G08B13/22
Abstract: The present embodiments relate to identifying property intrusion events based upon sensor data received from smart devices populated about a home. A smart home controller may compare the sensor data to baseline sensor data to dynamically identify an intrusion event that may be occurring. The controller may generate a notification and determine an action to perform to facilitate damage or risk mitigation. Accordingly, an individual associated with the home may be notified of the event, and then select to perform the action, such as via their mobile device. In some implementations, the controller may automatically perform the action. As a result, in response to computer identification of an intrusion event, corrective action may be taken or prompted, or otherwise any damage caused by the intrusion event may be mitigated, reducing insurance claims or claim amounts associated with intrusion events. Insurance discounts may be provided based upon the risk mitigation functionality.
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公开(公告)号：US10573146B1
公开(公告)日：2020-02-25
申请号：US14873865
申请日：2015-10-02
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: The present embodiments relate to detecting instances of individuals being in peril within an independent or assisted living environment. According to certain aspects, with an individual's permission or affirmative consent, a hardware controller (such as a smart or interconnected home controller, or even a mobile device) may receive and analyze sensor data detected within the independent or assisted living environment to determine whether an individual may be in peril. In this circumstance, the hardware controller may generate a notification that indicates the situation and may communicate the notification to a proper individual, such as a family member or care giver, who may be in a position to mitigate or alleviate any risks posed by the situation. The foregoing functionality also may be used by an insurance provider to generate, update, or adjust insurance policies, premiums, rates, or discounts, and/or make recommendations to an insured individual.
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公开(公告)号：US10547918B1
公开(公告)日：2020-01-28
申请号：US16266171
申请日：2019-02-04
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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Patent Agency Ranking
公开(公告)号：US10546478B1
公开(公告)日：2020-01-28
申请号：US16395419
申请日：2019-04-26
Inventor： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
Abstract: A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US10282961B1
公开(公告)日：2019-05-07
申请号：US15895149
申请日：2018-02-13
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems for generating escape routes are provided. With a home owner's or insured's permission, a smart home controller or insurance provider remote processor may analyze data received from a plurality of smart devices disposed on, within, or proximate to a home, as well as data received from an insurance provider. If it is determined that an emergency situation necessitating an evacuation exists, the smart home controller or insurance provider remote processor may automatically generate escape routes to guide occupants to safety. The smart home controller may then transmit the generated escape routes to inform occupants of emergency situation and how to reach safety. The smart home controller and/or insurance provider may also issue commands to smart devices to ensure the safety of the generated escape routes. Insurance policies, premiums, or discounts may be adjusted based upon the escape route determination functionality.
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公开(公告)号：US10249158B1
公开(公告)日：2019-04-02
申请号：US14873942
申请日：2015-10-02
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems for generating a response to detecting a fire on a property are provided. In certain aspects, a smart home controller (or other smart controller) may analyze data received from smart devices disposed on, within, or proximate to a property. If it is determined that a fire is present on the premises of the property, the smart home controller may determine a location of the fire as compared to the smart devices. The smart home controller may then generate and transmit instructions causing a portion of the smart devices to perform a set of actions to mitigate risks associated with the presence of the fire on the property. The smart home controller may also compare the location of the fire with a location of an occupant, and generate an escape route for the occupant. Insurance policies, premiums, or discounts may be adjusted based upon the fire response/mitigation functionality.
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29.发明公开公开(公告)号：US20240247998A1
公开(公告)日：2024-07-25
申请号：US18459396
申请日：2023-08-31
Inventor： John R. Donovan , Joseph Robert Brannan , Aaron Williams , Jeffrey W. Stoiber , Bryan R. Nussbaum , EllaKate LeFebre
CPC classification number: G01M5/0033 , G08B21/18 , E04D13/006
Abstract: Techniques for detecting damage to a roofing structure and initiating remediation procedures are disclosed herein. An exemplary computer-implemented method may include receiving sensor data from a plurality of sensors located proximate to the roofing structure to monitor a plurality of environmental conditions. The exemplary method may include (1) identifying, by one or more processors, a type of damage within the roofing structure based upon the sensor data; (2) locating a position of the damage within the roofing structure; determining a set of remediation services based upon the type of damage; and (3) identifying one or more remediation service providers to perform the set of remediation services. The exemplary method may include generating and transmitting an alert signal to a computing device identifying the type of damage to the roofing structure and contact information corresponding to at least one or more remediation service providers.
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公开(公告)号：US11815864B2
公开(公告)日：2023-11-14
申请号：US18094731
申请日：2023-01-09
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC: G06Q30/018 , G06Q50/16 , G06Q30/01 , G06V40/16 , G06Q40/08 , G06Q10/20 , G05B15/02 , H04L12/28 , G01C21/20 , H04W4/024 , G08B13/22 , G08B21/04 , G08B21/18 , H04W4/02 , H04N23/661 , G08B7/06 , G08B17/10 , H04L67/12 , G08B1/02 , G08B21/02 , H04W4/90
CPC classification number: G05B15/02 , G01C21/20 , G06Q10/20 , G06Q30/01 , G06Q30/018 , G06Q40/08 , G06Q50/163 , G06V40/172 , G08B1/02 , G08B7/062 , G08B7/066 , G08B13/22 , G08B17/10 , G08B21/043 , G08B21/0446 , G08B21/0461 , G08B21/182 , G08B21/185 , H04L12/283 , H04L12/2818 , H04L12/2825 , H04L67/12 , H04N23/661 , H04W4/02 , H04W4/024 , G08B21/0453 , H04W4/90
Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings. Insurance discounts may be provided based upon the building code compliance functionality.
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