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公开(公告)号：US11816736B2
公开(公告)日：2023-11-14
申请号：US17977999
申请日：2022-10-31
Inventor： Nathan L. Tofte , Rosemarie Geier Grant , Michael Shawn Jacob , Timothy W. Ryan , Nathan W. Baumann , Joshua David Lillie , Brian N. Harvey , Roxane Lyons
IPC: G06Q40/00 , G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06T7/00 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08 , G06V20/10 , G06V20/40 , G06F18/22 , G06V10/42 , B64U10/00 , B64U101/00 , B64U101/30
CPC classification number: G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U2101/00 , B64U2101/30 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.
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2.发明公开公开(公告)号：US20230334583A1
公开(公告)日：2023-10-19
申请号：US18213162
申请日：2023-06-22
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/40 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08
CPC classification number: G06Q40/08 , G06T7/75 , G06T7/20 , H04N5/44 , H04N7/185 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/41 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/024 , B64D47/08 , G06T2207/30236 , G06T2207/30252 , G06V20/44 , B64U10/00
Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.
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3.发明授权公开(公告)号：US11704738B2
公开(公告)日：2023-07-18
申请号：US17093420
申请日：2020-11-09
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/08 , H04N7/18 , G06T7/246 , G06T7/00 , G06V20/10 , G06Q40/00 , G01C11/02 , B64C39/02 , B64D47/08 , B64U10/00 , B64U101/00 , B64U101/30 , G06T7/73 , G06T7/20 , H04N5/44 , G06V20/40 , G06F18/22 , G06T11/60 , G06T17/05
CPC classification number: G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U2101/00 , B64U2101/30 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.
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4.发明申请公开(公告)号：US20210192629A1
公开(公告)日：2021-06-24
申请号：US14858034
申请日：2015-09-18
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
Abstract: Various techniques are described utilizing one or more unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. UAVs may collect data in an attempt to predict the occurrence and/or extent of a catastrophe and/or to mitigate the impact of a catastrophe before and, if not at that time, once it has occurred. The UAVs may perform various tasks such that the damage to property caused by a catastrophe (or potential catastrophe) may be eliminated or mitigated. The drone data may be transmitted by the UAVs to an external computing device, which may be associated with an insurer and used, with an insured's permission, to begin and/or facilitate an insurance claim process or other various insurance-related tasks. Damage to insured property may be estimated from the drone data, and proposed or estimated insurance claims may be generated for customer review, modification, or approval.
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公开(公告)号：US10650469B1
公开(公告)日：2020-05-12
申请号：US16509631
申请日：2019-07-12
Inventor： Nathan L Tofte , Timothy W Ryan , Nathan W Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N Harvey , Roxane Lyons , Rosemarie Geier Grant
Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding an insured or potentially insured asset, such as with the insurance customer's permission, and collect data related to the insured or potentially insured asset, such as size, height, roof shape, materials (siding, roofing), etc. which may form a basis of the underwriting detail used to evaluate a property. The drone data may reveal site characteristics, such as slope or grade of a parcel; the proximity to other structures (and their uses); trees; rivers; coastlines; and earthquake faults. The drone data may be used by an insurance provider remote server to assess the risk associated with an insured asset, generate or modify an insurance premium or discount, etc. The drone data may also be used to mitigate risk and prevent loss by alerting policyholders of the risk such that corrective action may be taken.
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Patent Agency Ranking
6.发明授权公开(公告)号：US12154177B2
公开(公告)日：2024-11-26
申请号：US18213162
申请日：2023-06-22
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/08 , B64C39/02 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/73 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/40 , H04N5/44 , H04N7/18 , B64U10/00 , B64U101/00 , B64U101/30
Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.
