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公开(公告)号：US10410056B1
公开(公告)日：2019-09-10
申请号：US16386118
申请日：2019-04-16
发明人： Sophie Bermudez , Alexandra Colevas , Michael Saia , Kaylyn Gibilterra , Sarah J. Cunningham , Salik Shah
IPC分类号： G06K9/00 , H04L12/911 , G06N20/00
摘要： A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
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公开(公告)号：US12106294B2
公开(公告)日：2024-10-01
申请号：US17361816
申请日：2021-06-29
发明人： Kaitlin Newman , Colin Hart , Jeffrey Rule , Lara Mossler , Sophie Bermudez , Michael Mossoba , Wayne Lutz , Charles Nathan Crank , Melissa Heng , Kevin Osborn , Kimberly Haynes , Andrew Cogswell , Latika Gulati , Sarah Jane Cunningham , James Ashfield
CPC分类号： G06Q20/3829 , G06Q20/352 , G06Q20/38215 , H04L9/0838 , H04L9/0866 , H04L2209/56
摘要： Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
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公开(公告)号：US12045818B2
公开(公告)日：2024-07-23
申请号：US17649724
申请日：2022-02-02
发明人： Michael Mossoba , Sophie Bermudez , Timur Sherif
CPC分类号： G06Q20/4014 , G06Q50/01
摘要： In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.
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公开(公告)号：US11928235B2
公开(公告)日：2024-03-12
申请号：US16995070
申请日：2020-08-17
发明人： Salik Shah , Sophie Bermudez
CPC分类号： G06F21/6245 , G06Q40/12
摘要： In a method of controlling account user access to transaction information for a joint account, a set of control criteria is stored in a control database. Information for a new transaction is received and stored in a transaction information database. An information limitation request to prevent access to the transaction information by a second account user for a withholding time interval is received from a first account user. An access limitation record including identification of the second account user and the withholding time interval is stored in the information control database. Upon receiving from a second account user a request for account information including the transaction information, a determination may be made as to whether the transaction information should be withheld from the second account user. Responsive to a determination that the transaction information should be withheld, a response excluding the transaction information is transmitted to the second user device.
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公开(公告)号：US11842723B2
公开(公告)日：2023-12-12
申请号：US17301681
申请日：2021-04-12
发明人： Michael Mossoba , Joshua Edwards , Abdelkadar M'hamed Benkreira , Austen Novis , Sophie Bermudez
IPC分类号： G10L15/00 , G10L15/06 , G05B19/042 , G01R19/25 , G10L21/16 , G06Q50/00 , G06N3/02 , G10L25/51 , G06F3/16 , G05B23/02
CPC分类号： G10L15/063 , G01R19/2506 , G05B19/042 , G06F3/167 , G06N3/02 , G06Q50/00 , G10L21/16 , G10L25/51 , G05B23/0221 , G05B2219/2639 , G05B2219/37337
摘要： A device may receive audio data based on a capturing of sounds associated with a structure. The device may obtain a model associated with the structure. The model may have been trained to receive the audio data as input, determine a score that identifies a likelihood that a sound is present in the audio data, and identify the sound based on the score. The device may determine at least one parameter associated with the sound. The device may generate a metric based on the at least one parameter associated with the sound, and perform an action based on the metric.
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公开(公告)号：US20230351411A1
公开(公告)日：2023-11-02
申请号：US17730733
申请日：2022-04-27
IPC分类号： G06Q30/00 , G06F16/215 , G06N5/04
CPC分类号： G06Q30/0185 , G06F16/215 , G06N5/046
摘要： Disclosed embodiments may relate to crowdsourcing updated information based on raw transaction data. A set of candidate merchant data that matches raw merchant data associated with a customer's purchase transaction may be inferred using a machine learning model. The merchant data may comprise merchant name, postal code, state, city, or merchant category code. An electronic purchase alert may be generated that requests the customer to identify merchant data from the candidate merchant data associated with the purchase transaction. The electronic purchase alert may be transmitted to a customer within a predetermined time after the transaction. The purchase alert is accessible to the customer through a computing device. Further, the machine learning model may be retrained after a predetermined time with the raw merchant data and identified merchant data associated with the transaction and additional transactions.
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公开(公告)号：US11550283B2
公开(公告)日：2023-01-10
申请号：US17088974
申请日：2020-11-04
发明人： Sophie Bermudez , Salik Shah
IPC分类号： G05B19/042 , G06Q40/02
摘要： In a method of controlling an operational parameter of a smart apparatus, a user processing device receives user-defined criteria for changing the operational parameter based on a financial parameter associated with an account. The user processing device obtains a value for the financial parameter from a financial institution server a value and determines whether the user-defined criteria have been met. Responsive to a determination that the user-defined criteria have been met, the user processing device transmits to the smart apparatus a first instruction to change the operational parameter. The user processing device may then receive an updated value for the financial parameter from the financial institution server and determine whether the user-defined criteria are no longer being met. Responsive to a determination that the user-defined criteria are no longer being met, the user processing device transmits to the smart apparatus a second instruction to change the operational parameter.
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公开(公告)号：US11361315B2
公开(公告)日：2022-06-14
申请号：US15931001
申请日：2020-05-13
IPC分类号： G06Q20/38 , G06Q20/34 , G06K19/077
摘要： Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.
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公开(公告)号：USD946013S1
公开(公告)日：2022-03-15
申请号：US29735682
申请日：2020-05-22
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公开(公告)号：US20210398131A1
公开(公告)日：2021-12-23
申请号：US17463354
申请日：2021-08-31
发明人： Sophie Bermudez , Alexandra Colevas , Sarah Cunningham , Michael Saia , Kaylyn Gibilterra , Salik Shah
IPC分类号： G06Q20/40 , G06F16/22 , G06F16/2457 , G06Q20/10
摘要： A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
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