Banking system operated responsive to data bearing records
    2.
    发明授权
    Banking system operated responsive to data bearing records 有权
    银行系统响应数据记录记录

    公开(公告)号:US08763897B1

    公开(公告)日:2014-07-01

    申请号:US13653000

    申请日:2012-10-16

    IPC分类号: G06Q40/00 G07D11/00 G07F19/00

    摘要: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.

    摘要翻译: 自动银行机可操作地响应于从诸如用户卡的数据承载记录读取的数据而进行财务转移。 该机器包括读取器装置,其操作用于读取可用于识别授权用于通过机器进行交易的财务帐户的数据。 授权的机器用户可以使用该机器执行金融交易,包括发放现金和存款。 机器可以以包含纸币和支票的一叠纸张的形式收到定金。 该机器包括检查/现金鉴别器模块,其包括磁读头,成像器,传感器和至少一个验证装置。 该模块可以确定从接收到的堆栈中删除的工作表的类型是否对应于货币票据或财务支票。 然后,模块可以根据其确定的纸张类型分析纸张的有效性。