公开(公告)号：US5017766A

公开(公告)日：1991-05-21

申请号：US269451

申请日：1988-11-10

申请人： Masuo Tamada ,  Tsutomu Tanaka ,  Hideo Matsuoka

发明人： Masuo Tamada ,  Tsutomu Tanaka ,  Hideo Matsuoka

IPC分类号： G06K19/10 ,  B42D15/02 ,  B42D15/10 ,  G06Q20/40 ,  G06Q40/00 ,  G06Q40/02 ,  G07F7/10

CPC分类号： G07F7/1008 ,  G06Q20/341 ,  G06Q20/3415 ,  G06Q20/367 ,  G06Q20/382 ,  G06Q20/4093 ,  G07F7/082

摘要： In an IC card having an update function of transaction data, account type, supplementary amount, and valid date are input to the IC card. The IC card adds a renewal number data held therein to the input transaction data, and the data is encrypted using key data, thus generating reference confirmation data. Input confirmation data is generated using the identical encryption generation algorithm by a host system of a credit company. The input confirmation data is supplied to the IC card. A comparison means in the IC card compares the input confirmation data with the generated reference confirmation data. As a result of the comparison, if these data coincide each other, the input data is stored in the memory in the IC card as new transaction data and update processing is executed.

公开(公告)号：US4864109A

公开(公告)日：1989-09-05

申请号：US796449

申请日：1985-11-08

申请人： Nobuo Minematsu ,  Yoshinori Koshida

发明人： Nobuo Minematsu ,  Yoshinori Koshida

IPC分类号： G06K19/07 ,  G07F7/10 ,  G07F19/00

CPC分类号： G07F7/1008 ,  G06K19/07 ,  G06Q20/341 ,  G06Q20/4093 ,  G07F19/20 ,  G07F19/201

摘要： A transaction system includes a card-shaped electronic bankbook and a transaction device. The electronic bankbook includes an IC chip encapsulated in an insulating card substrate and composed of a CPU and data memories display, a key switch including keys for instructing transaction data items and switching display data, a power supply, and an interface for receiving or delivering a signal on transactions from or to a transaction device. The system has a crime prevention function where transactions are made invalid if identification information on the electronic bankbook is erronesouly entered in repetition over the prescribed number of times into the transactin system of the electronic bankbook.

摘要翻译： 交易系统包括卡形电子折子和交易装置。 该电子折子包括封装在绝缘卡片基板中并由CPU和数据存储器显示器组成的IC芯片，包括用于指示交易数据项和切换显示数据的键的键开关，电源和用于接收或传送 对交易设备的交易信号。 该系统具有预防犯罪功能，如果电子银行簿上的识别信息被错误地重复输入到电子银行的交易信号系统中，交易无效。

公开(公告)号：US4804825A

公开(公告)日：1989-02-14

申请号：US62505

申请日：1987-06-11

申请人： Hiroyasu Bitoh

发明人： Hiroyasu Bitoh

IPC分类号： G07F7/10 ,  G06K5/00

CPC分类号： G07F7/1008 ,  G06Q20/341 ,  G06Q20/367 ,  G06Q20/4093 ,  G07F7/127

摘要： An IC card system in which either an on-line transaction or an off-line transaction can be made by using an IC card. The IC card contains a memory for storing the data about every transaction made by using the IC card. Whenever an on-line transaction is made, the data about every off-line transaction previously made is read from the memory and then transferred to a host computer. Further, whenever the number of continuously performed off-line transactions becomes greater than a predetermined value, no further off-line transactions will be prohibited.

摘要翻译： 可以使用IC卡进行在线交易或离线交易的IC卡系统。 IC卡包含用于存储关于通过使用IC卡进行的每个交易的数据的存储器。 每当进行在线交易时，从存储器中读取关于先前进行的每个离线交易的数据，然后传送到主机。 此外，无论何时连续执行的离线事务的数量变得大于预定值，不再禁止进一步的离线交易。

公开(公告)号：US4774500A

公开(公告)日：1988-09-27

申请号：US111981

申请日：1987-10-21

申请人： Ronald D. Lichty

发明人： Ronald D. Lichty

IPC分类号： G06T9/00 ,  G07B17/00 ,  G07F7/10 ,  H03M7/46 ,  H03M7/30

CPC分类号： G07F7/1008 ,  G06Q20/341 ,  G06Q20/4093 ,  G06T9/005 ,  G07B17/0008 ,  H03M7/46 ,  G07B2017/00177 ,  G07B2017/00322 ,  G07B2017/00395 ,  G07B2017/00943

摘要： A data compaction method, for writing data in highly compact binary form in a data storage medium using a microprocessor, compresses serially occurring transaction values in a limited memory space by substituting prefix codes for previously occurring values and for commonly occurring previous values. The previous values are listed and updated on tables by the microprocessor so that they are indexed to the prefix codes adaptively to changing local values and changing common values over time. The data compaction method is particularly suitable for an account card having a limited, non-erasable memory used in an automated transaction terminal for maintaining an account record of transactions in frequently recurring amounts. A postage metering terminal is operated by the account card, in which an initial balance has been written and each purchase of postage is recorded. A current balance is recomputed by parsing the previously recorded data. If the current balance is sufficient, the requested value is recorded in compressed form in the card memory, and the terminal is operated to print or dispense the requested postage.

