公开(公告)号：US20240395145A1

公开(公告)日：2024-11-28

申请号：US18382211

申请日：2023-10-20

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Joseph Robert Brannan ,  Vicki King ,  Brian Mark Fields ,  Nathan L. Tofte

IPC: G08G1/14 ,  G01C21/36 ,  G06Q40/08

Abstract: Methods and systems for alerting a user of crime-prone locations are disclosed herein. In some embodiments, the method comprises: (1) receiving, by one or more processors from a user device, location data of the user device and a destination input by the user; (2) determining, by the one or more processors, based upon the location data, that the user device is approaching the destination; (3) loading, by the one or more processors, a crime density map surrounding the destination; (4) determining, by the one or more processors, based upon the crime density map, at least one non-crime-prone parking spot, wherein the at least one non-crime-prone parking spot meets at least one predetermined criterion; and/or (5) presenting, by the one or more processors via the user device, an indication of the at least one non-crime-prone parking spot.

公开(公告)号：US20240311921A1

公开(公告)日：2024-09-19

申请号：US18462032

申请日：2023-09-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

IPC: G06Q40/08 ,  H04L51/02

CPC classification number: G06Q40/08 ,  H04L51/02

Abstract: Apparatuses, systems and methods are provided for generating customized code. The apparatuses, systems and methods may cause a chatbot to generate customized code. The apparatuses, systems and methods may integrate the customized code in an insurance application. The customized code, when executed by one or more processors, may cause the one or more processors to collect user information from a user device, determine whether a change of insurance policy for the user is required, and responsive to determining that a change of insurance policy is required, automatically update the insurance policy in the insurance application based upon the required change.

公开(公告)号：US20240303745A1

公开(公告)日：2024-09-12

申请号：US18198629

申请日：2023-05-17

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Fields ,  Nathan L. Tofte ,  Joseph Robert Brannan ,  Vicki King ,  Justin Davis

IPC: G06Q40/08 ,  G06N5/043 ,  G06Q30/015

CPC classification number: G06Q40/08 ,  G06N5/043 ,  G06Q30/015

Abstract: A computer system may include one or more processors configured to: (1) obtain insurance claim information; (2) generate, via an ML chatbot (or voice bot), the customized presentation based upon the insurance claim information; and/or (3) provide, via the ML chatbot, the customized presentation to a user device, such as a visual depiction and/or a verbal description of the customized presentation.

公开(公告)号：US20240051562A1

公开(公告)日：2024-02-15

申请号：US17961967

申请日：2022-10-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian M. Fields ,  Nathan L. Tofte ,  Aaron C. Williams ,  Joseph P. Harr ,  Vicki King

IPC: B60W50/14 ,  B60W40/02 ,  B60W40/08 ,  B60K35/00 ,  G06V20/59 ,  G01S1/04

CPC classification number: B60W50/14 ,  B60W40/02 ,  B60W40/08 ,  B60K35/00 ,  G06V20/593 ,  G01S1/042 ,  B60W2050/146 ,  B60W2420/42 ,  B60W2540/225 ,  B60W2540/227 ,  B60W2556/40 ,  B60W2556/45 ,  B60K2370/166 ,  B60K2370/176 ,  B60K2370/177 ,  B60K2370/178 ,  B60K2370/1868 ,  B60K2370/193 ,  B60K2370/741

Abstract: The following generally relates to using Augmented Reality (AR) to enhance the in-vehicle experience. In some examples, AR techniques are applied to provide AR indications of vehicle safety indicia to alert vehicle occupants to information that may not otherwise be perceptible. In other example, AR techniques are applied to provide emergency vehicle warnings to improve the likelihood of safe responses thereto. In yet other examples, AR techniques are applied to generated personalized outdoor displays, for example, to ameliorate conditions that may impair safe operation of a vehicle.

公开(公告)号：US20230350869A1

公开(公告)日：2023-11-02

申请号：US18221132

申请日：2023-07-12

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

IPC: G06F16/23 ,  H04L9/06 ,  G06Q40/08 ,  G06F16/901 ,  G06F16/182 ,  G06F16/21 ,  G07C5/08 ,  G06Q10/20 ,  G06Q40/00 ,  G06F16/27 ,  G06Q30/04 ,  G06Q30/0601 ,  G06Q30/0645 ,  G06Q40/12 ,  G07C5/00 ,  G06Q40/03

CPC classification number: G06F16/2358 ,  H04L9/0643 ,  G06Q40/08 ,  G06F16/9024 ,  G06F16/182 ,  G06F16/219 ,  G07C5/085 ,  G06Q10/20 ,  G06Q40/00 ,  G06F16/27 ,  G06Q30/04 ,  G06Q30/0611 ,  G06Q30/0645 ,  G06Q40/12 ,  H04L9/0637 ,  G07C5/008 ,  G06Q40/03 ,  H04L67/104

Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.

