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    BANKING APPARATUS CONTROLLED RESPONSIVE TO DATA BEARING RECORDS
    2.
    发明申请
    BANKING APPARATUS CONTROLLED RESPONSIVE TO DATA BEARING RECORDS 有权
    控制数据承载记录的控制装置

    公开(公告)号：US20140229002A1

    公开(公告)日：2014-08-14

    申请号：US14258587

    申请日：2014-04-22

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： H. Thomas GRAEF ,  William BESKITT

    IPC分类号： G07F19/00 ,  G06K19/073 ,  G06K19/07

    CPC分类号： G07F19/20 ,  G06Q20/042 ,  G06Q20/1085 ,  G07D11/0021 ,  G07D11/0084 ,  G07F7/04 ,  G07F19/202

    摘要： A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.

    摘要翻译： 响应于从数据记录读取的数据来控制银行系统。 银行系统包括自动银行机。 该机器可操作以基于通过机器的读取器读取的识别数据与数据存储信息之间的对应关系来确定人是机器的授权用户的确定来执行人的金融交易。 该机器包括检查接收器，其可操作以从授权的机器用户接收检查。 支票接收器可操作以沿着其传送路径连续地移动所接收的支票，同时将支票旋转地定向成与输送路径对齐。 确定不具有可接受检查的至少一个属性的检查返回给机器用户。 可接受的检查被处理并存储在机器中。

    DEPOSIT MANAGEMENT SYSTEM THAT EMPLOYS PREREGISTERED DEPOSITS
    3.
    发明申请
    DEPOSIT MANAGEMENT SYSTEM THAT EMPLOYS PREREGISTERED DEPOSITS 有权
    使用预定沉积物的存款管理系统

    公开(公告)号：US20140166745A1

    公开(公告)日：2014-06-19

    申请号：US14133027

    申请日：2013-12-18

    申请人： Diebold Self-Service Systems, division of Diebold, Incorporated

    发明人： H. Thomas GRAEF ,  J. Richard HANNA ,  Randall W. JENKINS ,  Robert V. ARTINO ,  Rodney J. REESE ,  Mark A. DEPIETRO ,  Steven R. DAVIS ,  Michael A. MEFFIE

    IPC分类号： G07F19/00

    CPC分类号： G07F19/202 ,  G07D11/0096 ,  G07F19/00

    摘要： A deposit management system is operable responsive to data included on data bearing records. The system is associated with a plurality of financial funds depositories. Each depository can accept deposit items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a bar code reader of a respective depository read a deposit identifier which corresponds in the data store to a preregistered deposit, then the respective depository is operated to automatically unlock its deposit entry door. The system also allows merchants to review their deposit history.

    摘要翻译： 存款管理系统可以响应于数据承载记录上包含的数据进行操作。 该系统与多个金融基金存款有关。 每个存放处可以接受存款项目，如存款袋。 每个存放处包括一个条形码阅读器，可以从位于存款袋上的条形码标签读取数据。 该系统允许商家在进行存款之前预先注册存款。 预注册存款与数据存储中的存款标识符相关联。 存款标识符可以用条形码表示。 如果系统确定相应存储处的条形码阅读器将在数据存储中对应的存款标识符读取到预注册的存款，则操作相应的存储库以自动解锁其存入门。 该系统还允许商家查看其存款历史。

    BANKING SYSTEM OPERATED RESPONSIVE TO DATA BEARING RECORDS
    4.
    发明申请
    BANKING SYSTEM OPERATED RESPONSIVE TO DATA BEARING RECORDS 有权
    对数据轴承记录操作的银行系统

    公开(公告)号：US20140346007A1

    公开(公告)日：2014-11-27

    申请号：US14321369

    申请日：2014-07-01

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Jeffery M. ENRIGHT ,  John E. DERIMIGGIO ,  H. Thomas GRAEF ,  Kenneth TUROCY ,  Mike R. RYAN ,  William D. BESKITT ,  Damon J. BLACKFORD ,  Jeffrey M. EASTMAN ,  Steven SHEPLEY

    IPC分类号： G07D7/08

    CPC分类号： G07D7/08 ,  G06Q40/02 ,  G07D7/00 ,  G07D7/06 ,  G07D11/00

    摘要： An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.

    摘要翻译： 响应于数据承载记录操作的自动银行机包括读卡器，其可操作以从用户卡读取数据，包括金融账户识别数据，并且响应卡数据进行财务转账。 自动银行机包括纸张接受装置。 纸张接受装置可操作以接收纸张堆叠并且将每个纸张与纸张分离。 每个片材与片材路径对准，并通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 确定具有至少一个正本工作表的属性的表被处理并存储在机器中。

    CHECK CASHING AUTOMATED BANKING MACHINE
    8.
    发明申请
    CHECK CASHING AUTOMATED BANKING MACHINE 有权
    检查自动化机器

    公开(公告)号：US20150213421A1

    公开(公告)日：2015-07-30

    申请号：US14684084

    申请日：2015-04-10

    申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

    发明人： James BLOCK ,  H. Thomas GRAEF ,  Paul D. MAGEE ,  Donald S. NELSON ,  James MEEK ,  Daniel S. McINTYRE ,  Mark DePIETRO ,  Natarajan RAMACHANDRAN

    IPC分类号： G06Q20/10 ,  G06Q20/04

    CPC分类号： G06Q20/1085 ,  G06Q20/042 ,  G06Q20/409 ,  G07F19/20 ,  G07F19/202

    摘要： An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.

