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    BANKING SYSTEM CONTROLLED RESPONSIVE TO DATA BEARING RECORDS
    54.
    发明申请
    BANKING SYSTEM CONTROLLED RESPONSIVE TO DATA BEARING RECORDS 有权
    控制数据承载记录的银行系统

    公开(公告)号：US20120104093A1

    公开(公告)日：2012-05-03

    申请号：US13346122

    申请日：2012-01-09

    申请人： Songtao Ma ,  Sangeeta Huria ,  Eric Klein ,  Tim Crews

    发明人： Songtao Ma ,  Sangeeta Huria ,  Eric Klein ,  Tim Crews

    IPC分类号： G07F19/00

    CPC分类号： G06Q20/042 ,  G06Q20/1085 ,  G07F19/20

    摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine may also include a check acceptor that is usable to determine a probability associated with the check being fraudulent

    摘要翻译： 自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机还包括显示器和打印机，用于产生与机器进行的金融交易的记录。 读卡器可操作以响应地读取并返回从用户卡读取的卡片信息。 自动银行机器还可以包括可用于确定与该支票是欺诈性相关联的概率的支票接受者

    Banking system controlled responsive to data bearing records
    55.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US08091784B1

    公开(公告)日：2012-01-10

    申请号：US12378043

    申请日：2009-02-10

    申请人： Songtao Ma ,  Sangeeta Huria ,  Eric Klein ,  Tim Crews

    发明人： Songtao Ma ,  Sangeeta Huria ,  Eric Klein ,  Tim Crews

    IPC分类号： G06K9/00

    CPC分类号： G06Q20/042 ,  G06Q20/1085 ,  G07F19/20

    摘要： An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser and a receipt printer. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine includes a check acceptor that operates to determine magnetic symbols included on checks. Cash may be dispensed in exchange for a check received through operation of the check acceptor of the machine.

    摘要翻译： 一个自动银行机器可以根据数据读取形式的数据记录进行财务转移。 该机器包括读卡器，用于从用户卡读取数据。 卡数据对应于财务账户。 自动银行机还包括自动提款机和收据打印机。 该机器可操作地基于识别包括卡数据的数据向授权用户分配现金，并且通过与至少一个远程计算机的通信从与卡数据相对应的帐户进行财务转移。 该机器包括检验受体，用于确定检查中包括的磁性符号。 可以通过操作机器的支票接受者来收到支票来兑换现金。