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公开(公告)号:US10026271B2
公开(公告)日:2018-07-17
申请号:US15408139
申请日:2017-01-17
发明人: Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nicholas T. Billett, Jr. , Steven Shepley , Dave Krzic , Songtao Ma , Victor A. Cogan
摘要: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
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公开(公告)号:US08763897B1
公开(公告)日:2014-07-01
申请号:US13653000
申请日:2012-10-16
发明人: Jeffery M. Enright , John E. Dermiggio , H. Thomas Graef , Kenneth Turocy , Mike R. Ryan , William D. Beskitt , Damon J. Blackford , Jeffrey M. Eastman , Steven Shepley
摘要: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records, such as user cards. The machine includes a reader device operative to read data usable to identify a financial account authorized for use in conducting a transaction through the machine. An authorized machine user can use the machine to perform financial transactions, including dispensing cash and making deposits. The machine can receive a deposit in the form of a stack of sheets that includes both currency notes and checks. The machine includes a check/cash discriminator module that includes a magnetic read head, an imager, sensors, and at least one validation device. The module can determine whether the type of sheet removed from a received stack corresponds to a currency note or to a financial check. The module can then analyze the sheet for validity according to its determined sheet type.
摘要翻译: 自动银行机可操作地响应于从诸如用户卡的数据承载记录读取的数据而进行财务转移。 该机器包括读取器装置,其操作用于读取可用于识别授权用于通过机器进行交易的财务帐户的数据。 授权的机器用户可以使用该机器执行金融交易,包括发放现金和存款。 机器可以以包含纸币和支票的一叠纸张的形式收到定金。 该机器包括检查/现金鉴别器模块,其包括磁读头,成像器,传感器和至少一个验证装置。 该模块可以确定从接收到的堆栈中删除的工作表的类型是否对应于货币票据或财务支票。 然后,模块可以根据其确定的纸张类型分析纸张的有效性。
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公开(公告)号:US20170193759A1
公开(公告)日:2017-07-06
申请号:US15408139
申请日:2017-01-17
发明人: Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nicholas T. Billett, JR. , Steven Shepley , Dave Krzic , Songtao Ma , Victor A. Cogan
IPC分类号: G07F19/00
CPC分类号: G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
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4.
公开(公告)号:US09129467B2
公开(公告)日:2015-09-08
申请号:US14551636
申请日:2014-11-24
发明人: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC分类号: G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
摘要翻译: 自动银行业务器响应从与授权用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移,这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。
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公开(公告)号:US09214046B2
公开(公告)日:2015-12-15
申请号:US14321369
申请日:2014-07-01
发明人: Jeffery M. Enright , John E. Derimiggio , H. Thomas Graef , Kenneth Turocy , Mike R. Ryan , William D. Beskitt , Damon J. Blackford , Jeffrey M. Eastman , Steven Shepley
摘要: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive to the card data. The automated banking machine includes a sheet accepting device. The sheet accepting device is operative to receive a stack of sheets and to separate each sheet from the stack. Each sheet is aligned with a sheet path and analyzed by analysis devices including at least one magnetic read head, an imager, and/or a validation device. Sheets determined to have at least one property of a genuine sheet are processed and stored in the machine.
摘要翻译: 响应于数据承载记录操作的自动银行机包括读卡器,其可操作以从用户卡读取数据,包括金融帐户识别数据,并且响应卡数据进行财务转账。 自动银行机包括纸张接受装置。 纸张接受装置可操作以接收纸张堆叠并且将每个纸张与纸张分离。 每个片材与片材路径对准,并通过包括至少一个磁读头,成像器和/或验证装置的分析装置进行分析。 确定具有至少一个正本工作表的属性的表被处理并存储在机器中。
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6.
公开(公告)号:US20150076222A1
公开(公告)日:2015-03-19
申请号:US14551636
申请日:2014-11-24
发明人: Songtao MA , Eric TOEPKE , Mike R. Ryan , Randall W. JENKINS , Natarajan RAMACHANDRAN , Thomas D. ERTLE , Tim CREWS , Willis MILLER , Nick BILLETT , Steven SHEPLEY , Dave KRZIC , Victor A. COGAN
CPC分类号: G07F19/209 , G06F1/32 , G06F1/3293 , G06Q20/1085 , G07F19/20 , G07F19/206 , G07F19/207 , Y02D10/122 , Y10S902/08
摘要: An automated banking machine operates responsive to data read from data bearing records corresponding to author ed user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
摘要翻译: 一种自动银行业务机,响应从与作者用户或财务账户数据相对应的数据承载记录读取的数据。 自动银行机包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移,这些转账对应于从用户卡读取的数据。 自动银行机还包括控制诸如读卡器的交易功能设备的电力供应以避免超过电力供应能力的设备。
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