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公开(公告)号：US10584009B1
公开(公告)日：2020-03-10
申请号：US16530499
申请日：2019-08-02
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , Kevin Osborn
Abstract: An ATM includes a sheet driving system with a sheet path along which sheets travel, and sheet sensors and sheet drive mechanisms adjacent the sheet path. One sheet drive mechanism is disposed apart from another sheet drive mechanism in a direction relative to the sheet path, and each sheet drive mechanism is selectively operative to change relative speed and direction of movement of disposed areas of a sheet as the sheet travels adjacent to the sheet drive mechanisms along the sheet path. A control system is responsive to sensing a sheet with a sensor to selectively actuate a sheet drive mechanism to change the position of the sheet relative to the sheet path.
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公开(公告)号：US10572791B2
公开(公告)日：2020-02-25
申请号：US16568900
申请日：2019-09-12
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , Tyler Locke , Theodore Markson , Adam Koeppel
IPC: G06K19/077 , G06K19/02
Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer protective layer, a core layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antennas (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer, which may include a back protective layer. The antennas may be mounted on the protective layers, which may be laminated to the core layer, and connected to the core layer onto a printed circuit board (PCB) using conductive epoxies.
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公开(公告)号：US20200034826A1
公开(公告)日：2020-01-30
申请号：US16591659
申请日：2019-10-03
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , Tyler Locke
IPC: G06Q20/34 , G06K19/07 , G06K19/077
Abstract: A dynamic transaction card that includes a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller/microprocessor storing firmware, Java applets, Java applet integration, and the like, an EMV processor, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer. A display layer may include enhanced features such as the use of LED display components as a photosensor.
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公开(公告)号：US10482453B2
公开(公告)日：2019-11-19
申请号：US15394098
申请日：2016-12-29
Applicant: Capital One Services, LLC.
Inventor： James Zarakas , David Wurmfeld , Tyler Locke
Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer that may be utilized to activate a dynamic transaction card by authenticating the card user as authorized to use the card through user authentication input recognition, which may be gesture and voice recognition processing, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antenna (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
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公开(公告)号：US10475025B2
公开(公告)日：2019-11-12
申请号：US15392211
申请日：2016-12-28
Applicant: Capital One Services, LLC
Inventor： James Zarakas , Adam Koeppel , Kevin Kelly , David Wurmfeld
Abstract: A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from an issuer system. A backend server may determine, via a fraud determination, expiration determination, and/or user-request, that new account data should be transmitted to an account holder. The dynamic transaction card may receive the data associated with a notification, update a display, instruct an EMV applet to use a key associated with a received EMV key identifier for signatures, and/or update any additional data stored on the dynamic transaction card.
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Patent Agency Ranking
公开(公告)号：US10474941B2
公开(公告)日：2019-11-12
申请号：US15394906
申请日：2016-12-30
Applicant: Capital One Services, LLC.
Inventor： David Wurmfeld , Tyler Locke , Theodore Markson , Adam Koeppel
IPC: G06K19/077 , G06K19/02 , G06Q20/34 , G06Q20/40
Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer protective layer, a core layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antennas (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer, which may include a back protective layer. The antennas may be mounted on the protective layers, which may be laminated to the core layer, and connected to the core layer onto a printed circuit board (PCB) using conductive epoxies.
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公开(公告)号：US10453052B2
公开(公告)日：2019-10-22
申请号：US15953547
申请日：2018-04-16
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , Tyler Locke
IPC: G06K19/06 , G06Q20/34 , G06Q20/04 , G06Q20/10 , G06K19/07 , G06K19/077 , G07F7/08 , G06K19/02 , G06K19/04 , G06Q20/32 , G06Q20/38 , G06Q20/40
Abstract: A dynamic transaction card that includes a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller/microprocessor storing firmware, Java applets, Java applet integration, and the like, an EMV processor, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer. A display layer may include enhanced features such as the use of display components as a barcode generator.
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公开(公告)号：US10427892B1
公开(公告)日：2019-10-01
申请号：US16290436
申请日：2019-03-01
Applicant: Capital One Services, LLC
Inventor： David Wurmfeld , Kevin Osborn
Abstract: A method of supplying mosaic tile to an automated mosaic tile setter includes automatically loading a variety of mosaic tiles selected from mosaic tiles of at least two different colors, textures, patterns, or other visual or tactile characteristics into a plurality of hoppers. The automatic loading includes controlling a first pick-and-place robot to pick each of the mosaic tiles from a source of the mosaic tiles and place each respective mosaic tile into a respective one of the plurality of hoppers based on one of a last-in, first-out basis, or a last-in, last-out basis, and a desired pattern of a mosaic tile arrangement for installation at a work site. Each respective one of the loaded mosaic tiles is picked from a hopper using a second pick-and-place robot and placed onto one of a plurality of sheets of underlayment material.
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公开(公告)号：US10319343B2
公开(公告)日：2019-06-11
申请号：US15644263
申请日：2017-07-07
Applicant: CAPITAL ONE SERVICES, LLC
Inventor： David Wurmfeld
IPC: G09G3/36 , G09G5/10 , G09G5/14 , G02F1/01 , G02F1/1347 , G06F3/0488
Abstract: The embodiments include systems and methods for adjustable polarization in service-providing terminals. In some embodiments, a system may include a display, an input device, an adjustable polarization screen adjacent to the display, and a polarization adjuster. The system may further include a processor configured to execute instructions to perform operations comprising providing illumination to the adjustable polarization screen through the display, controlling, via the polarization adjuster, a polarization of the adjustable polarization screen to a first polarization, receiving, via the input device, a polarization selection input, and based on the polarization selection input, adjusting, via the polarization adjuster, the polarization of the adjustable polarization screen from the first polarization to a second polarization.
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公开(公告)号：US10284552B1
公开(公告)日：2019-05-07
申请号：US16001930
申请日：2018-06-06
Applicant: CAPITAL ONE SERVICES, LLC
Inventor： David Wurmfeld
Abstract: Systems and methods for using micro accelerations as a biometric factor for multi-factor authentication, the method including receiving, filtering, and determining an identifying pattern from micro acceleration data representative of the user, storing the identifying pattern for later use in authenticating the identity of the user, and using the identifying pattern as one factor in a multi factor authentication.
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