公开(公告)号：US20230316414A1

公开(公告)日：2023-10-05

申请号：US18206899

申请日：2023-06-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Shawn M. Call ,  Jaime Skaggs ,  Eric Bellas ,  Douglas A. Graff ,  William J. Leise ,  Vicki King ,  Jacob J. Alt ,  Eric R. Moore ,  Stacie A. McCullough

IPC: G06Q40/08

CPC classification number: G06Q40/08 ,  G06Q20/0655

Abstract: A shared ledger operated by a group of network participants according to a set of consensus rules manages and resolves subrogation claims between a clamant and a defendant with arbitration. Evidence regarding the value of the subrogation claim is sent to the shared ledger by the parties to the subrogation claim, such as sending data to a smart contract deployed on the shared ledger. The parties to the claim may request arbitration, especially after attempts to settle the claim on-chain between the two parties have failed. An arbitrator may request evidence from the parties and/or request responses from the parties to accept damages calculations and/or settlement offers. Once the claim is resolved, the arbitrator may release funds on the chain to the prevailing party or may accept confirmation that any payments have been made between the parties off-chain.

公开(公告)号：US11758090B1

公开(公告)日：2023-09-12

申请号：US16949543

申请日：2020-11-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Rebecca A. Little ,  Nathan C. Summers ,  Deanna L. Stockweather ,  An Ho ,  Bryan R. Nussbaum ,  Vicki King

IPC: H04N7/15 ,  G06F16/29 ,  G06Q50/16 ,  G06T19/00

CPC classification number: H04N7/157 ,  G06F16/29 ,  G06Q50/163 ,  G06T19/003

Abstract: Systems and methods for facilitating virtual collaboration between users within virtual environments are disclosed. A plurality of users access a collaborative virtual environment system using interface devices to establish a virtual collaboration session in which users communicate via a bidirectional real-time communication channel and interact within a virtual environment. Annotations or other user interactions within the virtual environment are automatically propagated to each user in the virtual collaboration session in order to facilitate collaboration. Data from such virtual collaboration sessions may be captured for later use.

公开(公告)号：US11599653B1

公开(公告)日：2023-03-07

申请号：US16916398

申请日：2020-06-30

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Melinda Teresa Magerkurth ,  Eric Bellas ,  Jaime Skaggs ,  Shawn M. Call ,  Eric R. Moore ,  Vicki King ,  Burton J. Floyd ,  David Turrentine ,  Steven T. Olson ,  Timothy Caleb Wells ,  Corin Rebekah Chapman ,  Edward W. Breitweiser ,  Robert Gomez ,  Shelia Cummings Smith

IPC: G06F21/62 ,  G06F21/60 ,  H04L29/08 ,  H04L9/08 ,  H04L9/06 ,  H04L9/32 ,  H04L67/104

Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.

公开(公告)号：US11514176B1

公开(公告)日：2022-11-29

申请号：US16915931

申请日：2020-06-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Melinda Teresa Magerkurth ,  Eric Bellas ,  Jaime Skaggs ,  Shawn M. Call ,  Eric R. Moore ,  Vicki King ,  Burton J. Floyd ,  David Turrentine ,  Steven T. Olson ,  Timothy Caleb Wells ,  Corin Rebekah Chapman ,  Edward W. Breitweiser ,  Robert Gomez ,  Shelia Cummings Smith

IPC: G06F21/62 ,  H04L9/08 ,  H04L29/08 ,  G06Q20/10 ,  H04L9/06 ,  H04L29/06 ,  H04L9/40 ,  H04L67/104

Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.

公开(公告)号：US20220269668A1

公开(公告)日：2022-08-25

申请号：US17683211

申请日：2022-02-28

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： William J. Leise ,  Jacob J. Alt ,  Jaime Skaggs ,  Eric Bellas ,  Shawn M. Call ,  Eric R. Moore ,  Melinda Teresa Magerkurth ,  Vicki King

IPC: G06F16/23 ,  H04L9/06 ,  G06Q40/08 ,  G06F16/901 ,  G06F16/182 ,  G06F16/21 ,  G07C5/08 ,  G06Q10/00 ,  G06Q40/00 ,  G06F16/27 ,  G06Q30/04 ,  G06Q30/06 ,  G06Q40/02 ,  G07C5/00

Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. For example, (1) receiving vehicle data from one or more remote computing devices; (2) detecting a change in a condition of the vehicle from analysis of the vehicle data, such as that the vehicle has been in a collision and is now a total loss; (3) identifying a VIN of the vehicle or retrieving the VIN from a memory unit when a change in a condition of the vehicle is detected; (4) generating a transaction (i) including the vehicle's VIN, and (ii) describing the detected change in the condition of the vehicle and/or the status of the total loss vehicle; and/or (5) transmitting the transaction to facilitate creating and/or maintaining a VIN-based distributed ledger for the particular vehicle and/or transferring ownership of the total loss vehicle.