    摘要翻译： 自动银行机至少部分地由从数据记录读取的数据操作。 该机器至少部分地响应于通过机器的读卡器读取的数据对应于被授权通过机器的操作进行交易的金融帐户的响应来执行财务传递。 该机器还包括一个检查接受器，用于接收来自机器用户的检查。 检查受理人是操作图像检查，并且从检查图像解析的数据用于机器的操作以引起财务转移。

    SELECTIVELY ROUTING A TRANSACTION FROM AN AUTOMATED BANKING MACHINE BASED ON TRANSACTION PROCESSING FEES
    9.
    发明申请
    SELECTIVELY ROUTING A TRANSACTION FROM AN AUTOMATED BANKING MACHINE BASED ON TRANSACTION PROCESSING FEES 审中-公开
    基于交易处理费用的自动化银行交易机制的选择性选择

    公开(公告)号：US20140316983A1

    公开(公告)日：2014-10-23

    申请号：US14258078

    申请日：2014-04-22

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： James BLOCK ,  H. Thomas GRAEF ,  Paul MAGEE ,  Donald S. NELSON, JR. ,  James MEEK ,  Daniel McINTYRE ,  Mark DEPIETRO ,  Natarajan RAMACHANDRAN

    IPC分类号： G06Q40/02

    CPC分类号： G06Q40/02

    摘要： In an example embodiment, a routing computer is operable to communicate with an automated banking machine and with a plurality of remote financial transaction authorization systems. The routing computer is operable to receive data representative of a requested transaction associated with a financial account associated with a user operating the automated banking machine. The routing computer is operable to determine for the plurality of remote financial transaction authorization system a transaction processing fee for the requested transaction. The routing computer is operable to select a selected one of the plurality of remote financial transaction authorization systems for the transaction, wherein the selected one of the plurality of remote financial transaction systems is selected based on having the lowest transaction processing fee for the requested transaction.

    摘要翻译： 在示例实施例中，路由计算机可操作以与自动银行机和多个远程金融交易授权系统通信。 路由计算机可操作以接收表示与操作自动银行机的用户相关联的金融账户相关联的请求交易的数据。 路由计算机可操作以为多个远程金融交易授权系统确定所请求的交易的交易处理费用。 所述路由计算机可操作以选择用于所述交易的所述多个远程金融交易授权系统中的所选择的一个，其中所述多个远程金融交易系统中的所选择的一个基于所请求的交易具有最低的交易处理费用来选择。

    AUTOMATED TELLER MACHINE WITH AN ENCRYPTING CARD READER AND AN ENCRYPTING PIN PAD
    10.
    发明申请
    AUTOMATED TELLER MACHINE WITH AN ENCRYPTING CARD READER AND AN ENCRYPTING PIN PAD 有权
    具有加密卡读卡器和加密PIN PAD的自动转接机

    公开(公告)号：US20140081874A1

    公开(公告)日：2014-03-20

    申请号：US14034952

    申请日：2013-09-24

    申请人： DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED

    发明人： David N. LEWIS ,  Jeffrey M. ENRIGHT ,  Natarajan RAMACHANDRAN ,  Mark A. DOUGLASS ,  Tim CREWS ,  Songtao MA ,  Randall W. JENKINS ,  H. Thomas GRAEF ,  Sathish M. IRUDAYAM ,  Klaus STEINBACH

    IPC分类号： G06Q20/40

    CPC分类号： G06Q20/4012 ,  G06Q20/1085 ,  G06Q20/3829 ,  G06Q2220/00 ,  G07F7/0873 ,  G07F19/202 ,  G07F19/203 ,  G07F19/205 ,  G07F19/2055

    摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

    摘要翻译： 银行系统响应于从数据记录中读取的数据进行操作。 该系统包括包括读卡器的自动银行机。 读卡器包括一个可移动的读取头，可读取沿着长边插入的卡的磁条的卡数据。 读卡器包括卡入口门。 门被打开以确定正确定向以进行数据读取的卡。 读卡器可以加密卡数据，包括帐号数据。 该机器还包括一个PIN键盘。 读卡器可以将加密的卡数据发送到键盘。 键盘可以解密加密的卡数据。 键盘可以对已解密的卡片数据和接收到的用户PIN进行加密。 卡片数据和PIN可由机器授权用户执行涉及该帐户的财务转移。