MOBILE PAYMENT AND POINT SYSTEM AND METHOD
    1.
    发明申请
    MOBILE PAYMENT AND POINT SYSTEM AND METHOD 审中-公开
    移动支付和点系统和方法

    公开(公告)号:US20120245986A1

    公开(公告)日:2012-09-27

    申请号:US13410527

    申请日:2012-03-02

    IPC分类号: G06Q30/06 G06Q30/02

    摘要: A system and method allows a consumer to purchase goods and services from merchants and redeem offers made by a merchant with a digital transaction on a smart phone. The merchant receives and enters the consumer's telephone number into an application. The consumer's telephone number is sent to a server, which checks for electronic coupons and loyalty points. Accounting for the value of any coupon/accumulated loyalty points, the merchant enters the payment amount into the application. which. in turn sends it back to the server. The server then sends the payment amount, any coupon details and the merchant's name to the consumer's phone. The consumer can choose to accept or decline the sale with or without using the coupon/loyalty points. A PIN number confirms the sale, which transmits to the server and then to the merchant. A digital sales receipt is sent to the merchant and consumer.

    摘要翻译: 系统和方法允许消费者从商家购买商品和服务,并且在智能电话上用数字交易兑换由商家提供的优惠。 商家接收并将消费者的电话号码输入应用程序。 消费者的电话号码被发送到服务器,该服务器检查电子优惠券和忠诚度点。 考虑到任何优惠券/累积积分的价值,商家将付款金额纳入申请。 哪一个。 反过来又将其发送回服务器。 服务器然后将支付金额,任何优惠券细节和商家名称发送给消费者的电话。 消费者可以选择接受或拒绝有或没有使用优惠券/忠诚点的销售。 PIN码确认销售,将其发送到服务器,然后发送给商家。 将数字销售收据发送给商家和消费者。