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公开(公告)号：US11664684B2
公开(公告)日：2023-05-30
申请号：US17717792
申请日：2022-04-11
发明人： Jeffrey Rule , Kevin Osborn , Daniel Herrington , William Carroll
CPC分类号： H02J50/20 , H02J7/0068 , H02J50/001 , H04B5/0037 , H04L63/0853 , H04W12/06
摘要： A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.
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公开(公告)号：US20200242669A1
公开(公告)日：2020-07-30
申请号：US16260046
申请日：2019-01-28
摘要： The present disclosure relates to systems and methods for recommending transaction amounts including: receiving a request for a transaction recommendation associated with a customer; receiving a plurality of traits associated with the customer; identifying a characteristic associated with one or more groups of customers based on the plurality of traits; automatically generating a transaction model associated with the identified characteristic associated with the one or more groups of customers; ranking the potential transactions; and generating at least one transaction recommendation for the customer based on the transaction model.
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公开(公告)号：US12117993B2
公开(公告)日：2024-10-15
申请号：US18350245
申请日：2023-07-11
发明人： Adam Vukich , Kevin P. Kelly , Adnan Malik , Mykhaylo Bulgakov , William Carroll , Steven Quadros , Abdelkader Benkreira
CPC分类号： G06F16/2379 , G06F16/2365 , G06Q10/10 , G06Q20/36 , H04L63/083
摘要： A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.
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公开(公告)号：US20230350881A1
公开(公告)日：2023-11-02
申请号：US18350245
申请日：2023-07-11
发明人： Adam Vukich , Kevin P. Kelly , Adnan Malik , Mykhaylo Bulgakov , William Carroll , Steven Quadros , Abdelkader Benkreira
CPC分类号： G06F16/2379 , G06F16/2365 , G06Q10/10 , G06Q20/36 , H04L63/083
摘要： A method of recovering blockchain wallet items, the method including: configuring a first smart contract to authorize a second smart contract to initiate transfer of one or more wallet items registered to the first smart contract to a location specified by the second smart contract; configuring the second smart contract to initiate transfer of the one or more wallet items from the first smart contract in response to receiving a first recovery verifier; receiving, via an API and by the second smart contract, a wallet recovery request associated with the first smart contract, the wallet recovery request specifying a third smart contract as being a recipient wallet; and based on the wallet recovery request and responsive to receiving the first recovery verifier, initiating, by the second smart contract, a transfer of the one or more wallet items from the first smart contract to the third smart contracts.
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公开(公告)号：US11620684B2
公开(公告)日：2023-04-04
申请号：US16948256
申请日：2020-09-10
发明人： Adam Vukich , Abdelkadar M'Hamed Benkreira , Joshua Edwards , William Carroll , Mykhaylo Bulgakov
IPC分类号： G06Q30/02 , G06Q30/0241 , H04L9/40 , H04L9/06 , G06Q30/0251 , H04L9/00
摘要： A device, that is part of a network of nodes that has access to a blockchain, may receive, from a user device associated with an entity, a request for campaign information for a campaign. The request may include data identifying campaign parameters. The device may interact with smart contracts associated with the blockchain to identify individuals to target for the campaign. The smart contracts may be configured to receive the campaign parameters as input and to output an indication of whether campaign preferences are compatible with the campaign parameters. The device may generate the campaign information to include information identifying the individuals targeted for the campaign and information identifying particular campaign preferences found to be compatible with particular campaign parameters. The device may provide the campaign information to the user device to permit the user device to use the campaign information to target the individuals for the campaign.
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公开(公告)号：US11361315B2
公开(公告)日：2022-06-14
申请号：US15931001
申请日：2020-05-13
IPC分类号： G06Q20/38 , G06Q20/34 , G06K19/077
摘要： Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session.
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公开(公告)号：US10817912B2
公开(公告)日：2020-10-27
申请号：US16209168
申请日：2018-12-04
发明人： Adam Vukich , Abdelkadar M'Hamed Benkreira , Joshua Edwards , William Carroll , Mykhaylo Bulgakov
摘要： A device, that is part of a network of nodes that has access to a blockchain, may receive, from a user device associated with an entity, a request for campaign information for a campaign. The request may include data identifying campaign parameters. The device may interact with smart contracts associated with the blockchain to identify individuals to target for the campaign. The smart contracts may be configured to receive the campaign parameters as input and to output an indication of whether campaign preferences are compatible with the campaign parameters. The device may generate the campaign information to include information identifying the individuals targeted for the campaign and information identifying particular campaign preferences found to be compatible with particular campaign parameters. The device may provide the campaign information to the user device to permit the user device to use the campaign information to target the individuals for the campaign.
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公开(公告)号：US10325079B1
公开(公告)日：2019-06-18
申请号：US16209251
申请日：2018-12-04
发明人： Adam Vukich , Abdelkadar M'Hamed Benkreira , Mykhaylo Bulgakov , Joshua Edwards , William Carroll
摘要： A node, of a network of nodes with access to a distributed ledger, receives a request to verify the user has consented to a current version of terms (i.e., current terms) associated with a program. The node obtains, using the distributed ledger, historical consent data indicating a version of the terms to which the user has previously provided consent. The node performs a first verification procedure to determine the user has not consented to the current terms, provides an indication to a user device that the user has not consented to the current terms, and receives, from the user device, a message indicating an acceptance of the current terms. The node performs additional verification procedures to determine that the user is who consented to the current terms and updates the distributed ledger to include a record indicating that the user consented to the current terms.
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公开(公告)号：US12046916B2
公开(公告)日：2024-07-23
申请号：US18136222
申请日：2023-04-18
发明人： Jeffrey Rule , Kevin Osborn , Daniel Herrington , William Carroll
CPC分类号： H02J50/20 , H02J7/0068 , H02J50/001 , H04B5/79 , H04L63/0853 , H04W12/06
摘要： A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.
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公开(公告)号：US11880843B2
公开(公告)日：2024-01-23
申请号：US16990220
申请日：2020-08-11
IPC分类号： G06Q20/40 , G06Q20/06 , G06Q20/24 , G06Q20/22 , G06Q20/32 , G06Q20/36 , G06Q30/018 , G06F16/23 , G06N3/04
CPC分类号： G06Q20/40155 , G06F16/2379 , G06Q20/0655 , G06Q20/24 , G06Q20/29 , G06Q20/3224 , G06Q20/3676 , G06Q30/0185 , G06N3/04 , G06Q2220/00
摘要： Exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.
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