公开(公告)号：US20220058906A1

公开(公告)日：2022-02-24

申请号：US16999973

申请日：2020-08-21

Applicant: BANK OF AMERICA CORPORATION

Inventor： Srinivas Dundigalla ,  Mohan Rao Balan ,  Pavan Kumar Chayanam ,  Varsha Devadas ,  Tony England ,  Hari Gopalkrishnan ,  Brandon Kozlowski ,  Kurt A. Loth ,  Navdeep Mahajan ,  Carl Parziale ,  Rupal V. Shah ,  Manoj Shankar ,  David Smiddy ,  Cory Scott Turco ,  Robert L. Wright, JR. ,  Xianhong Zhang ,  Pavan Singaraju

IPC: G07D11/60 ,  H04W4/80 ,  H04L29/08 ,  H04W12/06 ,  G06Q30/00 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q40/02 ,  G06Q20/22 ,  G06K7/10 ,  G07D11/22

Abstract: Contactless dispensing of objects from object-dispensing machines. A digital token is wirelessly communicated to the machine via short-range wireless communication, such as Near Field Communication (NFC) or the like. In response, a push notification is communicated to the user's wireless device, which includes an activatable link for launching a mobile application. In response to launching the mobile application and authenticating the user, the mobile application provides object-dispensing machine-like user interfaces that are configured to allow the user to input object requesting parameters and submit a request for objects to be dispensed from the object-dispensing machine. The request is communicated to the object-dispensing machines (or corresponding backend processing systems) and, once the request is verified, the object-dispensing machine dispenses the requested objects.

公开(公告)号：US20240320642A1

公开(公告)日：2024-09-26

申请号：US18124135

申请日：2023-03-21

Applicant: Bank of America Corporation

Inventor： Paul Mattison ,  David Smiddy ,  Charles H. Gruesbeck, II ,  Kurt A. Loth ,  Matthew E. Williams ,  Nathaniel Mckinnon ,  Melvin Gregory Nixon ,  Frazier Smith ,  Nicholas F. Catalano ,  Aaron L. Buchanan ,  Frederick Louis Chinske, IV

IPC: G06Q20/10

CPC classification number: G06Q20/1085

Abstract: Aspects of the disclosure related to identifying and resolving anomalies associated with an ATM processing a check that has been deposited by a customer. The computing platform may receive a digital representation of the check that has been deposited. The computing platform may compare parameters associated with the check to expected parameters. The computing platform may generate a validation report comprising an anomaly, an event code associated with the anomaly, and an action to resolve the anomaly based on the event code. The computing platform may input results and feedback into a machine learning model to further refine the accuracy and reliability of the computing platform over time.