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公开(公告)号：US12118069B1
公开(公告)日：2024-10-15
申请号：US18191346
申请日：2023-03-28
申请人： UIPCO, LLC
发明人： Brian Tougas , William Daniel Farmer , Ruthie D. Lyle , Kelly Q. Baker , Ryan Thomas Russell , Noe Alberto Martinez
CPC分类号： G06F21/33 , G06F21/36 , G06V10/443 , H04L12/1822
摘要： A real-world object-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect image data from an end-user in real-time that includes objects in their environment. At least one object is selected and its image data stored for subsequent authentication sessions, when the system can determine whether there is a match between the new image data and image data previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.
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公开(公告)号：US11436588B1
公开(公告)日：2022-09-06
申请号：US16729049
申请日：2019-12-27
申请人： UIPCO, LLC
发明人： Valerie Ann Roth , Charise Renee Whitaker , Oscar Guerra , Ashley Raine Philbrick , Paula Ann Whittington , Kelly Q. Baker , Will Kerns Maney, Jr. , Sumita T. Jonak , Pragya Kamal , Ryan Thomas Russell , Joel S. Hartshorn
IPC分类号： G06Q20/32 , G06Q20/10 , G06Q30/00 , G06Q20/42 , G06F16/23 , G06Q40/02 , H04L29/06 , G06Q20/40 , G06F16/29 , H04L9/40
摘要： A method and system of increasing the security of requests to access funds from a joint bank account by secondary users to permit a primary user to securely regulate fund usage are disclosed. The system and method are configured to link to a bank account and restrict access of funds by secondary users per conditions defined by the primary user(s). A software application receives requests for funds from secondary users for use during a transaction to be performed at a specific merchant location. The application requires geodata that supports the proposed transaction, for example by inclusion of an image taken in which GPS data is embedded. The request will only be conveyed to the primary user if the system determines the embedded GPS data corresponds to the location of the merchant.
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公开(公告)号：US11348181B1
公开(公告)日：2022-05-31
申请号：US16424638
申请日：2019-05-29
申请人： UIPCO, LLC
摘要： A system and method for automatically detecting if a vehicle safety system is being used by a driver is disclosed. The system and method use data gathered from one or more sensors in the vehicle. The data is analyzed to determine if the safety system is being used or disabled. The system can send reminders to a driver to use the safety system. The system and method can also automatically update a policy holder's insurance policy to reflect whether or not a safety system is being used.
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公开(公告)号：US12026239B1
公开(公告)日：2024-07-02
申请号：US17198924
申请日：2021-03-11
申请人： UIPCO, LLC
发明人： Brian Tougas , William Daniel Farmer , Ruthie D. Lyle , Kelly Q. Baker , Ryan Thomas Russell , Noe Alberto Martinez
CPC分类号： G06F21/31 , G10L17/06 , G10L25/51 , H04L63/102 , G06F2221/2111
摘要： A sound-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect audio data from an end-user in real-time that corresponds to ambient sounds for their alleged location. The audio data is compared to verified audio data for the actual location. The system can determine whether there is a match between the user audio data and audio data previously collected and stored in a database or obtained from an audio service provider. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.
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公开(公告)号：US12067100B1
公开(公告)日：2024-08-20
申请号：US18366088
申请日：2023-08-07
申请人： UIPCO, LLC
发明人： Kelly Q. Baker , William Preston Culbertson, II , Will Kerns Maney, Jr. , Gregory David Hansen , Jerry John Maestas , Oscar Guerra , Gregory Brian Meyer , Ana Maldonado , Michelle Susan Croak , Andre Rene Buentello , Stacy Callaway Huggar , Jose L. Romero, Jr.
CPC分类号： G06F21/35 , G06F1/163 , G06F21/32 , G06Q20/321 , G06Q20/3278 , G06Q20/40145
摘要： A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.
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公开(公告)号：US11860988B1
公开(公告)日：2024-01-02
申请号：US17006043
申请日：2020-08-28
申请人： UIPCO, LLC
发明人： Kelly Q. Baker , William Preston Culbertson, II , Will Kerns Maney, Jr. , Gregory David Hansen , Jerry John Maestas , Oscar Guerra , Gregory Brian Meyer , Ana Maldonado , Michelle Susan Croak , Andre Rene Buentello , Stacy Callaway Huggar , Jose L. Romero, Jr.
