Method and system for postdating of financial transactions
    1.
    发明申请
    Method and system for postdating of financial transactions 失效
    金融交易后期方法和制度

    公开(公告)号:US20070262135A1

    公开(公告)日:2007-11-15

    申请号:US11434331

    申请日:2006-05-15

    IPC分类号: G07F19/00 G06Q40/00

    摘要: Methods and systems that prevent completion of postdated financial transactions until the specified future date is provided. A portion of the information necessary to complete a financial transaction is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the information is associated with the date on which the transaction is authorized to be completed. The encrypted information is provided to the payee. The issuing bank provides a daily decryption key that allows decryption of information encrypted using the key associated with the corresponding date. Thus, only when the maturity date of the transaction has arrived will the payee or depositing bank be able to obtain the decryption key that will decrypt the encrypted information necessary to complete the transaction. Since the encrypted information can not be decrypted until the date associated with the encryption key, the financial transaction can not be completed until such date.

    摘要翻译: 提供在指定的未来日期之前阻止完成后期金融交易的方法和系统。 使用基于身份的加密(IBE)方案来加密完成金融交易所需的一部分信息。 用于加密信息的加密密钥与交易被授权完成的日期相关联。 加密信息被提供给收款人。 开证行提供每日解密密钥,允许使用与相应日期相关联的密钥加密的信息进行解密。 因此,只有当交易的到期日到来时,收款人或存款银行才能获得将解密完成交易所必需的加密信息的解密密钥。 由于加密信息在与加密密钥相关的日期之前不能被解密,所以直到这样的日子才能完成金融交易。

    Method and system for providing privacy to sender of a mail piece
    2.
    发明申请
    Method and system for providing privacy to sender of a mail piece 审中-公开
    为邮件发件人提供隐私的方法和系统

    公开(公告)号:US20070104323A1

    公开(公告)日:2007-05-10

    申请号:US11267002

    申请日:2005-11-04

    IPC分类号: H04L9/30

    摘要: Methods and systems for keeping information related to the sender of a mail piece private, while still allowing authorized parties to easily obtain the sender information if desired, is provided. Sender information for a mail piece is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the sender information can be computed using recipient information. The corresponding decryption key can only be obtained from a trusted third party acting as a Private Key Generator (PKG). Only those parties authorized to have access to the sender information will be provided with the corresponding decryption key. The corresponding decryption key can then be used to decrypt the sender information into human readable form.

    摘要翻译: 提供了用于保持与邮件发件人有关的信息私有的方法和系统,同时仍允许授权方容易地获得发送者信息(如果需要)。 使用基于身份的加密(IBE)方案对邮件的发送者信息进行加密。 用于加密发件人信息的加密密钥可以使用收件人信息计算。 相应的解密密钥只能从作为私钥生成器(PKG)的可信第三方获得。 只有授权访问发件人信息的那些方才会提供相应的解密密钥。 然后可以使用相应的解密密钥将发送者信息解密为人类可读的形式。

    Method for detecting perforations on the edge of an image of a form
    3.
    发明申请
    Method for detecting perforations on the edge of an image of a form 有权
    用于检测形式图像边缘上的穿孔的方法

    公开(公告)号:US20070116349A1

    公开(公告)日:2007-05-24

    申请号:US11286634

    申请日:2005-11-23

    IPC分类号: G06K9/00 G06K9/52 G06K9/36

    摘要: A method for detecting whether perforations are present on the edge of an image of a form, such as a check, includes obtaining a bitmap of the image, identifying a selected portion of the bitmap that corresponds to at least the edge and that includes a matrix of a plurality of rows and columns of brightness values, and selecting a particular one of the rows of brightness values. The method further includes performing a Fourier transform of the brightness values included in the particular selected row to generate a Fourier transform output, and determining whether a series of perforations is present based on the Fourier transform output. The method may also include steps wherein the brightness values are low pass filtered and wherein the values in the selected row are high pass filtered prior to the step of performing a Fourier transform

    摘要翻译: 用于检测穿孔是否存在于诸如检查的形式的图像的边缘上的方法包括获得图像的位图,识别与至少边缘对应的位图的选定部分,并且包括矩阵 的多个行和列的亮度值,并且选择亮度值的行中的特定行之一。 该方法还包括执行包括在特定选定行中的亮度值的傅立叶变换以产生傅立叶变换输出,并且基于傅立叶变换输出来确定是否存在一系列穿孔。 该方法还可以包括其中亮度值被低通滤波的步骤,并且其中所选行中的值在执行傅立叶变换的步骤之前被高通滤波

    Delivery point identity services
    4.
    发明申请
    Delivery point identity services 有权
    交付点身份服务

    公开(公告)号:US20060074978A1

    公开(公告)日:2006-04-06

    申请号:US10951226

    申请日:2004-09-27

    IPC分类号: G06F17/00

    CPC分类号: B07C3/00

    摘要: A method and system for providing services to a mail delivery point are presented. According to the method, a delivery point identifier is acquired from a device located at the delivery point. Then, delivery point data is accessed corresponding to the delivery point identifier, and mail delivery services are provided in response to the delivery point data. The delivery point data are modifiable by a recipient who receives physical mail at the delivery point, and the delivery point data includes recipient preferences.