摘要翻译： 使用微处理器在数据存储介质中以非常紧凑的二进制形式写入数据的数据压缩方法通过用先前发生的值替换前缀码和普通的先前值来压缩有限存储器空间中的串行发生的交易值。 以前的值由微处理器在表上列出和更新，使得它们自适应地变换到前缀码，以改变本地值并随着时间改变公共值。 数据压缩方法特别适用于具有在自动交易终端中使用的有限的，不可擦除的存储器的帐户卡，用于维持经常重复的交易量的交易的账户记录。 邮资计费终端由帐户卡操作，其中已经写入初始余额并记录每次购买邮资。 通过解析先前记录的数据重新计算当前余额。 如果当前的余额足够，请求的值以压缩形式记录在卡存储器中，并且终端被操作以打印或分发所请求的邮资。

公开(公告)号：US4746787A

公开(公告)日：1988-05-24

申请号：US756082

申请日：1985-07-17

申请人： Shin-ichi Suto ,  Toshihiko Okada

发明人： Shin-ichi Suto ,  Toshihiko Okada

IPC分类号： G06K7/10 ,  G06K19/07 ,  G06K19/077 ,  G07C9/00 ,  G07F7/10 ,  G06K19/00

CPC分类号： G07F7/1008 ,  G06K19/0723 ,  G06K19/0728 ,  G06K19/07703 ,  G06K19/07749 ,  G06K7/1097 ,  G06Q20/341 ,  G06Q20/4093 ,  G07C9/00111

摘要： An IC card includes an integrated circuit composed of a transmitter/receiver, a processor, a memory, and a display controller, a display, and control switches for successively switching data displayed on the display. Desired data stored in the memory can be displayed on the display by a command delivered through the transmitter/receiver or by actuation of the control switches. An IC card reader for reading the IC card includes signal transmitting and receiving circuits for transmitting signals to and receiving signals from the IC card, and a control unit for displaying the stored data on the display of the IC card in dependance upon the processed results.

摘要翻译： IC卡包括由发送器/接收器，处理器，存储器和显示控制器，显示器和控制开关组成的集成电路，用于连续切换显示器上显示的数据。 存储在存储器中的期望数据可以通过发送器/接收器发送的命令或通过控制开关的驱动显示在显示器上。 用于读取IC卡的IC卡读卡器包括用于向IC卡发送信号并从IC卡接收信号的信号发送和接收电路，以及用于根据处理结果将存储的数据显示在IC卡的显示器上的控制单元。

公开(公告)号：US4352011A

公开(公告)日：1982-09-28

申请号：US114515

申请日：1980-01-23

申请人： Louis C. Guillou

发明人： Louis C. Guillou

IPC分类号： H04N7/025 ,  G06K19/07 ,  G07C9/00 ,  G07F7/00 ,  G07F7/08 ,  G07F7/10 ,  H04N7/03 ,  H04N7/035 ,  H04N7/08 ,  H04N7/081 ,  H04N7/167 ,  G06K19/06

CPC分类号： H04N7/1675 ,  G06K19/07 ,  G06Q20/341 ,  G06Q20/363 ,  G06Q20/4093 ,  G06Q20/4097 ,  G07C9/00007 ,  G07F17/0014 ,  G07F7/0866 ,  G07F7/1008

摘要： A subscription card for videotex receivers, comprising:(a) a support,(b) means for processing the information, comprising in particular a control unit governing an arithmetical and logical unit and a live memory,(c) an interface permitting exchanges between the card and the apparatus in which it is inserted (charging station or receiver), further comprising:(d) a programmable memory comprising a plurality of locations for receiving numerical subscription blocks C.sub.i,(e) a dead memory containing instructions for proceeding with the recording and selection of said subscription blocks, and for carrying out a calculation,(f) a calculation circuit receiving, from the receiver in which the card is inserted, numerical messages M.sub.i and receiving from said programmable memory a numerical subscription block C.sub.i, this circuit being adapted to work out an algorithm whose parameters are provided by the subscribers' keys C.sub.i on instructions obtained from the second dead memory and delivering, after the calculation, a numerical signal representing an operating key K.

