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    Banking system controlled responsive to data bearing records
    4.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US09564024B2

    公开(公告)日：2017-02-07

    申请号：US14580987

    申请日：2014-12-23

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Michael J. Harty ,  Randall Jenkins ,  Tim Crews ,  Natarajan Ramachandran

    IPC分类号： G06Q40/00 ,  G07F19/00 ,  G06Q40/02 ,  G06F3/041 ,  G07D7/00

    CPC分类号： G07F19/201 ,  G06F3/0416 ,  G06F2203/04104 ,  G06Q40/02 ,  G07D7/00 ,  G07D11/00 ,  G07F19/203 ,  G07F19/205 ,  G07F19/2055 ,  G07F19/206

    摘要： An apparatus that operates to cause financial transfers responsive to data read from data bearing records includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a touch screen display. The processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Data corresponding to a user input alphanumeric characters is resolved by the processor responsive to contact with an input surface of the touch screen display. The area of contact may not include any visible output indicia that corresponds to the possible input characters prior to contact.

    摘要翻译： 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器，支票接收器，自动提款机和触摸屏显示器操作连接的处理器。 处理器使得机器操作以从用户卡读取卡数据，并且确定读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据，以及从其账户对应的财务转账。 响应于与触摸屏显示器的输入表面的接触，由处理器解决与用户输入字母数字字符相对应的数据。 接触区域可能不包括与接触前可能的输入字符相对应的任何可见输出标记。

    AUTOMATED BANKING MACHINE THAT OUTPUTS INTERFERENCE SIGNALS TO JAM READING ABILITY OF UNAUTHORIZED CARD READER DEVICES
    5.
    发明申请
    AUTOMATED BANKING MACHINE THAT OUTPUTS INTERFERENCE SIGNALS TO JAM READING ABILITY OF UNAUTHORIZED CARD READER DEVICES 有权
    自动化银行机器输出干扰信号到JAM读取读卡器的能力

    公开(公告)号：US20160191197A1

    公开(公告)日：2016-06-30

    申请号：US14955712

    申请日：2015-12-01

    申请人： Diebold Self-Service Systems, Division of Diebold, Incorporated

    发明人： Gregory S. Ray ,  David N. Lewis ,  Randall Jenkins ,  James Block ,  Songtao Ma ,  Natarajan Ramachandran ,  Jeffery Enright ,  James E. Pettitt

    IPC分类号： H04K3/00

    CPC分类号： H04K3/825 ,  G06K7/087 ,  H04K3/42 ,  H04K3/45 ,  H04K3/65 ,  H04K3/86 ,  H04K2203/20

    摘要： A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.

    摘要翻译： 响应于从数据记录读取的数据来控制银行系统。 该系统包括自动银行机。 该机器包括至少一种类型的数据读取器，其包括读卡器。 该机器还包括可以阻止附着在机器上的未经授权的设备的有效操作的反欺诈安排。 这种未经授权的设备可以包括与通向读卡器的卡入口槽相邻放置的欺诈读卡器。 该装置可以感测安装在机器上的欺诈读卡器。 该装置还可以发出妨碍感测到的欺诈读卡器精确读取卡片数据的能力的干扰信号。

    Check cashing with a mobile phone
    10.
    发明授权
    Check cashing with a mobile phone 有权
    用手机检查兑现

    公开(公告)号：US09010629B2

    公开(公告)日：2015-04-21

    申请号：US14501940

    申请日：2014-09-30

    申请人： Diebold Self-Service Systems division of Diebold, Incorporated

    发明人： Mark D. Smith ,  David E. Kolinski-Schultz ,  Dale H. Blackson ,  Natarajan Ramachandran

    IPC分类号： G07F19/00 ,  G06Q20/04 ,  G07F7/04 ,  G06Q20/10 ,  G06Q40/00

    CPC分类号： G06Q20/3223 ,  G06K9/00442 ,  G06K9/18 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/3221 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G07F7/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/203 ,  G07F19/211

    摘要： A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.

    摘要翻译： 卡致动自动银行机（152,198,200）包括多个交易功能装置。 交易功能设备包括读卡器（170），打印机（174），纸币分配器（176），显示器（182），检查成像设备（186）和至少一个处理器（190）。 该机器可操作，响应于收到支票和认证数据，分配现金以换取支票。 向机器呈现支票的人不需要通过机器的输入设备提供用户识别输入，以便接收支票的现金。 此外，在接受支票作为付款之前，该人可以通过至少一个消费者接口设备（208）与至少一台计算机（204）进行通信，以验证支票是否支付支票金额。