-
公开(公告)号：US11991256B2
公开(公告)日：2024-05-21
申请号：US17201052
申请日：2021-03-15
发明人： Kevin T. Cole , Alicia C. Jones-McFadden , Sushil Golani , Caitlin Chrisman Bullock , Dariane Katinka Hunt , Ramakrishna R. Yannam , Christian S. Kitchell , Matthew Hsieh , Shahram Khosraviani , Priyank R. Shah , Maruthi Shanmugam
IPC分类号： H04L67/52 , G06F40/279 , G06F40/289 , G06N5/04 , G06N20/00 , G10L15/26 , H04L67/50
CPC分类号： H04L67/52 , G06F40/279 , G06F40/289 , G06N5/04 , G06N20/00 , H04L67/535 , G10L15/26
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for providing a multi-channel cognitive resource platform configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.
-
62.发明申请公开(公告)号：US20200014770A1
公开(公告)日：2020-01-09
申请号：US16573106
申请日：2019-09-17
发明人： Alicia C. Jones-McFadden , Suma Nagappa Kumaraswamy , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
IPC分类号： H04L29/08
摘要： Embodiments of the invention are directed to a system, method, or computer program product for operative communication channel linkage between a user and subscription services for effective and efficient communicate with the third parties associated with the subscriptions. The invention eliminates the storage and processing requirement of a user device and allows a user system to use a single communication channel for communication for a centralized subscription regulation interface for subscription management and communications. The system identifies subscriptions from resource management sources and correlates the subscriptions to the subscription regulation interface for monitoring and trigger analysis based on locational and transactional user extraction.
-
公开(公告)号：US10475129B2
公开(公告)日：2019-11-12
申请号：US14863603
申请日：2015-09-24
摘要： Disclosed is a computerized person-to-person asset routing system. The system typically includes a processor, a memory, and a person-to-person asset routing module that is stored in the memory and executable by the processor. The person-to-person asset routing module is typically configured for receiving an electronic image file containing an image of a negotiable instrument from a payor computing device; processing the image of the negotiable instrument to extract transaction data; identifying a payor account; comparing the extracted transaction information to a payee information repository; based on comparing the extracted transaction information to the payee information repository, identifying payee routing information associated with a payee; and based on identifying the payor account and the payee routing information, transferring assets from the payor account to the payee via the payee routing information.
-
公开(公告)号：US10438296B2
公开(公告)日：2019-10-08
申请号：US15296891
申请日：2016-10-18
摘要： Embodiments analyze historical events to determine potential catalysts and automatically generate and implement mitigation of issues by determining a potential issue with a customer's finances based on historical event data; correlating the potential issue with one or more causes of the potential issue; and, in response to the correlation, initiating mitigation of the issue. In some cases, embodiments rank the possible causes of the potential issue; and present the possible causes to the customer for consideration. In some cases, embodiments receive the customer's confirmation of the possible causes. In some cases, embodiments initiate communication of one or more recommendations for mitigating the potential issue to the customer, receive the customer's approval of at least one recommendation; and initiate mitigation of the issue based on the at least one approved recommendation.
-
公开(公告)号：US10129126B2
公开(公告)日：2018-11-13
申请号：US15176478
申请日：2016-06-08
发明人： Katherine Dintenfass , Alicia C. Jones-McFadden , Matthew Hsieh , Victoria L. Dravneek , Cameron D. Wadley , Jason Christian Karmelek , Andrew Saar , Amber J. Quitadamo
IPC分类号： H04L12/26
摘要： Systems, computer program products, and methods are described herein for predictive usage of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine resource utilization profile associated with a user; continuously monitor the resource utilization profile of the user to track the use of the one or more resources allocated to the user over a predetermine period of time; determine one or more elevated usage instances; predict, via the resource prediction application, that at least one of the one or more elevated usage instances is scheduled to occur; determine one or more resources across the dispersed network for the user for processing during the at least one of the one or more elevated usage instances; and reallocate the one or more determined resources to the user.
