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公开(公告)号：US20240087467A1
公开(公告)日：2024-03-14
申请号：US18508662
申请日：2023-11-14
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , Vicki King , Teresa Ho
CPC classification number: G09B5/12 , G06Q40/08 , G06T15/00 , G06T19/003
Abstract: A virtual environment may be provided, the virtual environment including a procedurally generated virtual landscape. The virtual landscape may include various components, such as natural terrain elements, infrastructural elements, and residential/commercial properties, that are automatically generated based upon procedural rules so as to provide uniqueness of any one virtual landscape. A user may enter the virtual environment and, via various virtual tools, identify aspects of the generated virtual landscape that affect risk to one or more of the properties therein.
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公开(公告)号：US11847937B1
公开(公告)日：2023-12-19
申请号：US16399005
申请日：2019-04-30
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , Vicki King , Teresa Ho
CPC classification number: G09B5/12 , G06Q40/08 , G06T15/00 , G06T19/003
Abstract: A virtual environment may be provided, the virtual environment including a procedurally generated virtual landscape. The virtual landscape may include various components, such as natural terrain elements, infrastructural elements, and residential/commercial properties, that are automatically generated based upon procedural rules so as to provide uniqueness of any one virtual landscape. A user may enter the virtual environment and, via various virtual tools, identify aspects of the generated virtual landscape that affect risk to one or more of the properties therein.
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公开(公告)号：US20220215732A1
公开(公告)日：2022-07-07
申请号：US17701316
申请日：2022-03-22
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna L. Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, JR. , Jennylind Sun
Abstract: The present embodiments relate to detecting instances of individuals being in peril within an independent or assisted living environment. According to certain aspects, with an individual's permission or affirmative consent, a hardware controller (such as a smart or interconnected home controller, or even a mobile device) may receive and analyze sensor data detected within the independent or assisted living environment to determine whether an individual may be in peril. In this circumstance, the hardware controller may generate a notification that indicates the situation and may communicate the notification to a proper individual, such as a family member or care giver, who may be in a position to mitigate or alleviate any risks posed by the situation. The foregoing functionality also may be used by an insurance provider to generate, update, or adjust insurance policies, premiums, rates, or discounts, and/or make recommendations to an insured individual.
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4.发明公开公开(公告)号：US20230260052A1
公开(公告)日：2023-08-17
申请号：US18307209
申请日：2023-04-26
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , An Ho , Vicki King
Abstract: Methods and systems for developing virtual models and assessing a condition of a feature of a modeled property within a virtual environment are described herein. A server may receive a data request from a user electronic device. The data request may comprise a property of interest located in an overall region. The server may then dynamically acquire a virtual model for rendering the property within a virtual environment at the user electronic device based on the data request. The server may then determine to assess a condition of the feature associated with the property represented in the virtual model in accordance with rules. The condition of the feature is relevant to assessing risks associated with the one or more properties. The server may subsequently obtain an assessment of the condition associated with the feature of the property based on a representation of the condition within the virtual environment.
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公开(公告)号：US20230153916A1
公开(公告)日：2023-05-18
申请号：US18154215
申请日：2023-01-13
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , An Ho , Vicki King
CPC classification number: G06Q40/08 , G06T17/05 , B64C39/024 , G06Q50/165 , B64U2101/30
Abstract: Methods and systems for assessing property based on predictive analytics techniques that use external data are described herein. A server may identify a reference set of information for a reference property evaluated with a reference risk score in accordance with a risk score rule that meets a predetermined threshold. The server may obtain an external data file from an external data source, wherein the external data file includes an external set of information for a prospective property. The server may compare the reference set of information with the external set of information to identify a common feature, condition, or attribute, and if identified, may evaluate the prospective property by determining a predicted risk score based on the external set of information in accordance with the risk score rule. If the predicted risk score is determined to meet the threshold, the server may indicate the prospective property as pre-approved.
