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71.发明申请公开(公告)号：US20200342437A1
公开(公告)日：2020-10-29
申请号：US16923812
申请日：2020-07-08
发明人： Dean C. N. Tseretopoulos , Robert Alexander McCarter , Sarabjit Singh Walia , Vipul Kishore Lalka , Nadia Moretti , Paige Elyse Dickie , Denny Devasia Kuruvilla , Milos Dunjic , Dino Paul D'Agostino , Arun Victor Jagga , John Jong-Suk Lee , Rakesh Thomas Jethwa
摘要： The present disclosure involves systems, software, and computer implemented methods for intercepting data exchange requests and automatically imposing a hold period while the data exchange is evaluated for a user profile initiating the request. One example system includes operations to detect a data exchange request prior to completion of the attempted data exchange, the data exchange request including information defining the attempted data exchange and associated wherein the attempted data exchange is associated with a particular user profile. A portion of the information is transmitted to a data exchange analysis system for execution of a user profile-specific data exchange analysis based on the information and a status of the user profile. A hold state is initiated for the data exchange request while the analysis is performed. The results of the analysis are presented and a confirmation to proceed is required before allowing the attempted data exchange to be processed.
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公开(公告)号：US20200311292A1
公开(公告)日：2020-10-01
申请号：US16900447
申请日：2020-06-12
发明人： Perry Aaron Jones Haldenby , Arthur Carroll Chow , Anthony Haituyen Nguyen , Het Anand Patel , Casey Lyn Doyle , Yubing Liu , John Jong-Suk Lee
IPC分类号： G06F21/62 , G06F16/23 , G06F16/93 , G06F16/435 , G06F16/2458 , G06F16/2455 , H04L29/08 , G06Q20/00 , H04W12/08 , G06F3/0482 , G06F21/53 , G06Q30/04 , G06Q20/38 , H04W12/06 , G06Q20/10 , G06Q20/14 , G06Q10/06 , G06Q10/08 , G06Q10/10 , G06F3/0484 , G06F3/0488 , G06F3/14 , G06F11/30
摘要： The present disclosure involves systems, software, and computer implemented methods for providing user interface (UI)-based modifications to adjust and interact with data exchange splits. An example client device can include can identify a data exchange (DE) associated with at least three entities, the DE associated with a total value. A visualization representing the DE can be presented via a UI and can include a chart comprising the total value of the DE exchange divided into value areas that are each associated with a particular entity. In response to a detection of input associated with a selection of an edge between a first and second value area, the combined value area associated with the first and second value areas can be locked. In response to detected movement input associated with the edge, the relative values of the first and second inside the combined value area can be adjusted in the visualization.
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73.发明申请公开(公告)号：US20200285644A1
公开(公告)日：2020-09-10
申请号：US16881098
申请日：2020-05-22
发明人： Dean C.N. TSERETOPOULOS , Robert Alexander McCarter , Sarabjit Singh Walia , Vipul Kishore Lalka , Nadia Moretti , Paige Elyse Dickie , Denny Devasia Kuruvilla , Milo Dunjic , Dino Paul D'Agostino , Arun Victor Jagga , John Jong-Suk Lee , Rakesh Thomas Jethwa
IPC分类号： G06F16/2455 , G06F16/23 , G06Q30/04 , G06F16/58
摘要： A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.
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公开(公告)号：US10762481B2
公开(公告)日：2020-09-01
申请号：US15464505
申请日：2017-03-21
摘要： The disclosed embodiments include processes that securely approve and execute exchanges of data between systems, apparatuses, and devices in a computing environment. For example, a terminal device may establish communications with a client device across a direct channel of communication, and may initiate an exchange of data with that additional device across the direct communications channel. The initiated data exchange may be characterized by a value of a data-exchange parameter, and the terminal device may determine to authorize the current data exchange in real-time based on cryptographically secure distributed ledger data maintained by the client device and provided to the terminal device across the direct communications channel. Further, and based on transmitted confirmation data, the client device may generate additional, cryptographically secure of the distributed ledger data to reflect the authorized data exchange.
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公开(公告)号：US10706465B2
公开(公告)日：2020-07-07
申请号：US15265318
申请日：2016-09-14
摘要： The present disclosure involves systems and computer implemented methods for performing a connected device-based property evaluation. In one example, system operations include identifying a construction schedule associated with a particular property, the construction schedule including at least one construction event for the property. A disbursement schedule associated with the construction schedule and the property are identified, wherein the disbursement schedule defines construction events that trigger at least a partial disbursement of funds associated with the construction. Connected devices associated with the property are associated to one or more of the construction events, and a set of data characteristics associated with the one or more connected devices are defined that correspond to particular construction events. Outputs from the connected devices are then monitored during construction, and, in response to a determination that the monitored outputs match the defined data characteristics corresponding to particular construction events, a corresponding fund disbursement is initiated.
