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81.
公开(公告)号:US20240028619A1
公开(公告)日:2024-01-25
申请号:US17869004
申请日:2022-07-20
Applicant: The Toronto-Dominion Bank
Inventor: Gurpreet Singh SOIN , Murtaza Ally AGHA
IPC: G06F16/28 , G06F16/23 , G06F3/04842 , G06F3/04845
CPC classification number: G06F16/287 , G06F16/2379 , G06F3/04842 , G06F3/04845 , G06F2203/04803
Abstract: A computer server system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to obtain, from at least one big data source, a big data dataset that includes transaction data; categorize the transaction data into a number of data buckets; analyze the transaction data from at least one of the data buckets to generate at least one graphical user interface to display at least some of the transaction data from the at least one of the data buckets, the at least one graphical user interface including at least one selectable interface element to adjust a display of the graphical user interface; and send, via the communications module and to a computing device, the at least one graphical user interface for display.
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82.
公开(公告)号:US20240028264A1
公开(公告)日:2024-01-25
申请号:US17813764
申请日:2022-07-20
Applicant: The Toronto-Dominion Bank
Inventor: Andrew Kai Ming YAM , Adrian Ariel IONESCU , Upal Sayeed HOSSAIN , George KNAPP
IPC: G06F3/06
CPC classification number: G06F3/067 , G06F3/0604 , G06F3/0647
Abstract: A system, method and device for ingesting data files into remote computing environments is disclosed. The method includes receiving a plurality of data files and processing same according to a modified round-robin (MRR) process. The MRR assigns data files for processing by determining which of a plurality of remote processors are active, and by determining an amount of queued processing for the active remote processors. The method includes assigning each data file of the plurality of data files to a remote processor of the plurality of remote processors based on the remote processor (1) being active, and (2) having a relatively lower amount of queued processing. The method includes instructing a storage writer to store processed data files.
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公开(公告)号:US11882126B2
公开(公告)日:2024-01-23
申请号:US17720952
申请日:2022-04-14
Applicant: The Toronto-Dominion Bank
Inventor: Milos Dunjic , David Samuel Tax , Gregory Albert Kliewer
IPC: H04L9/40
CPC classification number: H04L63/102 , H04L63/0876 , H04L63/0884 , H04L63/101
Abstract: A computer-implemented method is disclosed. The method includes: receiving, via an application server associated with a first application, a request for the first application to perform a first access operation in connection with a user account at a protected resource; determining that the first access operation is not among permitted user account operations for the first application in connection with the user account; and in response to determining that the first access operation is not among the permitted user account operations: generating a request for a one-time authorization for the first application to perform the first access operation; sending, to a client device, the request for the one-time authorization; receiving, via the client device, an indication of the requested one-time authorization; generating an access token for a one-time access of the user account based on the indication of one-time authorization; and transmitting the access token to the application server associated with the first application to grant, to the first application, one-time access to the user account.
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公开(公告)号:US11880709B2
公开(公告)日:2024-01-23
申请号:US17568155
申请日:2022-01-04
Applicant: The Toronto-Dominion Bank
CPC classification number: G06F9/485 , G06F11/0721 , G06F11/0751 , G06F11/0775 , G06F11/1474
Abstract: A system, method, and memory for handling real-time transactional events is disclosed. The exemplary system a processor to detect and add an event to a queue and identify an associated event type. Event types can require downstream processing by at least one provider. The processor decomposes the event into tasks by comparison to event types which associate downstream provider requirements to tasks and routes. One or more routes are assigned to the tasks, each route defined by at least one processor of a plurality of processors. One or more routes are defined by transmitting a request for downstream processing to the at least one provider. The processor, upon detecting incomplete performance of the one or more routes, either updates the tasks associated with the incomplete route, or marks the event associated with the route as incomplete in the queue.
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85.
公开(公告)号:US11875375B2
公开(公告)日:2024-01-16
申请号:US17656463
申请日:2022-03-25
Applicant: The Toronto-Dominion Bank
Inventor: Adrian Bloy , Daniel Lam Tin Cheung , Asgar Maleki , Michael James Taggart
IPC: G06Q30/02 , G06Q30/0226 , G06Q20/22 , G06Q50/14 , G06Q30/0207 , G06Q10/02
CPC classification number: G06Q30/0229 , G06Q10/02 , G06Q20/227 , G06Q30/0215 , G06Q50/14
Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically modifying a financial product associated with a user, where the modified financial product is associated with an updated benefit at a partner system. One example method comprises receiving an indication of acceptance associated with a particular partner-related product for replacing a current product associated with a first customer. At least one term or condition associated with the particular partner-related product different than terms or conditions associated with the at least one current product are identified, including a change to at least one benefit associated with the partner system. The terms associated with the current product are modified without changing the unique identifier, and an indication of the at least one updated benefit associated with the partner system is transmitted to the partner system for immediate usage by the first customer.
