公开(公告)号：US11983731B2

公开(公告)日：2024-05-14

申请号：US17218922

申请日：2021-03-31

申请人： Toast, Inc.

发明人： Martin Kressirer ,  Binghuan Zhang ,  Alan Z. Zhao

IPC分类号： G06Q20/40 ,  G06N20/20 ,  G06Q10/04 ,  G06Q20/24 ,  G06Q20/34 ,  G06Q30/02 ,  G06Q30/0201 ,  G06Q40/00 ,  G06Q40/02 ,  G06Q40/03 ,  G06Q40/12

CPC分类号： G06Q30/0206 ,  G06N20/20 ,  G06Q20/34 ,  G06Q40/03 ,  G06Q40/12

摘要： A computer-implemented method for predicting interchange charges includes: retrieving a historical transactions set, where each completed transaction in the set includes transaction features, a bank identification number (BIN), and a corresponding true interchange code; transforming all BINs in the set into a corresponding plurality of BIN features that comprise probabilities; creating a first training set including all transaction features, all pluralities of BIN features, and all true interchange codes associated with the historical transactions set; training a random forest model using the first training set and generating a second training set including rounded BIN features, rounded transaction features, discrete ones of the transaction features, and the true interchange codes; training the random forest model using the second training set to generate a trained random forest model for prediction of the interchange codes; and executing the trained random forest model for new transactions to generate corresponding predicted interchange codes.

公开(公告)号：US11880430B2

公开(公告)日：2024-01-23

申请号：US17334970

申请日：2021-05-31

申请人： CIBO Technologies, Inc.

发明人： Ernesto Brau ,  R. Shane Bussmann ,  Ethan Sargent

IPC分类号： G06F18/214 ,  A01G7/00 ,  G06N3/08 ,  G06V20/10 ,  G06N3/045

CPC分类号： G06F18/2148 ,  A01G7/00 ,  G06N3/045 ,  G06N3/08 ,  G06V20/188

摘要： A computer-implemented method for predicting a cropland data layer (CDL) for a current year includes: retrieving a first set of records from a historical CDL database, where the first set corresponds to sampled areas of a region taken over a period for a number of years; retrieving a second set of records from a historical imagery database, where the second set corresponds to the sampled areas of the region, the period, and the number of years; employing the second set as inputs to train a deep learning network to generate the first set; retrieving a third set of records from a current imagery database, where the third set corresponds to a prescribed region, and where the third set corresponds to the time period and the current year; and using the third set as inputs and executing the trained deep learning network to generate a predicted CDL for the current year.

公开(公告)号：US11825254B2

公开(公告)日：2023-11-21

申请号：US17878215

申请日：2022-08-01

申请人： Copper Labs, Inc.

发明人： Jeffrey P. Mathews ,  Daniel J. Forman ,  Christopher P. Meyer ,  Michael L. Russo

IPC分类号： H04Q9/02 ,  G06Q50/06 ,  H04W4/38 ,  G01D4/00 ,  G06Q30/04 ,  G01D4/02 ,  G01R19/00 ,  H04L67/55 ,  H04L67/50 ,  H04W4/029 ,  H04W4/021 ,  G06N20/00 ,  G06N5/04 ,  H04L67/10

CPC分类号： H04Q9/02 ,  G01D4/002 ,  G01D4/006 ,  G01D4/02 ,  G01R19/0092 ,  G06Q30/04 ,  G06Q50/06 ,  H04L67/535 ,  H04L67/55 ,  H04W4/021 ,  H04W4/029 ,  H04W4/38 ,  G06N5/04 ,  G06N20/00 ,  H04L67/10 ,  H04Q2209/10 ,  H04Q2209/40 ,  H04Q2209/60

摘要： A system for resource monitoring and engagement, the system comprising: a server, coupled to an internet, comprising: a meter reading processor, configured to communicate with a resource monitor that is disposed within radio range of resource meters that transmit radio signals indicative of meter identifiers and current readings, where the resource monitor: determines whether the radio signals are of a fixed frequency or frequency hopping transmission protocol by scanning each of a plurality of channels for a time period and counting hits of desired meter identifiers within the each of the plurality of channels; decodes the radio signals according to a determined transmission protocol to obtain corresponding meter identifiers and readings; and transmits the corresponding meter identifiers and readings over the internet, and where the meter reading processor creates and updates a corresponding plurality of records in a resource database that indicate resource consumption of corresponding facilities; and an engagement processor, that causes an alert to be transmitted based on analyses of the resource consumption to provide notification of an unusual pattern of resource consumption.