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Patent Agency Ranking
公开(公告)号：US11556995B1
公开(公告)日：2023-01-17
申请号：US16163200
申请日：2018-10-17
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , An Ho , Vicki King
Abstract: Methods and systems for assessing property based on predictive analytics techniques that use external data are described herein. A server may identify a reference set of information for a reference property evaluated with a reference risk score in accordance with a risk score rule that meets a predetermined threshold. The server may obtain an external data file from an external data source, wherein the external data file includes an external set of information for a prospective property. The server may compare the reference set of information with the external set of information to identify a common feature, condition, or attribute, and if identified, may evaluate the prospective property by determining a predicted risk score based on the external set of information in accordance with the risk score rule. If the predicted risk score is determined to meet the threshold, the server may indicate the prospective property as pre-approved.
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公开(公告)号：US11043098B1
公开(公告)日：2021-06-22
申请号：US16740010
申请日：2020-01-10
Inventor： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna L. Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
Abstract: Methods and systems for generating escape routes are provided. With a home owner's or insured's permission, a smart home controller or insurance provider remote processor may analyze data received from a plurality of smart devices disposed on, within, or proximate to a home, as well as data received from an insurance provider. If it is determined that an emergency situation necessitating an evacuation exists, the smart home controller or insurance provider remote processor may automatically generate escape routes to guide occupants to safety. The smart home controller may then transmit the generated escape routes to inform occupants of emergency situation and how to reach safety. The smart home controller and/or insurance provider may also issue commands to smart devices to ensure the safety of the generated escape routes. Insurance policies, premiums, or discounts may be adjusted based upon the escape route determination functionality.
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公开(公告)号：US11024099B1
公开(公告)日：2021-06-01
申请号：US16163099
申请日：2018-10-17
Inventor： Rebecca A. Little , Bryan R. Nussbaum , Deanna L. Stockweather , Nathan C. Summers , An Ho , Vicki King
Abstract: Computer-implemented methods and systems for curating virtual models and populating overlays within a virtual environment are described herein. A server may receive a data request from a user electronic device. The data request may comprise a property of interest located at a particular portion of an overall region. The server may then dynamically acquire a virtual model for rendering the property within a virtual environment at the user electronic device based on the data request. The server may then curate the virtual model in accordance with rules that emphasize features associated with the property that are relevant to assessing risks associated with the property when assessing the property. The server may then identify the curated property modeled by the virtual model, obtain annotation records associated with the features of the property, and populate an annotations overlay rendered in the virtual environment with information included in the annotation records.
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公开(公告)号：US20230421725A1
公开(公告)日：2023-12-28
申请号：US18244507
申请日：2023-09-11
Inventor： Rebecca A. Little , Nathan C. Summers , Deanna L. Stockweather , An Ho , Bryan R. Nussbaum , Vicki King
CPC classification number: H04N7/157 , G06T19/003 , G06Q50/163 , G06F16/29
Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system using interface devices to establish a virtual collaboration session in which users communicate via a bidirectional real-time communication channel and interact within a virtual environment. Annotations or other user interactions within the virtual environment are automatically propagated to each user in the virtual collaboration session in order to facilitate collaboration. Data from such virtual collaboration sessions may be captured for later use.
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公开(公告)号：US20230245412A1
公开(公告)日：2023-08-03
申请号：US18188193
申请日：2023-03-22
Inventor： Rebecca A. Little , An Ho , Bryan R. Nussbaum , Nathan C. Summers , Deanna L. Stockweather , Vicki King
CPC classification number: G06T19/20 , G06Q50/163 , G06T17/05 , G06V10/751 , G06V30/19013 , G06T2200/24 , G06T2219/004 , G06T2219/2016
Abstract: Computer-implemented methods and systems for curating virtual models and populating overlays within a virtual environment are described herein. A server may receive a data request from a user electronic device. The data request may comprise a property of interest located at a particular portion of an overall region. The server may then dynamically acquire a virtual model for rendering the property within a virtual environment at the user electronic device based on the data request. The server may then curate the virtual model in accordance with rules that emphasize features associated with the property that are relevant to assessing risks associated with the property when assessing the property. The server may then identify the curated property modeled by the virtual model, obtain annotation records associated with the features of the property, and populate an annotations overlay rendered in the virtual environment with information included in the annotation records.
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