-
公开(公告)号：US11665163B2
公开(公告)日：2023-05-30
申请号：US16905462
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
IPC: G06Q20/08 , G06Q20/20 , G06Q20/32 , G06Q40/02 , G06Q40/00 , G06Q30/00 , G06Q30/02 , G06F16/29 , G06F9/50 , H04L9/40 , G06Q40/10 , G06Q20/10 , G06Q30/018 , G06Q30/0204
CPC classification number: H04L63/10 , G06F9/5083 , G06F16/29 , G06Q20/1085 , G06Q20/202 , G06Q20/207 , G06Q20/3224 , G06Q40/02 , G06Q40/10 , H04L63/107 , G06Q30/0185 , G06Q30/0205
Abstract: Embodiments of the invention are directed to systems, methods and computer program products for dynamic resource interaction allocation based on geographic positioning and usage category information associated with a resource interaction system. The invention receives a base positional location and category of usage for a resource interaction system. The invention determines a set of parameters to be used for interactions having characteristics meeting the determined base positional location and category of usage information. When it receives a proposed interaction from a requesting system containing geographic information and usage category information associated with the proposed interaction, it determines whether the geographic information and usage category information associated with the proposed interaction correspond to the base positional location and category of usage for the resource interaction system. If the information matches, the invention applies the set of parameters to the interaction to thereby process the interaction.
-
公开(公告)号：US20210400046A1
公开(公告)日：2021-12-23
申请号：US16905462
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
Abstract: Embodiments of the invention are directed to systems, methods and computer program products for dynamic resource interaction allocation based on geographic positioning and usage category information associated with a resource interaction system. The invention receives a base positional location and category of usage for a resource interaction system. The invention determines a set of parameters to be used for interactions having characteristics meeting the determined base positional location and category of usage information. When it receives a proposed interaction from a requesting system containing geographic information and usage category information associated with the proposed interaction, it determines whether the geographic information and usage category information associated with the proposed interaction correspond to the base positional location and category of usage for the resource interaction system. If the information matches, the invention applies the the set of parameters to the interaction to thereby process the interaction.
-
公开(公告)号：US20210398148A1
公开(公告)日：2021-12-23
申请号：US16905449
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an entity presence interface for identification and tracking of mobile entity presence effectiveness. In this way, the system identifies entity interactions at mobile entity presence locations and subsequently identifies resource generation from the mobile entity presence locations. With this, the system generates a presence resource generation metric that can be compared across various mobile locations for entity review and selection of effective mobile locations for entity presence.
-
公开(公告)号：US11295329B2
公开(公告)日：2022-04-05
申请号：US16905459
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
IPC: G06Q30/02 , G06Q50/16 , G06Q50/28 , G01V99/00 , G06Q10/04 , G06F16/2457 , H04W4/021 , G06Q10/06
Abstract: A system for geographic resource mapping is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; a processing device, wherein the processing device is configured to execute the computer-readable program code to: receive a geographic location for a proposed resource site from a user; extract historical interaction information associated with the geographic location and the user from an interaction database; generate a resource map for the geographic location based on the historical interaction information and the proposed resource site; calculate a landscape score for the proposed resource site at the geographic location, wherein the landscape score compares the proposed resource site with other resource sites associated with the geographic location based on the generated resource map; and based on the landscape score falling below a predetermined threshold, reject the proposed resource site at the geographic location.
-
公开(公告)号：US20210398103A1
公开(公告)日：2021-12-23
申请号：US16905414
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
IPC: G06Q20/32
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a secure mobile resource interaction device for mobile resource distribution services providing a smart interface interactivity linkage between parties. The system incorporates misappropriation service identifications for a merchant, a co-geolocation colocation, and a pinning element incorporated within the secure mobile resource interaction device to confirm security for completion of resource distribution. Upon qualification of one or more of the incorporated elements, the device may activate and provide a display for completion of resource distribution.