公开(公告)号：US11798043B2

公开(公告)日：2023-10-24

申请号：US16791818

申请日：2020-02-14

申请人： CIBO TECHNOLOGIES, INC.

发明人： Amy E. Hawkins ,  Pankaj C. Bhambhani ,  Ernesto Brau ,  R. Shane Bussmann ,  Marie A. Coffin ,  Margaret C. Kosmala ,  Jason M. Rute ,  Samuel P. White

IPC分类号： G06Q30/02 ,  G06Q30/0283 ,  A01B79/00 ,  G06Q50/02 ,  G06Q50/16

CPC分类号： G06Q30/0278 ,  A01B79/005 ,  G06Q30/0283 ,  G06Q50/02 ,  G06Q50/16

摘要： A method for agricultural land parcel valuation includes: accessing data for parcels within a prescribed region, the data comprising management practices, historical weather conditions, locations and topography, remote sense images, soil types, and crop types; assessing and ranking the management practices for each of the parcels; generating simulation inputs for the each of the parcels, where the simulation inputs comprise highest ranked management practices, the historical weather conditions, the locations and topography, the soil types, and the crop types; simulating crop growth for the each of the parcels over a prescribed number of previous years, where the simulating employs the simulation inputs provided by the generating; and employing selected outputs from the simulating to calculate agricultural metrics and a valuation corresponding to the each of the parcels, where the agricultural metrics and the valuation for the each of the parcels are expressed relative to all of the parcels within the prescribed region.

公开(公告)号：US11678418B2

公开(公告)日：2023-06-13

申请号：US17467351

申请日：2021-09-06

申请人： Fabriq, Ltd.

发明人： Jeffrey G. Reh ,  Matthew B. O'Kelley

IPC分类号： H05B45/375 ,  H02M1/12 ,  H02M1/32 ,  H05B45/38 ,  H05B47/195

CPC分类号： H05B45/375 ,  H02M1/123 ,  H02M1/32 ,  H05B45/38 ,  H05B47/195

摘要： A power supply, includes: a hot node coupled to a hot wire of an AC source, and a ground node coupled to an earth ground, where a neutral wire of the source is not present; a storage component, coupled to a return node and in series with a current limiter, where the current limiter enables the storage component to charge to a voltage while limiting leakage current to a prescribed value; a low voltage power supply including a buck-boost regulator, coupled to the storage component and to a return node that provides a reference voltage, where the low voltage power supply receives the voltage and generates an output voltage on an output node that is referenced to the reference voltage; and a wireless transceiver that employs the output voltage to transmit and receive messages from one or more corresponding wireless devices.

公开(公告)号：US11672071B2

公开(公告)日：2023-06-06

申请号：US17464218

申请日：2021-09-01

申请人： Fabriq, Ltd.

发明人： Jeffrey G. Reh ,  Matthew B. O'Kelley

IPC分类号： H05B47/19 ,  G05B15/02 ,  H05B47/18 ,  H05B47/14

CPC分类号： H05B47/19 ,  G05B15/02 ,  H05B47/14 ,  H05B47/18

摘要： A power supply, includes: a hot node coupled to a hot wire of an AC source, and a ground node coupled to an earth ground, where a neutral wire of the source is not present; a storage component, coupled to a return node and in series with a current limiter, where the current limiter enables the storage component to charge to a voltage while limiting leakage current to a prescribed value; a low voltage power supply including a linear voltage regulator, coupled to the storage component and to a return node that provides a reference voltage, where the low voltage power supply receives the voltage and generates an output voltage on an output node that is referenced to the reference voltage; and a microprocessor that employs the output voltage to wake from a low power mode to an active mode.

