公开(公告)号：US10546491B1

公开(公告)日：2020-01-28

申请号：US16002045

申请日：2018-06-07

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Gregory L. Hayward

IPC: H04L29/06 ,  G08G1/01 ,  G08G1/16 ,  B60W50/14 ,  B60Q5/00 ,  H04W4/02 ,  G07C5/00 ,  G01S19/13 ,  G08G1/127 ,  G01C21/36 ,  G01S19/50 ,  G01C21/00 ,  B60K35/00 ,  G05D1/02 ,  G01S19/51 ,  G01S19/47 ,  G01C21/34 ,  G08G1/0968 ,  G08G1/052 ,  G05D1/00 ,  H04W4/06 ,  G06Q40/08 ,  G08G1/09 ,  H04L29/08 ,  B60W40/10

Abstract: A computer-implemented method of generating and broadcasting telematics and/or image data is provided. Telematics and/or image data may be collected, with customer permission, in real-time by a mobile device (or a Telematics App running thereon) traveling within an originating vehicle. The telematics data may include acceleration, braking, speed, heading, and location data associated with the originating vehicle. The mobile device may generate an updated telematics data broadcast including up-to-date telematics data at least every few seconds; and then broadcast the updated telematics data broadcast at least every few seconds via wireless communication to another computing device to facilitate alerting another vehicle or driver of an abnormal traffic condition or event that the originating vehicle is experiencing. An amount that an insured uses or otherwise employs the telematics data-based risk mitigation or prevention functionality may be used with usage-based insurance, or to calculate or adjust insurance premiums or discounts.

公开(公告)号：US10387967B1

公开(公告)日：2019-08-20

申请号：US15824311

申请日：2017-11-28

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Gregory L. Hayward ,  Scott T. Christensen ,  Christopher E. Gay ,  Steven C. Cielocha ,  Todd Binion

IPC: G06Q40/08 ,  B60C1/00 ,  G06Q40/00 ,  B60R25/20 ,  G06Q30/02 ,  G07C5/00 ,  B60Q1/00

Abstract: The present disclosure generally relates to a computer implemented system and method for automatically generating insurance policy related data. The system and method may determine a vehicle operator and generate empirical vehicle operator identity data. The system and method may further acquire empirical vehicle operation data related to the actual vehicle operator, and correlate the empirical vehicle operator identity data and the empirical vehicle operation data to generate vehicle insurance policy related data. The system and method may further include processing one or more insurance options, including underwriting and pricing, based at least in part on the vehicle insurance policy related data.

公开(公告)号：US10380904B1

公开(公告)日：2019-08-13

申请号：US16003248

申请日：2018-06-08

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Gregory L. Hayward

IPC: G08G7/02 ,  G08G1/0967 ,  G08G1/0968 ,  G08G1/16 ,  G01C21/36 ,  G01C21/34 ,  G05D1/00 ,  G05D1/02 ,  G06Q40/08 ,  H04L29/08

Abstract: A computer system configured to use train telematics data to reduce risk of accidents via a mobile device traveling within a vehicle may be provided. The mobile device may be configured to (1) receive train telematics data associated with a train that includes GPS location, speed, route, heading, acceleration, and/or track data; (2) determine when, or a time period of when, the train will pass through, be passing through, or be within a predetermined distance of a railroad crossing based upon the train telematics data; (3) determine an alternate route for the vehicle to take to avoid waiting at the railroad crossing; and (4) cause display of the alternate route on a display of the mobile device or a vehicle navigation system to allow the train to pass and to avoid train-vehicle collisions. Insurance discounts may be generated based upon the risk mitigation or prevention functionality.

公开(公告)号：US10332396B1

公开(公告)日：2019-06-25

申请号：US15827992

申请日：2017-11-30

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Gregory L. Hayward

IPC: G08G1/0967 ,  G05D1/00 ,  G08G1/0965 ,  B60W30/18 ,  H04L29/08 ,  G05D1/02

Abstract: Systems and methods for modification of autonomous vehicle operation in association with emergency events are disclosed. According to aspects, a computing device may detect the occurrence of an emergency event and may determine a current operation of an autonomous vehicle as well as a planned operation of an emergency vehicle. The computing device may determine a modification to the operation of the autonomous vehicle, where the modification may direct the autonomous vehicle to operate in a way that enables the emergency vehicle to more effectively or efficiently address or handle the emergency event. The computing device may generate a set of instructions for the autonomous vehicle to execute to cause the autonomous vehicle to undertake the operation modification.

公开(公告)号：US10134278B1

公开(公告)日：2018-11-20

申请号：US15908060

申请日：2018-02-28

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Blake Konrardy ,  Scott T. Christensen ,  Gregory L. Hayward ,  Scott Farris

IPC: G08G1/09 ,  G08G1/0967 ,  G08G1/16

Abstract: Methods and systems for communicating between autonomous vehicles are described herein. Such communication may be performed for signaling, collision avoidance, path coordination, and/or autonomous control. A computing device may receive data for the same road segment from autonomous vehicles, including (i) an indication of a location within the road segment, and (ii) an indication of a condition of the road segment. The computing device may generate, from the data for the same road segment, an overall indication of the condition of the road segment, which may include a recommendation to vehicles approaching the road segment. Additionally, the computing device may receive a request from a computing device within a vehicle approaching the road segment to display vehicle data. The overall indication for the road segment may then be displayed on a user interface of the computing device.