摘要:
A system is provided for placing debt with a debt collector from a plurality of debt portfolios. Each of the debt portfolios includes a plurality of individual debt accounts. The system includes a collections module for maintaining collector data for a plurality of debt collectors. The system includes a placement module for matching individual debt accounts from the plurality of debt portfolios with selected debt collectors from the plurality of debt collectors. The match is made to assign debt accounts with the collector best suited to collect on the debt. The match can be determined based on historical performance of the collectors and based on the characteristics of the debt account.
摘要:
A system is provided for comprehensive debt management. Debt is typically acquired in the form of portfolios from the issuers of debit (e.g., creditors, such as credit card banks), which are referenced herein as “primary issuers” of debt. The custodian of the present invention is the acquiring party and is referenced as the “secondary issuer” of debt. Such portfolios are normally expansive and may cover a very large geographically region, such as the state of Texas. The system can parse the debt and assign any portion thereof to collection agencies or even directly to individual collectors.
摘要:
A system and method for transferring credit accounts over a network include steps and means for receiving search criteria from a user, searching a credit account database for available credit accounts based on the search criteria, providing results of the searching to the user, the results including a summary of available credit accounts and a purchase price for each available credit account, receiving a selection of at least one of the available credit accounts from the user, calculating a total purchase price for the selected at least one of the available credit accounts, receiving a purchase request from the user corresponding to the selected at least one of the available credit accounts, providing an invoice to the user for the total purchase price, receiving a payment from the user in response to the invoice; and in response to the received payment, removing the selected credit accounts from the credit account database.
摘要:
A connector (M) includes a terminal fitting accommodation member (20), made of synthetic resin, which accommodates a plurality of terminal fittings (30) and a tube (10), produced separately from the terminal fitting accommodation member (20), a front end of which is mounted in a mounting hole (H) of a panel. The connector (M) is constructed by mounting the terminal fitting accommodation member (20) on the tube (10).
摘要:
A computerized accounting technique is provided. A record of a first type of transaction is identified based upon a record of a second type of transaction. The first type of transaction is a different type of transaction than the second type of transaction. Data is added to the record of the second type transaction based upon the identity of the first type transaction. Based upon this added data, the record of the second type transaction is reconciled with another record representing the second type transaction.
摘要:
Disclosed is a method of positioning a focused image within a sampled medium in an optical measurement probe of the type wherein a focused sampling image is transmitted through a window having a surface facing a sampled medium. A test medium is measured, preferably through the window, and the magnitude of an optical signal associated with the test medium is then compared to the magnitude of an optical signal associated with the window, and the result of the comparison is used to position the focused image. Typically, the magnitudes of optical signals are representative or Raman scattering or another wavelength-selective radiative sampling process such as fluorescence detection. The method is not limited in terms of window composition, and is compatible with sapphire windows commonly used in industry. Nor is the invention limited in terms of test medium though, in the preferred embodiment a fluid hydrocarbon such as isopropyl alcohol is used.
摘要:
A hot melt adhesive composition that includes a non functionalized amorphous poly alpha olefin polymer, a second polymer selected from the group including polypropylene homopolymers, polypropylene copolymers and combinations there of, a functionalized wax and a second wax.
摘要:
A hot melt adhesive composition that includes a first copolymer that includes the reaction product of a functionalized polyethylene, a propylene-alpha-olefin polymer that includes at least 50 mole % propylene and has a viscosity of no greater than 10,000 centipoise at 190° C., a ratio of z average molecular weight (Mz) to number average molecular weight (Mn) (Mz/Mn) of greater than 20, and a ratio of Mz to weight average molecular weight (Mw) (Mz/Mw) of greater than 3.0, and a free radical initiator.
摘要:
An apparatus for moving debris such as chicken manure away from a wall including a frame assembly movable across a floor, a scraping member suspended from the frame assembly and a guide member connected to the scraping member. The scraping member is arranged for scraping debris away from the wall and causing movement of the scraping member and frame assembly toward the wall when the frame assembly is moved in a predetermined direction across the floor. The guide member causes movement of the scraping member away from the wall and around objects projecting out from the wall such as support beams.
摘要:
A display brightness monitoring system associates a brightness level and an ambient light level with a user identifier. Ambient light signals are received from an ambient light sensor mounted in proximity of an electronic display. Brightness levels are received from a brightness control mechanism for user selection of a display brightness. The monitoring system collects brightness levels and associates them with one of the ambient light levels associated with a user identifier. Preferably, a plurality of brightness levels are collected for each ambient light level and are used to compute a preferred brightness level indicative of a user's preferred display brightness for a given ambient light level. The brightness levels may be statistically averaged for computation of the brightness level. A data structure for associating brightness levels with ambient light levels and associating ambient light levels with a user identifier may be used to segregate one user's brightness levels from those of another. In this manner, the display may be driven using the preferred brightness levels for the user authorized to use a computer without altering the brightness levels stored for other users.