公开(公告)号：US11617252B2

公开(公告)日：2023-03-28

申请号：US17557888

申请日：2021-12-21

申请人： Fabriq, Ltd.

发明人： Jeffrey G. Reh ,  Matthew B. O'Kelley

IPC分类号： H05B47/14 ,  H05B47/19 ,  G05B15/02 ,  H05B47/18

摘要： A multimode switch includes a line voltage switch, coupled to a line voltage and a device; a switch controller that directs the line voltage switch to provide line voltage to, and subsequently remove line voltage from, the device, and that receives first identifying information for the device, and that controls the device according to the first identifying information; and a ground leakage power supply, coupled to an AC hot line and to an earth ground, that generates a regulated voltage to power the switch controller without requiring connection to an AC neutral line, while limiting ground leakage current to the earth ground to a prescribed leakage value.

公开(公告)号：US11532042B2

公开(公告)日：2022-12-20

申请号：US16406376

申请日：2019-05-08

申请人： Toast, Inc.

发明人： Clement Masson ,  Alexander H. Hails ,  Benjamin Gordon ,  Alan Z. Zhao

IPC分类号： G06Q40/02 ,  G06Q20/20 ,  G06Q30/02

摘要： A system for automated origination of capital includes a rate processor, a revenue forecaster, and an offer processor. The rate processor generates prices for capital product offers to subscribers of a point-of-sale (POS) subscription service, where the prices are generated by employing probability of default (PD) values that are derived from historical POS data corresponding to each of the subscribers. The revenue forecaster employs the historical POS data to predict future POS data for establishments corresponding to the each of the subscribers and employs the future POS data to generate predicted total revenues corresponding to the each of the subscribers over a payback period. The offer processor generates and transmits the capital product offers corresponding to the each of the subscribers, where the capital product offers comprise the payback period, the prices, and maximum dollar amounts that are a percentage of the predicted total revenues.

公开(公告)号：US11493360B2

公开(公告)日：2022-11-08

申请号：US16812791

申请日：2020-03-09

申请人： COPPER LABS, INC.

发明人： Jeffrey P. Mathews ,  Daniel J. Forman ,  Christopher P. Meyer ,  Michael L. Russo

IPC分类号： G01D4/00 ,  H04W4/029 ,  H04W4/021

摘要： A system that detects energy resource outages includes: resource monitors, each disposed within radio range of resource meters that transmit corresponding radio signals indicative of meter identifiers and current readings, where the resource monitors are configured to receive and decode the radio signals to obtain one or more of the meter identifiers and current readings, and where the each of the resource monitors transmits the one or more of the meter identifiers and current readings over the internet cloud; and a resource server, operatively coupled to the resource monitors via the internet cloud, configured to receive the one or more meter identifiers and current readings from the resource monitors, and configured to employ the current readings to detect an outage within a geographic area, and configured to send alerts to a resource provider that correspond to the outage.

公开(公告)号：US11475426B2

公开(公告)日：2022-10-18

申请号：US17122100

申请日：2020-12-15

申请人： Toast, Inc.

发明人： Benjamin Gordon ,  Lori R. Tavis

IPC分类号： G06Q20/20 ,  G06Q20/38 ,  G06Q20/08 ,  G06Q20/32 ,  G06Q20/36

摘要： A method for transaction handoff includes: registering a payment instrument with a server, associating the payment instrument with ephemeral tokens, and storing a payment token that associates the ephemeral tokens with the payment instrument and a device identifier in a database record; via a device, receiving an ephemeral token from the server; via a point-of-sale (POS) terminal, scanning the ephemeral token, and transmitting ephemeral token via the internet cloud to the server; via the server, using the payment token to access the device identifier and transmitting a push notification; upon acceptance of the push notification, executing an application on the device and simultaneously displaying transaction details on both the device and POS terminal; receiving completion data that is entered via the device and transmitting the completion data to the server; and completing the transaction at the server and notifying the POS terminal and the device that the transaction is complete.