摘要翻译： 一种用于视频接收机的订阅卡，包括：（a）支持，（b）用于处理所述信息的装置，特别地包括控制算术和逻辑单元和实况存储器的控制单元，（c）允许 卡及其插入的装置（充电站或接收器），还包括：（d）可编程存储器，包括用于接收数字订购块Ci的多个位置，（e）包含用于进行记录的指令的死区存储器 以及所述订阅块的选择，并且用于执行计算，（f）计算电路从插入卡的接收器接收数字消息Mi并从所述可编程存储器接收数字订阅块Ci，该电路是 适于制定一个算法，其参数由订户的密钥Ci提供，从第二个死亡存储器获取的指令，并在之后传送 该计算，表示操作键K的数字信号。

公开(公告)号：US4308588A

公开(公告)日：1981-12-29

申请号：US131645

申请日：1980-03-19

申请人： John T. Siwula

发明人： John T. Siwula

IPC分类号： G06Q20/10 ,  G06Q20/34 ,  G06Q20/40 ,  G07F7/10 ,  G06F15/30

CPC分类号： G07F7/1008 ,  G06Q20/105 ,  G06Q20/341 ,  G06Q20/4093 ,  G06Q40/02

摘要： (1.) An electronic checkbook consisting of:(A.) a dedicated microprocessor which continues to perform a specific function and store the information on a day to day basis, even when not otherwise in use,(B.) Checks.(C.) Checking stubs with numbers corresponding to the checks upon which can be kept handwritten records of the balance, checks written, and deposits made.(D.) Checking account deposit slips.(E.) A folder containing all of the above .In regards to the dedicated microprocessor, four high priority routines are present which are able to interrupt the main program:(1.) When the "STOP" position is selected, it halts the processor and turns off the display.(2.) Depressing the "CLEAR" button will clear the display and second register if not in "STOP".(3.) When the "REMOVE PROTECT" button is depressed, the contents of the memory effectively become zero, if not in "STOP".(4.) When the "POST BALANCE" button is depressed, the contents of the display are added to the contents of memory, if not in "STOP". When the unit is set at "START" the contents of the memory will appear in the display.

摘要翻译： （一）电子支票簿，包括：（A.）专用微处理器，继续执行特定功能，并在日常的基础上存储信息，即使没有其他使用时，（B.）检查。

公开(公告)号：US20240354769A1

公开(公告)日：2024-10-24

申请号：US18640420

申请日：2024-04-19

申请人： FreedomPay, Inc.

发明人： David Otis Knowlton, III ,  Paul Keith Snelling

IPC分类号： G06Q20/40

CPC分类号： G06Q20/4093 ,  G06Q2220/00

摘要： An integrated selling system platform includes a point-of-sale application and middleware to perform global tokenization orchestration, that in combination, provide credit card reading device agnostic global token and provisioning operations. The middleware includes communication interfaces, each of which corresponds to a particular communication protocol. The middleware receives a token create request from the point of sale application and directly communicates, via one of the communication protocols, to a point-of-interaction payment device, to receive and securely encrypt the credit card number, then transmit that information to a hosted network token provisioning system to request a network token. Upon receiving the network token, the middleware communicates directly, via one or more protocols, to a global merchant tokenization host, to create a merchant specific token, to be returned by the middleware back to the point-of-sale client to use as a card-on-file payment method.

公开(公告)号：US20240257134A1

公开(公告)日：2024-08-01

申请号：US18162828

申请日：2023-02-01

申请人： JPMORGAN CHASE BANK, N.A.

发明人： Bharathan KASTHURIRENGAN

IPC分类号： G06Q20/40 ,  G06Q20/32

CPC分类号： G06Q20/4016 ,  G06Q20/3224 ,  G06Q20/4093

摘要： Systems and methods for intelligent threat detection and prevention in point-of-sale terminals are disclosed. According to an embodiment, a method for intelligent threat detection and prevention in point-of-sale terminals may include: (1) receiving, by a backend computer program and from a threat collector agent executed on a point-of-sale terminal for a merchant, merchant behavioral activity involving a payment application executed by the point-of-sale terminal that was captured by the threat collector agent; (2) identifying, by the backend computer program, fraud or a threat from the merchant behavioral activity by providing the merchant behavioral activity to a trained merchant behavioral threat modeler; and (3) executing, by the backend computer program, a preventative action in response to the identified fraud or threat.

公开(公告)号：US20240169344A1

公开(公告)日：2024-05-23

申请号：US18521274

申请日：2023-11-28

申请人： Capital One Services, LLC

发明人： Wayne LUTZ ,  Jeffrey RULE

IPC分类号： G06Q20/34 ,  G06Q20/40

CPC分类号： G06Q20/352 ,  G06Q20/341 ,  G06Q20/3563 ,  G06Q20/4093

摘要： An exemplary system, method, and computer-accessible medium can include, for example, storing on a first device an applet configured to generate a digital tag; receiving a request at the first device for information; configuring the digital tag to be associated with at least one of (i) an application or (ii) an input on a second device, such that receipt of the digital tag by a second device causes the application to launch on the second device; and emitting from the first device a digital tag.