CPC分类号： G06F21/35 , G06F1/163 , G06F3/017 , G06F21/32 , G06Q20/321 , G06Q20/3278 , G06Q20/40145 , G06V40/172 , G06F2221/2113
摘要： A method and system for a one-time authentication interaction to conduct electronic financial transactions using a wearable smart ring device is described. In one embodiment, a method includes detecting, by a mobile device, that a wearable smart ring device is being worn by a user. The method also includes receiving, by the mobile device, authentication information associated with the user, and comparing the received authentication information with stored authentication information associated with the user. Upon determining that the received authentication information matches the stored authentication information, the wearable smart ring device is authorized to conduct electronic financial transactions. Additionally, the wearable smart ring device remains authorized to conduct electronic financial transactions as long as it is worn by the user. Once removed from the user's finger, the wearable smart ring device is de-authorized.
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公开(公告)号：US11488704B1
公开(公告)日：2022-11-01
申请号：US16543780
申请日：2019-08-19
申请人： UIPCO, LLC
发明人： Justin Dax Haslam , Christina N. Nickel , Anthony Scott Farnsworth , David John Pflug , Kelly Q. Baker , Joshua Daniel Elkin
摘要： Embodiments described herein disclose technology for detecting and mitigating a health event. The system can monitor health information associated with the user. The health information can be collected by sensors. The system can assess the environment in the location of the user using one or more connected devices and/or sensors. Based on the health information and the environment, the system can detect whether a health event is occurring. In response to detecting a health event, the system can generate a mitigation plan and alter controllable environmental features according to the mitigation plan via the connected devices.
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公开(公告)号：US11482092B1
公开(公告)日：2022-10-25
申请号：US17243295
申请日：2021-04-28
申请人： UIPCO, LLC
发明人： Kelsey Anne O'Brien , Meredith Beveridge , Eric David Schroeder , Manfred Amann , Matthew Ryan Santacroce , Kelly Q. Baker , Donnette L. Moncrief Brown , Justin Dax Haslam , Timothy Frank Davison
摘要： A method and system of identifying a location of an obstruction site in a plumbing system is disclosed. The system and method are configured to allow for the deployment of a smart sensor device into a pipeline and transmit data regarding its location and external conditions to a nearby monitoring device. Upon arriving at an obstruction in the pipeline, the sensor device can automatically transmit a signal indicating the current location of the sensor device.
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公开(公告)号：US11587037B1
公开(公告)日：2023-02-21
申请号：US16728788
申请日：2019-12-27
申请人： UIPCO, LLC
发明人： Valerie Ann Roth , Charise Renee Whitaker , Oscar Guerra , Ashley Raine Philbrick , Paula Ann Whittington , Kelly Q. Baker , Will Kerns Maney, Jr. , Sumita T. Jonak , Pragya Kamal , Ryan Thomas Russell , Joel S. Hartshorn
IPC分类号： G06Q10/10 , G06Q40/02 , G06K9/62 , G06Q50/16 , G06Q30/0645
摘要： A system and method for automatically documenting a condition of a property and generating a request for return of a security deposit is described. In one embodiment, a method for automatically documenting a condition of a physical space includes determining an initial condition of one or more inspected elements in a physical space. The method also includes obtaining a current condition of the one or more inspected elements in the physical space. The method includes determining changes between the initial condition and the current condition for each of the one or more inspected elements. The method further includes generating a report documenting the changes of the one or more inspected elements in the physical space.
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公开(公告)号：US11532053B1
公开(公告)日：2022-12-20
申请号：US17395523
申请日：2021-08-06
申请人： UIPCO, LLC
摘要： A system and method for automatically detecting if a vehicle safety system is being used by a driver is disclosed. The system and method use data gathered from one or more sensors in the vehicle. The data is analyzed to determine if the safety system is being used or disabled. The system can send reminders to a driver to use the safety system. The system and method can also automatically update a policy holder's insurance policy to reflect whether or not a safety system is being used.
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