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7.发明公开公开(公告)号：US20240354863A1
公开(公告)日：2024-10-24
申请号：US18756780
申请日：2024-06-27
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
IPC: G06Q40/08 , B64C39/02 , B64D47/08 , B64U10/00 , B64U10/14 , B64U101/00 , B64U101/30 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/73 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/40 , H04N5/44 , H04N7/18
CPC classification number: G06Q40/08 , B64C39/024 , B64D47/08 , G01C11/02 , G06F18/22 , G06Q40/00 , G06T7/00 , G06T7/20 , G06T7/246 , G06T7/75 , G06T11/60 , G06T17/05 , G06V10/42 , G06V20/10 , G06V20/41 , H04N5/44 , H04N7/185 , B64U10/00 , B64U10/14 , B64U2101/00 , B64U2101/30 , B64U2201/102 , B64U2201/104 , G06T2207/10032 , G06T2207/30232 , G06T2207/30236 , G06T2207/30252 , G06T2215/16 , G06V20/44
Abstract: Various techniques are described utilizing one or more unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. UAVs may collect data in an attempt to predict the occurrence and/or extent of a catastrophe and/or to mitigate the impact of a catastrophe before and, if not at that time, once it has occurred. The UAVs may perform various tasks such that the damage to property caused by a catastrophe (or potential catastrophe) may be eliminated or mitigated. A UAV may receive a flight path based on an energy consumption related condition and operate based on the flight path. Operating based on the flight path includes docking the UAV with a power supply device for charging a power source of the UAV.
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8.发明公开公开(公告)号：US20230325935A1
公开(公告)日：2023-10-12
申请号：US18206889
申请日：2023-06-07
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant , Michael Shawn Jacob
IPC: G06Q40/08 , G06T7/73 , G06T7/20 , H04N5/44 , H04N7/18 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/40 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/02 , B64D47/08
CPC classification number: G06Q40/08 , G06T7/75 , G06T7/20 , H04N5/44 , H04N7/185 , G06T7/246 , G06T7/00 , G06V20/10 , G06V20/41 , G06Q40/00 , G06F18/22 , G06V10/42 , G01C11/02 , G06T11/60 , G06T17/05 , B64C39/024 , B64D47/08 , G06T2207/30236 , G06T2207/30252 , G06V20/44 , B64U10/00
Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.
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公开(公告)号：US10949930B1
公开(公告)日：2021-03-16
申请号：US16839655
申请日：2020-04-03
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding an insured or potentially insured asset, such as with the insurance customer's permission, and collect data related to the insured or potentially insured asset, such as size, height, roof shape, materials (siding, roofing), etc. which may form a basis of the underwriting detail used to evaluate a property. The drone data may reveal site characteristics, such as slope or grade of a parcel; the proximity to other structures (and their uses); trees; rivers; coastlines; and earthquake faults. The drone data may be used by an insurance provider remote server to assess the risk associated with an insured asset, generate or modify an insurance premium or discount, etc. The drone data may also be used to mitigate risk and prevent loss by alerting policyholders of the risk such that corrective action may be taken.
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公开(公告)号：US10909628B1
公开(公告)日：2021-02-02
申请号：US14858052
申请日：2015-09-18
Inventor： Nathan L. Tofte , Timothy W. Ryan , Nathan W. Baumann , Michael Shawn Jacob , Joshua David Lillie , Brian N. Harvey , Roxane Lyons , Rosemarie Geier Grant
Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively survey an area or be dispatched to the scene of a vehicle collision or crash, such as with an insured's permission, and collect data related to the vehicle collision or crash, such as vehicle data, insurer data, images, video, audio, weather conditions, etc., and transmit this data to a computing device. The computing device may be associated with an insurer and/or utilized by an insurer to perform insurance-related tasks, such as processing the data to assign fault to one or more parties or vehicles, such as autonomous vehicles, involved in the vehicle collision or crash, using the fault assignment to open or otherwise process an insurance claim, modifying a premium price, updating qualified discounts, etc. The drone data may also assist an insurer in opening an insurance claim by prepopulating fields associated with a submitted claim form.
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