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    SYSTEM FOR OFF-NETWORK ACCESS TO RESOURCES USING A REMOTE CLIENT
    3.
    发明公开
    SYSTEM FOR OFF-NETWORK ACCESS TO RESOURCES USING A REMOTE CLIENT 审中-公开

    公开(公告)号：US20230328056A1

    公开(公告)日：2023-10-12

    申请号：US17718902

    申请日：2022-04-12

    Applicant: BANK OF AMERICA CORPORATION

    Inventor： Navdeep Mahajan ,  Pavan Chayanam

    IPC: H04L9/40 ,  H04L9/32 ,  H04L67/1087

    CPC classification number: H04L63/083 ,  H04L63/104 ,  H04L2209/56 ,  H04L67/1091 ,  H04L9/3247

    Abstract: Systems, computer program products, and methods are described herein for off-network access to resources using a remote client. The present invention is configured to receive, from one or more client devices, an off-network resource access request from a user; establish one or more network sessions with the one or more client devices; determine, via the one or more network sessions, one or more device identifiers associated with the one or more client devices; retrieve, from an internal repository, a distributed ledger credential associated with the distributed ledger stored on the one or more client devices; unlock, via the one or more network sessions, access to the distributed ledger for the user via the one or more client devices using the distributed ledger credential; and terminate the one or more network sessions in response to unlocking access to the distributed ledger for the user.

    DE-CENTRALIZED AUTHENTICATION IN A NETWORK SYSTEM
    5.
    发明申请
    DE-CENTRALIZED AUTHENTICATION IN A NETWORK SYSTEM 有权

    公开(公告)号：US20250117791A1

    公开(公告)日：2025-04-10

    申请号：US18982309

    申请日：2024-12-16

    Applicant: Bank of America Corporation

    Inventor： Pavan K. Chayanam ,  Navdeep Mahajan

    IPC: G06Q20/38 ,  H04L9/40

    Abstract: User authentication and validation for performing transactions may be performed by a validation server of a service provider. For example, when a login request or purchase request is received, the request may be authenticated or validated before permitting the requested transaction. In some arrangements, the validation may be delegated to one or more devices or users external to the service provider. Multiple validation users may be consulted for each transaction request to determine a consensus validation decision. A consensus may be reached based on unanimous responses or based on a specified threshold level (e.g., more than 50% responding positively or negatively). The service provider may use this consensus determination to authorize or reject a transaction request.

    DE-CENTRALIZED AUTHENTICATION IN A NETWORK SYSTEM
    7.
    发明公开
    DE-CENTRALIZED AUTHENTICATION IN A NETWORK SYSTEM 审中-公开

    公开(公告)号：US20230376947A1

    公开(公告)日：2023-11-23

    申请号：US17750614

    申请日：2022-05-23

    Applicant: Bank of America Corporation

    Inventor： Pavan Chayanam ,  Navdeep Mahajan

    IPC: G06Q20/40 ,  G06Q20/38

    CPC classification number: G06Q20/4014 ,  G06Q20/389 ,  G06Q20/3829

    Abstract: User authentication and validation for performing transactions may be performed by a validation server of a service provider. For example, when a login request or purchase request is received, the request may be authenticated or validated before permitting the requested transaction. In some arrangements, the validation may be delegated to one or more devices or users external to the service provider. Multiple validation users may be consulted for each transaction request to determine a consensus validation decision. A consensus may be reached based on unanimous responses or based on a specified threshold level (e.g., more than 50% responding positively or negatively). The service provider may use this consensus determination to authorize or reject a transaction request.

    De-centralized authentication in a network system
    8.
    发明授权
    De-centralized authentication in a network system 有权

    公开(公告)号：US12229765B2

    公开(公告)日：2025-02-18

    申请号：US17750614

    申请日：2022-05-23

    Applicant: Bank of America Corporation

    Inventor： Pavan Chayanam ,  Navdeep Mahajan

    IPC: H04L9/40 ,  G06Q20/38

    Abstract: User authentication and validation for performing transactions may be performed by a validation server of a service provider. For example, when a login request or purchase request is received, the request may be authenticated or validated before permitting the requested transaction. In some arrangements, the validation may be delegated to one or more devices or users external to the service provider. Multiple validation users may be consulted for each transaction request to determine a consensus validation decision. A consensus may be reached based on unanimous responses or based on a specified threshold level (e.g., more than 50% responding positively or negatively). The service provider may use this consensus determination to authorize or reject a transaction request.

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