    摘要翻译: 提出了一种向邮件传递点提供服务的方法和系统。 根据该方法,从位于传送点处的设备获取传送点标识符。 然后,对应于传送点标识符访问传送点数据,并且响应于传送点数据提供邮件传送服务。 传送点数据可由在传送点接收物理邮件的接收者修改,并且传送点数据包括接收者偏好。

    Method and system for encoding information into a bar code with different module size
    5.
    发明申请
    Method and system for encoding information into a bar code with different module size 有权
    将信息编码成具有不同模块尺寸的条形码的方法和系统

    公开(公告)号:US20070108302A1

    公开(公告)日:2007-05-17

    申请号:US11281672

    申请日:2005-11-17

    IPC分类号: G06K19/06 G06K7/10

    CPC分类号: G06K19/06028 G06K19/06056

    摘要: Methods for generating and reading a two-dimensional barcode comprised of a number of data modules for storing a first encoded set of binary data and a second encoded set of binary data. The first set of binary data is encoded using a first data module size and the second set of binary data is encoded using a second data module size, wherein the first data module size is larger than the second data module size. Mail metering and verification systems for implementing the methods are also disclosed.

    摘要翻译: 用于生成和读取由多个数据模块组成的二维条形码的方法,用于存储第一编码的二进制数据集和第二编码的二进制数据集。 使用第一数据模块大小对第一组二进制数据进行编码,并且使用第二数据模块大小对第二组二进制数据进行编码,其中第一数据模块大小大于第二数据模块大小。 还公开了用于实施该方法的邮件计量和验证系统。

    Method and system for sorting checks according to a priority order associated with the account number
    6.
    发明申请
    Method and system for sorting checks according to a priority order associated with the account number 有权
    根据与帐号相关联的优先级顺序排序检查的方法和系统

    公开(公告)号:US20050108167A1

    公开(公告)日:2005-05-19

    申请号:US10714802

    申请日:2003-11-17

    IPC分类号: G06Q40/00 G06F17/60

    摘要: An improved check sorting system capable of ordering cancelled checks for a plurality of accounts in a predetermined manner other than by account number is provided. Checks are ordered according to a priority value associated with the account number, and optionally check number, identified by each check. A database is utilized to store information indexed by institution and/or account number and optionally check number. The information includes a priority value. The check sorting system scans each check and reads the MICR code from each check. The institution and/or account number, and possibly check number, from each check are used as pointers to obtain the priority value for that check. The check is then sorted based on the priority value obtained from the database.

    摘要翻译: 提供一种改进的检查分拣系统,其能够以除了帐号之外的预定方式对多个帐户排序取消的检查。 检查根据与帐号相关联的优先级值进行排序,并且可选地检查每个检查标识的号码。 数据库用于存储由机构和/或帐号索引的信息以及可选的检查号码。 信息包括优先级值。 检查排序系统扫描每个检查,并从每个检查读取MICR代码。 每个检查中的机构和/或帐号以及可能的检查号都用作指针来获取该检查的优先级值。 然后基于从数据库获得的优先级值对检查进行排序。

    Mail Processing System with Unique Mailpiece Authorization Assigned in Advance of Mailpieces Entering Carrier Service Mail Processing Stream

    公开(公告)号:US20070299792A1

    公开(公告)日:2007-12-27

    申请号:US11849085

    申请日:2007-08-31

    IPC分类号: G06Q50/00 G06F17/00

    摘要: A mailing list is created including destination addresses for mailpieces to be submitted to a carrier service for delivery. A unique mailpiece identifier associated with mailpieces on the mailing list is generated by the carrier or other trusted third party. The unique mailpiece identifier is printed on the mailpiece with which it is associated. The mailpieces with the printed unique identifier are submitted to the carrier service. The carrier service obtains the printed unique identifier from the mailpiece. The obtained unique identifier from each said mailpiece is utilized to verify that data associated with the mailpiece has been processed by the carrier or trusted third party. When the unique number has been obtained from the mailpieces, the carrier service, if desired, may note this fact in the carrier records to prevent reuse of the unique identifier. The carrier service as part of issuing the unique identification may: charge the mailer's account of other fund depository for the carrier service charges associated with the mailpiece; and/or, assign a destination delivery code; and/or, provide address hygiene for the mailpiece; and/or change of address processing. When the unique identifier is obtained from the mailpiece, a delivery point destination code may be printed on the mailpiece, based on the corrected address. As an alternative, the destination delivery code may be provided to the mailer with the unique mailpiece identifier to be printed on the mailpiece by the mailer. Various cryptographic techniques may be employed to authenticate the mailer and the carrier service and to protect the transmitted information between the parties. The payment for the carrier services can be implemented prior in time to the entry of the mailpieces to the carrier service mailstream. Unauthorized mailpieces may be out sorted early in the carrier service processing procedure.

    Combined multi-spectral document markings
    8.
    发明申请
    Combined multi-spectral document markings 有权
    组合多光谱文档标记

    公开(公告)号:US20070119951A1

    公开(公告)日:2007-05-31

    申请号:US11290728

    申请日:2005-11-30

    IPC分类号: G06K19/06 G06K7/10

    摘要: A document printed marking including a first information marking including first luminescent taggants having a first luminescence wavelength band; and a second information marking printed at least partially on the first information marking at an overlap location. The second information marking includes second different luminescent taggant having a second different luminescence wavelength band. The second luminescence wavelength band is spaced from the first luminescence wavelength band such that the first information marking and the second information marking are substantially luminescently non-intrusive with each other at the overlap location.

    摘要翻译: 一种文件印刷标记,其包括第一信息标记,其包括具有第一发光波长带的第一发光标记; 以及至少部分地在重叠位置处印刷在第一信息标记上的第二信息标记。 第二信息标记包括具有第二不同发光波长带的第二不同发光标签牌。 第二发光波长带与第一发光波长带隔开,使得第一信息标记和第二信息标记在重叠位置处彼此基本上是非侵入性的。