-
Patent Agency Ranking
公开(公告)号：US20240249253A1
公开(公告)日：2024-07-25
申请号：US18158269
申请日：2023-01-23
Applicant: Bank OF America Corporation
Inventor： Lee Barry Frantz , Lee Ann Proud , Hosam Sonny EIHamahmy
CPC classification number: G06Q20/027 , G06Q20/30
Abstract: Various aspects of the disclosure relate to management of messaging from multiple payment gateway devices via a gateway management device via a publication/subscription based event mesh network. A payment transaction is initiated via a terminal associated with a processor, where the terminal broadcasts an electronic transaction topic to an event mesh network. The gateway management device subscribes to messages published to the event mesh network by each of the multiple payment gateway devices. The gateway management device manages distribution of the payment transaction requests via published messages to the event mesh network, by formatting a message header targeting devices associated with the published electronic transaction topic. Various services and/or applications subscribe to messages broadcast by the gateway management device over the event mesh network and perform actions including fraud investigation activities and/or completing the payment transaction based on instructions included in the message header of the published electronic transaction topic.
-
7.发明授权公开(公告)号：US11184365B1
公开(公告)日：2021-11-23
申请号：US16905398
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
IPC: H04L29/06
Abstract: Embodiments of the invention are directed to systems, methods and computer program products for selective authorization of resource usage based on geographic positioning and usage category information associated with a resource interaction system. The invention receives historic positional information and category of usage information related to a resource interaction system, where the historic positional and category of usage information defines a base positional location and category of usage for the resource interaction system. The system also receives current positional information associated with the resource interaction system and accesses authorized usage parameters associated with the current positional information associated with the resource interaction system. Based on this information, the invention controls usage of the resource interaction system based on authorized usage parameters associated with the current positional information and based on the category of usage information.
-
公开(公告)号：US11755306B2
公开(公告)日：2023-09-12
申请号：US17162281
申请日：2021-01-29
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Joseph William Pellar , Ann Ta
IPC: G06F8/00 , G06F8/65 , G06Q10/0631 , G06Q10/0637 , G06F9/445 , G06Q20/20
CPC classification number: G06F8/65 , G06F9/445 , G06Q10/06315 , G06Q10/06375 , G06Q20/202
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an integrated entity resource distribution device set-up and deliver platform for distribution of devices to an entity for resource acceptance. An entity must be activated and on-boarded to accept resource acceptance and processing. The invention creates a platform for identification of entity needs with respect to resource acceptance devices. With this information the platform generates configured resource acceptance devices for the entity with correct components and sub-components. Furthermore, the system integrate software and firmware in an appropriate sequence onto resource acceptance devices components and sub-components. The platform then ties the software with the entity and the resource acceptance device identifiers to allow for resource distribution processing for the entity to intelligently provide correct loading and correlating of subcomponents onto a device without entity setup and integration with other merchant devices.
-
公开(公告)号：US20220245546A1
公开(公告)日：2022-08-04
申请号：US17162281
申请日：2021-01-29
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Joseph William Pellar , Ann Ta
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an integrated entity resource distribution device set-up and deliver platform for distribution of devices to an entity for resource acceptance. An entity must be activated and on-boarded to accept resource acceptance and processing. The invention creates a platform for identification of entity needs with respect to resource acceptance devices. With this information the platform generates configured resource acceptance devices for the entity with correct components and sub-components. Furthermore, the system integrate software and firmware in an appropriate sequence onto resource acceptance devices components and sub-components. The platform then ties the software with the entity and the resource acceptance device identifiers to allow for resource distribution processing for the entity to intelligently provide correct loading and correlating of subcomponents onto a device without entity setup and integration with other merchant devices.
-
公开(公告)号：US20210398152A1
公开(公告)日：2021-12-23
申请号：US16905459
申请日：2020-06-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Lee Barry Frantz , Lee Ann Proud , Ann Ta
IPC: G06Q30/02 , G06Q50/16 , G06Q50/28 , G06Q10/06 , G06Q10/04 , G06F16/2457 , H04W4/021 , G01V99/00
Abstract: A system for geographic resource mapping is provided. The system comprises: a memory device with computer-readable program code stored thereon; a communication device connected to a network; a processing device, wherein the processing device is configured to execute the computer-readable program code to: receive a geographic location for a proposed resource site from a user; extract historical interaction information associated with the geographic location and the user from an interaction database; generate a resource map for the geographic location based on the historical interaction information and the proposed resource site; calculate a landscape score for the proposed resource site at the geographic location, wherein the landscape score compares the proposed resource site with other resource sites associated with the geographic location based on the generated resource map; and based on the landscape score falling below a predetermined threshold, reject the proposed resource site at the geographic location.
-
-
-
-
-
-
-
-
-
Search Results
10
records
(took 0.014 seconds)