-
公开(公告)号：US10116582B2
公开(公告)日：2018-10-30
申请号：US15231385
申请日：2016-08-08
IPC分类号： G06F15/173 , H04L12/911 , H04L12/24
摘要： In response to receiving a request from a user to initiate a new resource pool, a determination of a purpose of the new resource pool is made. The system identifies suggested resource allocations for the new resource pool, as well as suggested modifications for current resource pools of a user, and presents both to the user. The suggested resource allocations are determined based on the purpose of the new resource pool and user data associated with the user or other users. The user selects suggested resource allocations for the new resource pool and current resource pools. The processing systems initiate the selected resource allocation and/or the suggested modifications selected by the user at the time of initiating the new resource pool, and thus reduces the processing requirements for processing resource allocations since the allocations occur at the initiation of the new resource pool.
-
公开(公告)号：US10080132B2
公开(公告)日：2018-09-18
申请号：US15082645
申请日：2016-03-28
摘要： The present invention provides for managing communication of data from Internet-connected devices, such as those devices within an IoT environment. Specifically, the invention provides automated determination of which devices are communicating to which third-party entities and, in some embodiments, the type of data being communicated to such third-party entities. Once such information is known, the third-party entity can be automatically placed into a designated third-party category, which defines the type of data that the third-party entity is authorized to receive. In addition, a user can manage the communications from such devices by selecting to prohibit (i.e., block) or limit, based on data type, which data is communicated to which third-party entities. Additionally, the identity of the third-party entities can be authenticated/verified, such that if the third-party entity cannot be verified, communication of data to that entity is blocked or limited.
-
公开(公告)号：US10031645B2
公开(公告)日：2018-07-24
申请号：US14927900
申请日：2015-10-30
发明人： Alicia C. Jones-McFadden , Caitlin Chrisman Bullock , Matthew Hsieh , Jaydev Ajit Kumar , Yaakov Lyubetsky , Yun Suk Paik , Heng Xu , Jimin Zheng
IPC分类号： G06F3/048 , G06F3/0482 , G06F9/44 , G06F3/0484 , G06F9/451
CPC分类号： G06F9/453 , G06F21/305 , G06F21/44
摘要： Systems, computer products, and methods are described herein for determining the applications and/or devices that a user users, or has used in the past, through a user computer system. The system categorizes the applications and/or devices related to one or more potential targets in which the user maybe interested and presents the targets to the user for selection by the user. The system monitors and aggregates information from the applications and/or devices related to the one or more desired targets and provides suggestions to aid in achieving the desired targets. The system allows the user to control, or may automatically control, the applications and/or devices related to the one or more desired targets in a central location. The aggregated information and/or one or more desired targets may be pushed to systems, applications, and devices, in order to act as filters or additional information for providing additional output to the user.
-
公开(公告)号：US10021672B2
公开(公告)日：2018-07-10
申请号：US14987722
申请日：2016-01-04
摘要： Embodiments of the invention are directed to a system, method, or computer program product for providing resource allocation based on available resources via an interactive resource interface. In this way, the invention provides a comprehensive integrated platform for identification, continual monitoring and optimal allocation of resources on a mobile device. The invention provides the interactive resource interface on the mobile device, wherein the interface is configured to receive user input comprising physical gestures. The system identifies a user input comprising a first physical gesture, wherein the physical gesture is associated with one or more gesture attributes. Consequently, the system may initiate a resource transfer between two resources, based on correlating the one or more gesture attributes with the resources.
-
70.发明申请公开(公告)号：US20180103086A1
公开(公告)日：2018-04-12
申请号：US15288826
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Suma Nagappa Kumaraswamy , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
CPC分类号： H04L67/22 , G06Q30/04 , G06Q40/02 , H04L67/306
摘要： Embodiments of the invention are directed to a system, method, or computer program product for operative communication channel linkage between a user and subscription services for effective and efficient communicate with the third parties associated with the subscriptions. The invention eliminates the storage and processing requirement of a user device and allows a user system to use a single communication channel for communication for a centralized subscription regulation interface for subscription management and communications. The system identifies subscriptions from resource management sources and correlates the subscriptions to the subscription regulation interface for monitoring and trigger analysis based on locational and transactional user extraction.
-
-
-
-
-
-
-
-
-
搜索结果
115 条记录 (耗时 0.04 秒)