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公开(公告)号：US10698902B2
公开(公告)日：2020-06-30
申请号：US15724535
申请日：2017-10-04
发明人： Dean C. N. Tseretopoulos , Robert Alexander McCarter , Sarabjit Singh Walia , Vipul Kishore Lalka , Nadia Moretti , Paige Elyse Dickie , Denny Devasia Kuruvilla , Milos Dunjic , Dino Paul D'Agostino , Arun Victor Jagga , John Jong-Suk Lee , Rakesh Thomas Jethwa
IPC分类号： G06F16/00 , G06F16/2455 , G06F16/23 , G06Q30/04 , G06F16/58
摘要： A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The autotagging rules include heuristic rules learned from user behavior and based on one or more of the plurality of fields of the record. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.
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公开(公告)号：US10657529B2
公开(公告)日：2020-05-19
申请号：US15724249
申请日：2017-10-03
发明人： Jeffrey Aaron Ecker , Bryan Michael Gleeson , Igor Elkhinovich , Dmitri Rabinovich , Adam Douglas McPhee , Matta Wakim , Kyryll Odobetskiy , Arun Victor Jagga , John Jong-Suk Lee , Rakesh Thomas Jethwa
IPC分类号： G06Q20/40 , G06Q20/20 , G06F16/903 , G06Q20/02
摘要： A point-of-sale terminal includes a card interface, and is configured to receive a plurality of pre-authorization requests, each comprising an authorization and further comprising an account number received from the card interface. The terminal is further configured, in response to each said pre-authorization request, to locate in a pre-authorization database a database record associated with the respective account number, confirm that the respective authorization amount is not greater than an offline authorization threshold, generate an authorization confirmation message comprising the respective account number and the respective authorization amount, and save the authorization confirmation message in a clearing database. The terminal is further configured to generate a clearing payload comprising the plurality of saved authorization confirmation messages, and transmit the clearing payload over a computer network.
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公开(公告)号：US20200097955A1
公开(公告)日：2020-03-26
申请号：US16142825
申请日：2018-09-26
发明人： Rajeev Kumar Gandhi , Robert Kyle Miller , Kushank Rastogi , David Samuel Tax , Milos Dunjic , Arthur Carroll Chow , Armon Rouhani , Maryam Karbasi , Kamana Tripathi , John Jong-Suk Lee , Arun Victor Jagga
摘要： The present disclosure involves systems, software, and computer implemented methods for a remittance system that pre-populates remittance data based on historical usage of remittance transactions. One example system includes operations to generate, using a predictive model, data indicating a predicted likelihood of a user selecting at least one data exchange transaction, wherein the data indicates the predicted likelihood of the user performing the at least one data exchange transaction. A request is received to access a remittance page. In response, the at least one data exchange transaction that was previously generated is selected from a repository of predicted likelihoods. Remittance data associated with a UI element is generated that includes the at least one data exchange transaction. The remittance data is transmitted to the device. An indication from the device is received for interacting with the UI element. The data exchange transaction is executed in response to receiving the indication.
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公开(公告)号：US20190380006A1
公开(公告)日：2019-12-12
申请号：US16521355
申请日：2019-07-24
发明人： Denny Devasia Kuruvilla , Vipul Kishore Lalka , Paige Elyse Dickie , Harjot Panag , Arun Victor Jagga , John Jong-Suk Lee , Michael W. Van Eesbeek
摘要： The present disclosure involves systems, software, and computer implemented methods for identifying locations associated with particular users in response to requests from a visitor or fellow user. One example system includes a communications module, a plurality of sensors located in a defined area configured to at least partially determine locations of at least one person, and a location database including location information received from the sensors associating particular persons with particular locations associated with particular sensors. A request for a location associated with a particular person is received from a first device. A current location associated with one of the plurality of sensors is determined from the location database, wherein the current location is also associated with the particular person. A response to request is generated including the current location and is transmitted to the first device.
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公开(公告)号：US10460748B2
公开(公告)日：2019-10-29
申请号：US15725095
申请日：2017-10-04
发明人： Dean C. N. Tseretopoulos , Robert Alexander McCarter , Sarabjit Singh Walia , Vipul Kishore Lalka , Nadia Moretti , Paige Elyse Dickie , Denny Devasia Kuruvilla , Milos Dunjic , Dino Paul D'Agostino , Arun Victor Jagga , John Jong-Suk Lee , Rakesh Thomas Jethwa
摘要： The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input received via a conversational interface. The conversational input is analyzed to determine an intent and lexical personality score based on the input's characteristics. A set of responsive content is determined and includes a set of initial tokens representing an initial response. A set of synonym tokens associated with at least some of the initial tokens are identified, and at least one synonym token associated with a similar lexical personality score to the input is determined. At least one of the initial tokens are replaced with the determined synonym token to generate a modified version of the set of response content. The modified version of the response is then transmitted to a device in response to the input.
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