公开(公告)号：US10223691B2

公开(公告)日：2019-03-05

申请号：US13520481

申请日：2012-02-22

申请人： Edward Katzin ,  Julian Hua ,  Gregory Kenneth Storey ,  Michael Mori ,  Abhinav Shrivastava ,  Amit Bhargava ,  Andrew Beck ,  Ayman Hammad ,  Ben Pfisterer ,  Diane Salmon ,  Igor Karpenko ,  Jennifer Schulz ,  Miroslav Gavrilov ,  Peter Ciurea ,  Patrick Faith ,  Phillip Kumnick ,  Saurav Chatterjee ,  Sebastian Badea ,  Shaw Li ,  Shipra Jha ,  Stacy Pourfallah ,  Susan French ,  Tenni Theurer ,  Theodore Harris ,  Thomas Purves ,  Vanita Pandey ,  Victoria Graham ,  Prakash Hariramani

发明人： Edward Katzin ,  Julian Hua ,  Gregory Kenneth Storey ,  Michael Mori ,  Abhinav Shrivastava ,  Amit Bhargava ,  Andrew Beck ,  Ayman Hammad ,  Ben Pfisterer ,  Diane Salmon ,  Igor Karpenko ,  Jennifer Schulz ,  Miroslav Gavrilov ,  Peter Ciurea ,  Patrick Faith ,  Phillip Kumnick ,  Saurav Chatterjee ,  Sebastian Badea ,  Shaw Li ,  Shipra Jha ,  Stacy Pourfallah ,  Susan French ,  Tenni Theurer ,  Theodore Harris ,  Thomas Purves ,  Vanita Pandey ,  Victoria Graham ,  Prakash Hariramani

IPC分类号： G06Q30/00 ,  G06Q20/36 ,  G06Q20/20 ,  G06Q30/06 ,  G07F7/08 ,  G06Q20/32

摘要： The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.

公开(公告)号：US20140337175A1

公开(公告)日：2014-11-13

申请号：US13520481

申请日：2012-02-22

申请人： Edward Katzin ,  Julian Hua ,  Gregory Kenneth Storey ,  Michael Mori ,  Abhinav Shrivastava ,  Amit Bhargava ,  Andrew Beck ,  Ayman Hammad ,  Ben Pfisterer ,  Diane Salmon ,  Igor Karpenko ,  Jennifer Schulz ,  Miroslav Gavrilov ,  Peter Ciurea ,  Patrick Faith ,  Phillip Kumnick ,  Saurav Chatterjee ,  Sebastian Badea ,  Shaw Li ,  Shipra Jha ,  Stacy Pourfallah ,  Susan French ,  Tenni Theurer ,  Theodore Harris ,  Thomas Purves ,  Vanita Pandey ,  Victoria Graham ,  Prakash Hariramani

发明人： Edward Katzin ,  Julian Hua ,  Gregory Kenneth Storey ,  Michael Mori ,  Abhinav Shrivastava ,  Amit Bhargava ,  Andrew Beck ,  Ayman Hammad ,  Ben Pfisterer ,  Diane Salmon ,  Igor Karpenko ,  Jennifer Schulz ,  Miroslav Gavrilov ,  Peter Ciurea ,  Patrick Faith ,  Phillip Kumnick ,  Saurav Chatterjee ,  Sebastian Badea ,  Shaw Li ,  Shipra Jha ,  Stacy Pourfallah ,  Susan French ,  Tenni Theurer ,  Theodore Harris ,  Thomas Purves ,  Vanita Pandey ,  Victoria Graham ,  Prakash Hariramani

IPC分类号： G06Q20/36 ,  G06Q20/32 ,  G06Q30/06

CPC分类号： G06Q20/36 ,  G06Q20/204 ,  G06Q20/322 ,  G06Q20/367 ,  G06Q30/00 ,  G06Q30/06 ,  G06Q30/0623 ,  G07F7/0886

摘要： The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant.

摘要翻译： 通用电子支付设备，方法和系统（“UEP”）将触摸屏输入通过UEP组件转换成虚拟钱包移动应用程序接口到购买交易触发器和收据通知。 在一个实现中，UEP经由用户设备提供产品信息搜索请求; 并且响应于所述产品信息搜索请求，获得关于由第一商家出售的第一产品和由第二商家销售的第二产品的信息。 UEP使用由第一商家销售的第一产品的信息和由第二商家销售的第二商品来生成单个购买交易请求。 UEP经由用户设备提供用于支付处理的单个购买交易请求。 此外，UEP获得第一商家的第一商品的电子购买收据和由第二商家出售的第二商品。