公开(公告)号：US10703379B1

公开(公告)日：2020-07-07

申请号：US16266936

申请日：2019-02-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  J. Lynn Wilson ,  Matthew Eric Riley, Sr. ,  Ryan Gross

IPC: G07C5/00 ,  B60W40/09 ,  G06Q50/30 ,  G06Q30/06

Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.

公开(公告)号：US20240336270A1

公开(公告)日：2024-10-10

申请号：US18745397

申请日：2024-06-17

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  Ryan Gross ,  J. Lynn Wilson ,  Matthew Eric Riley, SR.

IPC: B60W40/09 ,  G06Q30/0645 ,  G06Q50/40 ,  G07C5/00

CPC classification number: B60W40/09 ,  G06Q30/0645 ,  G06Q50/40 ,  G07C5/008

Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.

公开(公告)号：US20240289851A1

公开(公告)日：2024-08-29

申请号：US18196682

申请日：2023-05-12

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Aaron Williams ,  Scott T. Christensen ,  Ryan Gross ,  Joseph P. Harr

IPC: G06Q30/0282 ,  G06F16/332 ,  G06Q30/0203

CPC classification number: G06Q30/0282 ,  G06F16/3329 ,  G06Q30/0203

Abstract: Systems and methods are described for identifying impactful elements in database information to generate a dialogue output. The method may include: (1) receiving, by one or more processors, internal database information at a generative artificial intelligence (AI) model, wherein the internal database information includes data associated with interaction dialogue; (2) analyzing, by the one or more processors, the internal database information via the generative AI model to generate an internal database analysis; (3) identifying, by the one or more processors and based upon at least the internal database analysis, one or more impact elements regarding human understanding of the internal database information via the generative AI model; and (4) generating, by the one or more processors and based upon at least the one or more impact elements, a dialogue output (or visual or virtual output) regarding the data via the generative AI model.

公开(公告)号：US20240289362A1

公开(公告)日：2024-08-29

申请号：US18196691

申请日：2023-05-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Aaron Williams ,  Scott T. Christensen ,  Ryan Gross ,  Joseph P. Harr

IPC: G06F16/332 ,  G06Q40/08 ,  G06Q50/00

CPC classification number: G06F16/3329 ,  G06Q40/08 ,  G06Q50/01

Abstract: Systems and methods are described for analyzing user data to generate a dialogue output. The method may include: (1) receiving, by one or more processors, an indication of a user identity for a user at a generative artificial intelligence (AI) model; (2) retrieving, by the one or more processors and based upon at least the user identity, user data from one or more publicly accessible sources; (3) determining, by the one or more processors and based upon at least the user data, one or more personalization characteristics associated with at least an information retention rate for the user via the generative AI model; and (4) generating, by the one or more processors and based upon at least the one or more personalization characteristics, a personalized dialogue output (or visual or virtual output for display) for the user via the generative AI model.

公开(公告)号：US12012109B2

公开(公告)日：2024-06-18

申请号：US17739730

申请日：2022-05-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  Ryan Gross ,  J. Lynn Wilson ,  Matthew Eric Riley, Sr.

IPC: G08B25/10 ,  B60W40/09 ,  G06Q30/0645 ,  G06Q50/40 ,  G07C5/00

CPC classification number: B60W40/09 ,  G06Q30/0645 ,  G06Q50/40 ,  G07C5/008

Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.

公开(公告)号：US20240193675A1

公开(公告)日：2024-06-13

申请号：US18587640

申请日：2024-02-26

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  J. Lynn Wilson ,  Matthew Eric Riley, SR. ,  Ryan Gross

IPC: G06Q30/0645 ,  B60W40/04 ,  B60W40/06 ,  B60W40/09

CPC classification number: G06Q30/0645 ,  B60W40/04 ,  B60W40/06 ,  B60W40/09

Abstract: Embodiments described herein, inter alia, receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by a potential renter during the period of time; identify, upon analyzing the telematics data, driving behavior(s) of the renter during the period of time; determine, for each driving behavior, a corresponding state of an environment of the vehicle when the driving behavior occurred; determine renter eligibility value(s) for the renter based on the driving behavior(s) and the corresponding state of an environment of the vehicle; compare the renter eligibility value(s) to user preference value(s) of a profile of a vehicle owner, wherein the user preference value(s) define one or more criteria for vehicle renters with whom the vehicle can be shared; and cause an indication of the vehicle associated with the profile to be displayed only if the renter satisfies the criteria.

