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    ALIAS IDENTITY AND REPUTATION VALIDATION ENGINE
    1.
    发明申请
    ALIAS IDENTITY AND REPUTATION VALIDATION ENGINE 审中-公开
    ALIAS识别和声明验证引擎

    公开(公告)号：US20140330675A1

    公开(公告)日：2014-11-06

    申请号：US14335767

    申请日：2014-07-18

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick L. Faith ,  Benjamin Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick L. Faith ,  Benjamin Rewis

    IPC分类号： G06Q30/06

    CPC分类号： G06Q30/0609 ,  G06Q20/10 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0601

    摘要： Methods and system for determining reputation information are provided. The method includes analyzing transactional and non-transactional information for an alias associated with an entity and determining reputation information for that alias. The reputation information is transferrable across multiple domains. A user can request the reputation information about an entity prior to doing business with that entity. The reputation information is generated for merchants as well as users. The system can generate transaction risk score for every transaction to be conducted between two or more aliases. The system includes an alias identity and reputation validation server computer that receives inputs from various external systems and generated reputation information based on the inputs. Additionally, every individual user/merchant can manage his profile within the reputation database and enter some information manually.

    摘要翻译： 提供了确定信誉信息的方法和系统。 该方法包括分析与实体相关联的别名的事务和非事务性信息，并确定该别名的信誉信息。 信誉信息可跨多个域传输。 用户可以在与该实体进行业务之前请求关于实体的信誉信息。 为商家和用户生成信誉信息。 该系统可以为在两个或多个别名之间进行的每个交易产生交易风险分数。 该系统包括别名身份和信誉验证服务器计算机，其接收来自各种外部系统的输入并基于输入生成信誉信息。 此外，每个用户/商家都可以在信誉数据库中管理他的个人资料，并手动输入一些信息。

    ALIAS REPUTATION INTERACTION SYSTEM
    5.
    发明申请
    ALIAS REPUTATION INTERACTION SYSTEM 审中-公开
    ALIAS信号交互系统

    公开(公告)号：US20110047076A1

    公开(公告)日：2011-02-24

    申请号：US12846764

    申请日：2010-07-29

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    IPC分类号： G06Q40/00

    CPC分类号： G06Q30/0609 ,  G06Q20/10 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0601

    摘要： Systems and method for generating reputation information for an alias are provided. The alias is associated with an entity. Payment transaction information related to a first alias associated with a first entity is received. The payment transaction information includes payment transactions performed by the first entity. In addition, non-payment transaction information related to the first alias is also received. The non-payment transactions include transaction between the first alias and one or more objects. The payment transaction information and the non-payment transaction information is analyzed to associate the one or more objects with the first alias. Thereafter, reputation information for the first alias is generated based at least in part on the payment transaction information and the non-payment transaction information.

    摘要翻译： 提供了用于生成别名的信誉信息的系统和方法。 别名与实体相关联。 接收与第一实体相关联的第一别名相关的支付交易信息。 支付交易信息包括由第一实体执行的支付交易。 此外，还收到与第一别名相关的非付款交易信息。 非付款交易包括第一个别名和一个或多个对象之间的交易。 分析支付交易信息和非支付交易信息以将一个或多个对象与第一别名相关联。 此后，至少部分地基于支付交易信息和不支付交易信息来生成第一别名的信誉信息。

    ALIAS IDENTITY AND REPUTATION VALIDATION ENGINE
    6.
    发明申请
    ALIAS IDENTITY AND REPUTATION VALIDATION ENGINE 有权
    ALIAS识别和声明验证引擎

    公开(公告)号：US20110047040A1

    公开(公告)日：2011-02-24

    申请号：US12846769

    申请日：2010-07-29

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    IPC分类号： G06Q30/00 ,  G06Q40/00 ,  G06F17/30

    CPC分类号： G06Q30/0609 ,  G06Q20/10 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0601

    摘要： Methods and system for determining reputation information are provided. The method includes analyzing transactional and non-transactional information for an alias associated with an entity and determining reputation information for that alias. The reputation information is transferable across multiple domains. A user can request the reputation information about an entity prior to doing business with that entity. The reputation information is generated for merchants as well as users. The system can generate transaction risk score for every transaction to be conducted between two or more aliases. The system includes an alias identity and reputation validation server computer that receives inputs from various external systems and generated reputation information based on the inputs. Additionally, every individual user/merchant can manage his profile within the reputation database and enter some information manually.

    摘要翻译： 提供了确定信誉信息的方法和系统。 该方法包括分析与实体相关联的别名的事务和非事务性信息，并确定该别名的信誉信息。 信誉信息可跨多个域传输。 用户可以在与该实体进行业务之前请求关于实体的信誉信息。 为商家和用户生成信誉信息。 该系统可以为在两个或多个别名之间进行的每个交易产生交易风险分数。 该系统包括别名身份和信誉验证服务器计算机，其接收来自各种外部系统的输入并基于输入生成信誉信息。 此外，每个用户/商家都可以在信誉数据库中管理他的个人资料，并手动输入一些信息。

    ALIAS HIERARCHY AND DATA STRUCTURE
    7.
    发明申请
    ALIAS HIERARCHY AND DATA STRUCTURE 审中-公开
    ALIAS分层和数据结构

    公开(公告)号：US20110046969A1

    公开(公告)日：2011-02-24

    申请号：US12846767

    申请日：2010-07-29

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    IPC分类号： G06Q30/00 ,  G06F17/30

    CPC分类号： G06Q30/0609 ,  G06Q20/10 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0601

    摘要： Methods for creating an alias data structure are provided. A representative method includes receiving transaction information related to a first alias associated with an entity, receiving transaction information between a first object and the entity, and associating the first object with the first alias based at least in part on the transaction information related to the first alias and transaction information between the first object and the entity. The method further includes continually monitoring transaction information related to the first object and updating the association of the first object with the first alias in response to the transaction information.