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公开(公告)号:US11869031B2
公开(公告)日:2024-01-09
申请号:US17887932
申请日:2022-08-15
Applicant: The Toronto-Dominion Bank
Inventor: Nolan Glynn-Udrow , Sahana Dorai
IPC: G06Q30/0226 , G06Q30/0207 , G06F16/955 , G06Q30/0601 , G06F16/958 , G06Q30/018
CPC classification number: G06Q30/0233 , G06F16/958 , G06F16/9566 , G06Q30/0185 , G06Q30/0215 , G06Q30/0222 , G06Q30/0633 , G06Q30/0641
Abstract: A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to monitor an active webpage associated with a web browser executing on a computing device; determine that the active webpage associated with the web browser meets predetermined criteria, the predetermined criteria including determining that the active webpage is found in a whitelist; and in response to determining that the active webpage meets the predetermined criteria, send, via the communications module and to the computing device, a signal causing the computing device to display an indicator indicating an option to apply loyalty points to offset a purchase price.
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公开(公告)号:US11868924B2
公开(公告)日:2024-01-09
申请号:US16257788
申请日:2019-01-25
Applicant: The Toronto-Dominion Bank
Inventor: Miguel Navarro , Levi Sutter , Aparicio Giddins, Jr.
IPC: G06Q10/02 , G06K7/14 , H04W4/021 , H04M1/72451
CPC classification number: G06Q10/02 , G06K7/1417 , H04M1/72451 , H04W4/021
Abstract: A computer-implemented method for providing location-based appointment operations is disclosed. The method includes receiving input indicating an instruction to perform an action related to appointments. Responsive to the input indicating the instruction to perform the action related to appointments, it may be determined that a computing device is proximate to a physical location where locations are schedulable. Then, responsive to determining that the computing device is proximate to the physical location, information related to scheduling appointments at the physical location is received via a network. The indication based on the received information is presented at the computing device. Input requesting an action in relation to an appointment at the physical location may be received at the computing device. An indication to initiate the requested action may be sent via the network. Related computing devices and computer-readable media are also disclosed.
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公开(公告)号:US20240004548A1
公开(公告)日:2024-01-04
申请号:US18468180
申请日:2023-09-15
Applicant: The Toronto-Dominion Bank
IPC: G06F3/06
CPC classification number: G06F3/0605 , G06F3/0646 , G06F3/0659 , G06F3/067
Abstract: Systems and methods of determining whether to initiate a pull of an accumulated data transfer amount are described. An accumulated data transfer amount for a periodic data transfer scheduled to be pushed at a future date is determined. A determination is made of whether an overall data amount in a storage location is expected to be greater at a date on or after the scheduled future date if a pull of the accumulated data transfer amount is performed before the scheduled future date than if a pull operation is not performed and the accumulated data transfer amount is sent at the scheduled future date. When the overall data amount in the storage location is expected to be greater at the scheduled future date if the pull of the accumulated data transfer amount is performed, a pull of the accumulated data transfer amount is initiated.
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公开(公告)号:US20230418734A1
公开(公告)日:2023-12-28
申请号:US17808417
申请日:2022-06-23
Applicant: The Toronto-Dominion Bank
Inventor: Kevin AIRD , Aayush KATHURIA , Periyakaruppan SUBBUNARAYANAN
CPC classification number: G06F11/3692 , G06F11/3688 , G06F11/3409 , G06F11/3664
Abstract: A method and device for automating analysis of executed performance testing is disclosed. The device includes a processor, and a communications module and memory coupled to the processor. The memory stores computer executable instructions that when executed by the processor cause the processor to receive an input associated with executing a performance test of an application. The processor identifies a test analysis template from a plurality of test analysis templates based on the performance test or the application, each test analysis template defining analysis parameters for interpreting results of executed performance tests. The processor creates a session for analyzing a result of the performance test being executed. Within the analysis session, one or more models are applied to the result, where the one or more models are responsive to the analysis parameters. The processor generates a performance analysis report based on the applied one or more models.
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公开(公告)号:US11856118B1
公开(公告)日:2023-12-26
申请号:US17955897
申请日:2022-09-29
Applicant: The Toronto-Dominion Bank
Inventor: Abhijith Venkatesh
CPC classification number: H04M3/5191 , H04L5/003
Abstract: A computer-implemented method is disclosed. The method includes: receiving a first request to initiate a first customer service session; establishing a primary web socket connection between a first web server and service agent terminal; establishing a first communication sub-channel associated with the primary web socket connection, the first communication sub-channel corresponding to the first customer service session; receiving a second request to initiate a second customer service session; in response to receiving the second request: establishing a second communication sub-channel associated with the primary web socket connection, the second communication sub-channel corresponding to the second customer service session.
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