公开(公告)号：US20230410575A1

公开(公告)日：2023-12-21

申请号：US17887214

申请日：2022-08-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ryan Gross ,  Matthew S. Megyese ,  Joseph P. Harr ,  Scott Thomas Christensen ,  Vicki King ,  Shawn Harbaugh

IPC: G07C5/08 ,  B60L58/16

CPC classification number: G07C5/0816 ,  B60L58/16 ,  G06K7/1417 ,  G07C2205/02 ,  G07C5/0841

Abstract: A computer-implemented method in a mobile computing device for tracking health and usage of electric vehicle (EV) batteries using Quick Response (QR) codes (or NFC or RFID tags) is provided. The method may include (1) capturing, by a camera associated with a mobile computing device, an image of a tag affixed to an EV; (2) analyzing the image of the tag affixed to the EV; (3) identifying, by the one or more processors of the mobile computing device, the EV based upon analyzing the image of the tag affixed to the EV; (4) determining vehicle battery data associated with a rechargeable battery that powers the identified EV; (5) determining based upon the vehicle battery data associated with the rechargeable battery that powers the identified EV, a battery status indication corresponding to the identified EV; and/or (6) providing, via a user interface, the battery status indication corresponding to the identified EV.

公开(公告)号：US20220258740A1

公开(公告)日：2022-08-18

申请号：US17739730

申请日：2022-05-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  Ryan Gross ,  J. Lynn Wilson ,  Matthew Eric Riley, SR.

IPC: B60W40/09 ,  G06Q50/30 ,  G06Q30/06 ,  G07C5/00

Abstract: Embodiments described herein receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by an owner of the vehicle during the period of time; analyze the telematics data to identify driving behavior(s) of the owner during the period of time; predict one or more user preference values of a vehicle-sharing platform profile of the owner based on the identified one or more driving behaviors, wherein the one or more user preference values define one or more criteria for vehicle renters with whom the first vehicle can be shared; apply the one or more criteria to a potential vehicle renter; and cause an indication of the first vehicle of the owner to be displayed via a mobile device of the potential renter only if the potential vehicle renter satisfies the one or more criteria.

公开(公告)号：US20220136843A1

公开(公告)日：2022-05-05

申请号：US17573914

申请日：2022-01-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Ryan Gross

IPC: G01C21/34 ,  G06Q30/02 ,  G06Q50/30 ,  G07C5/00 ,  G06Q10/02 ,  G06Q10/04 ,  G06N20/00

Abstract: A method of facilitating first mile/last mile transfer of a vehicle includes analyzing a first route using a first trained machine learning model and a second route using a second trained machine learning model to determine, respectively, an incentive to a first user and a cost to a second user; causing a first message including the incentive to be displayed to the first user via an electronic device of the first user; and causing a second message including the cost to be displayed to the second user via an electronic device of the second user.

公开(公告)号：US20220058670A1

公开(公告)日：2022-02-24

申请号：US17516804

申请日：2021-11-02

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian N. Harvey ,  Joseph Robert Brannan ,  J. Lynn Wilson ,  Matthew Eric Riley, SR. ,  Ryan Gross

IPC: G06Q30/02 ,  G06Q50/30 ,  G06Q30/06

Abstract: Embodiments described herein generate a first set of prompts, the first set of prompts configured to prompt a vehicle owner for a first set of answers used to learn preferred vehicle renter characteristics; receive the first set of answers; generate, based upon the first set of answers, a second set of prompts, the second set of prompts configured to prompt the owner for a second set of answers used to learn additional preferred vehicle renter characteristics; receive the second set of answers; predict user preference value(s) of a profile of the owner based upon the second set of answers, wherein the user preference value(s) define criteria for sharing a vehicle associated with the profile with vehicle renters who satisfy the criteria; apply the criteria to potential vehicle renters; and cause an indication of the vehicle to be displayed only to the potential vehicle renters who satisfy the criteria.