Universal Value Exchange Apparatuses, Methods and Systems
    3.
    发明申请
    Universal Value Exchange Apparatuses, Methods and Systems 审中-公开
    通用价值交换设备,方法和系统

    公开(公告)号:US20120233073A1

    公开(公告)日:2012-09-13

    申请号:US13348634

    申请日:2012-01-11

    IPC分类号: G06Q40/00 G06Q30/06

    CPC分类号: G06Q40/00 G06Q20/381

    摘要: The UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS (“UVE”) transform cross-ecosystem currency exchange instructions via UVE components into cross-ecosystem currency exchanges. In one embodiment, the UVE may obtain a cross-ecosystem currency exchange instruction and determine one or more sources and destinations based on parsing the cross-ecosystem currency exchange instruction. The UVE may identify currency types associated with the sources and the destinations and determine exchange rates of the currency types relative to a standard currency. In one implementation, the UVE may obtain currency exchange restrictions and conditions associated with the sources and the destinations and generate a currency exchange flow path for currency transfer from the sources to the destinations. The UVE may also issue currency transfer requests to the sources and the destinations, determine that the cross-ecosystem currency exchange has been completed and provide a notification of completion of the cross-ecosystem currency exchange.

    摘要翻译: 通用价值交换设备,方法和系统(“UVE”)通过UVE组件将跨生态系统货币兑换指令转换为跨生态系统货币交换。 在一个实施例中,UVE可以获得跨生态系统货币兑换指令,并且基于解析跨生态系统货币兑换指令来确定一个或多个源和目的地。 UVE可以确定与来源和目的地相关联的货币类型,并确定货币类型相对于标准货币的汇率。 在一个实施中,UVE可以获得与源和目的地相关联的货币兑换限制和条件,并且产生用于从源到目的地的货币转移的货币兑换流动路径。 UVE还可以向来源和目的地发出货币转移请求,确定跨生态系统货币兑换已经完成,并提供完成跨生态系统货币兑换的通知。

    DATA PASSED IN AN INTERACTION
    4.
    发明申请

    公开(公告)号:US20180293585A1

    公开(公告)日:2018-10-11

    申请号:US16008960

    申请日:2018-06-14

    摘要: A method for providing first data and second data for an interaction is disclosed. The first data is beneficial to a first party and necessary for the interaction, while the second data is beneficial to a second party and is not necessary for the interaction. The first data and second data are provided by a first party device in a single data element. A second party device receives the single data element, separates the first data and second data, and processes the first data and second data separately.

    DATA PASSED IN AN INTERACTION
    6.
    发明申请
    DATA PASSED IN AN INTERACTION 有权
    数据通过交互

    公开(公告)号:US20150287037A1

    公开(公告)日:2015-10-08

    申请号:US14680874

    申请日:2015-04-07

    IPC分类号: G06Q20/40

    摘要: A method for providing first data and second data for an interaction is disclosed. The first data is beneficial to a first party and necessary for the interaction, while the second data is beneficial to a second party and is not necessary for the interaction. The first data and second data are provided by a first party device in a single data element. A second party device receives the single data element, separates the first data and second data, and processes the first data and second data separately.

    摘要翻译: 公开了一种用于提供用于交互的第一数据和第二数据的方法。 第一个数据有益于第一方并且是交互所必需的,而第二数据有益于第二方,并且不是交互所必需的。 第一数据和第二数据由单个数据元素中的第一方设备提供。 第二方设备接收单个数据元素,分离第一数据和第二数据,并分别处理第一数据和第二数据。

    UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS
    7.
    发明申请
    UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS 审中-公开
    通用价值交换设备,方法和系统

    公开(公告)号:US20130218657A1

    公开(公告)日:2013-08-22

    申请号:US13842969

    申请日:2013-03-15

    IPC分类号: G06Q30/02

    摘要: The UNIVERSAL VALUE EXCHANGE APPARATUSES, METHODS AND SYSTEMS (“UVE”) transform cross-ecosystem currency exchange instructions via UVE components into cross-ecosystem currency exchanges. In one embodiment, the UVE may obtain a cross-ecosystem currency exchange instruction and determine one or more sources and destinations based on parsing the cross-ecosystem currency exchange instruction. The UVE may identify currency types associated with the sources and the destinations and determine exchange rates of the currency types relative to a standard currency. In one implementation, the UVE may obtain currency exchange restrictions and conditions associated with the sources and the destinations and generate a currency exchange flow path for currency transfer from the sources to the destinations. The UVE may also issue currency transfer requests to the sources and the destinations, determine that the cross-ecosystem currency exchange has been completed and provide a notification of completion of the cross-ecosystem currency exchange.

    摘要翻译: 通用价值交换设备,方法和系统(“UVE”)通过UVE组件将跨生态系统货币兑换指令转换为跨生态系统货币交换。 在一个实施例中,UVE可以获得跨生态系统货币兑换指令,并且基于解析跨生态系统货币兑换指令来确定一个或多个源和目的地。 UVE可以确定与来源和目的地相关联的货币类型,并确定货币类型相对于标准货币的汇率。 在一个实施中,UVE可以获得与源和目的地相关联的货币兑换限制和条件,并且产生用于从源到目的地的货币转移的货币兑换流动路径。 UVE还可以向来源和目的地发出货币转移请求,确定跨生态系统货币兑换已经完成,并提供完成跨生态系统货币兑换的通知。

    POINT OF INTERACTION LOYALTY CURRENCY REDEMPTION IN A TRANSACTION
    8.
    发明申请
    POINT OF INTERACTION LOYALTY CURRENCY REDEMPTION IN A TRANSACTION 有权
    交易中的要点在交易中进行货币兑换

    公开(公告)号:US20100211469A1

    公开(公告)日:2010-08-19

    申请号:US12704445

    申请日:2010-02-11

    IPC分类号: G06Q20/00 G06Q40/00

    摘要: Multiple different non-financial loyalty currencies held by different issuers are used by a consumer as financial tender for a transaction with a merchant. Each issuer pays to a primary issuer the financial currency value of the non-financial loyalty currencies being held in return for a corresponding reduction of the balance of non-financial loyalty currency. For each reduced balance, the primary issuer adds an equivalent primary loyalty currency to a primary loyalty account for the consumer. The primary issuer pays the merchant for the transaction in financial currency and makes an equivalent reduction in the balance of the primary loyalty currency. The financial value of each loyalty currency may be dependent upon its use in a transaction with a competitor of a merchant supplying loyalty currency to the consumer.

    摘要翻译: 不同发行人持有的多种不同的非金融忠诚货币被消费者用作与商家进行交易的金融投标。 每个发行人向主要发行人支付非金融忠诚货币的金融货币价值作为回报,以相应减少非金融忠诚货币的余额。 对于每个减少的余额,主要发行人向消费者的主要忠诚账户添加相等的主要忠诚货币。 主要发行人以金融货币支付商家的交易,并使主要忠诚货币的余额相当地减少。 每个忠诚货币的财务价值可能取决于其在与向消费者提供忠诚货币的商人的竞争对手的交易中的使用。