    摘要翻译： 提供了创建别名数据结构的方法。 代表性的方法包括：接收与实体相关联的第一别名的交易信息，在第一对象和所述实体之间接收交易信息，以及至少部分地基于与所述第一对象相关的交易信息，将所述第一对象与所述第一别名相关联 第一个对象和实体之间的别名和交易信息。 所述方法还包括响应于所述交易信息连续地监视与所述第一对象相关的交易信息和更新所述第一对象与所述第一别名的关联。

    Alias identity and reputation validation engine
    8.
    发明授权
    Alias identity and reputation validation engine 有权
    别名身份和声誉验证引擎

    公开(公告)号：US08818882B2

    公开(公告)日：2014-08-26

    申请号：US12846769

    申请日：2010-07-29

    申请人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    发明人： Mark Carlson ,  Patrick Stan ,  Patrick Faith ,  Benjamin Rewis

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/0609 ,  G06Q20/10 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q30/06 ,  G06Q30/0601

    摘要： Methods and system for determining reputation information are provided. The method includes analyzing transactional and non-transactional information for an alias associated with an entity and determining reputation information for that alias. The reputation information is transferable across multiple domains. A user can request the reputation information about an entity prior to doing business with that entity. The reputation information is generated for merchants as well as users. The system can generate transaction risk score for every transaction to be conducted between two or more aliases. The system includes an alias identity and reputation validation server computer that receives inputs from various external systems and generated reputation information based on the inputs. Additionally, every individual user/merchant can manage his profile within the reputation database and enter some information manually.

    摘要翻译： 提供了确定信誉信息的方法和系统。 该方法包括分析与实体相关联的别名的事务和非事务性信息，并确定该别名的信誉信息。 信誉信息可跨多个域传输。 用户可以在与该实体进行业务之前请求关于实体的信誉信息。 为商家和用户生成信誉信息。 该系统可以为在两个或多个别名之间进行的每个交易产生交易风险分数。 该系统包括别名身份和信誉验证服务器计算机，其接收来自各种外部系统的输入并基于输入生成信誉信息。 此外，每个用户/商家都可以在信誉数据库中管理他的个人资料，并手动输入一些信息。

    SYSTEMS AND METHODS FOR VISUAL REPRESENTATION OF OFFERS
    9.
    发明申请
    SYSTEMS AND METHODS FOR VISUAL REPRESENTATION OF OFFERS 审中-公开
    提供视觉表示的系统和方法

    公开(公告)号：US20170076313A1

    公开(公告)日：2017-03-16

    申请号：US15363311

    申请日：2016-11-29

    申请人： Mark Carlson ,  Patrick L. Faith

    发明人： Mark Carlson ,  Patrick L. Faith

    IPC分类号： G06Q30/02

    CPC分类号： G06Q30/0224 ,  G06Q30/02 ,  G06Q30/0222 ,  G06Q30/0225 ,  G06Q30/0251 ,  G06Q30/0252 ,  G06Q30/0255 ,  G06Q50/188 ,  G09B29/007

    摘要： A method and system for providing geographic location notifications for targeted offers is disclosed. One embodiment of the invention is directed to a method including monitoring for an event to trigger a targeted offer. Upon detection of the event, the offer is generated. The offer is targeted to a consumer and is generated using payment data generated in response to transactions conducted by the consumer with a plurality of different merchants. A geographic location for redeeming the offer is determined. A notification message is generated about the offer. The notification message includes the offer and the geographic location for redeeming the offer. The notification message is sent to a notification device which is operated by the consumer. A graphical depiction of the offer is displayed on a map on the notification device.

    摘要翻译： 公开了一种用于为目标提供提供地理位置通知的方法和系统。 本发明的一个实施例涉及一种包括监视事件以触发目标报价的方法。 一旦检测到事件，生成报价。 该提议针对消费者，并且是使用响应于消费者与多个不同商家进行的交易产生的支付数据而生成的。 确定要兑换优惠的地理位置。 生成关于报价的通知消息。 通知消息包括优惠和兑换优惠的地理位置。 通知消息被发送到由消费者操作的通知设备。 报价的图形显示在通知设备的地图上。

    SYSTEM AND METHOD FOR PROCESSING PAYMENT TRANSACTIONS
    10.
    发明申请
    SYSTEM AND METHOD FOR PROCESSING PAYMENT TRANSACTIONS 审中-公开
    处理支付交易的系统和方法

    公开(公告)号：US20120284187A1

    公开(公告)日：2012-11-08

    申请号：US13420377

    申请日：2012-03-14

    申请人： Ayman Hammad ,  Patrick L. Faith ,  Mark Carlson

    发明人： Ayman Hammad ,  Patrick L. Faith ,  Mark Carlson

    IPC分类号： G06Q20/38 ,  G06Q40/00

    CPC分类号： G06Q20/401 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/382 ,  G06Q20/40 ,  G06Q20/409

    摘要： A system and associated data processing flow for processing payment transactions that are conducted using a payment account or portable consumer device. The portable consumer device may be in any suitable form, including cards, key fobs, devices containing a contactless element, smart cards (having contacts or without contacts), etc. The invention separates the authentication of the payment account or payment device from the transaction authorization process, enabling different entities to be responsible for each of those functions.

    摘要翻译： 用于处理使用支付帐户或便携式消费者设备进行的支付交易的系统和相关联的数据处理流程。 便携式消费设备可以是任何合适的形式，包括卡，密钥卡，包含非接触元件的设备，智能卡（具有联系人或不具有联系人）等。本发明将支付帐户或支付设备的认证与交易分离 授权过程，使不同的实体能够对这些功能负责。