公开(公告)号：US20140122265A1

公开(公告)日：2014-05-01

申请号：US14146854

申请日：2014-01-03

Applicant: eBay Inc.

Inventor： Upendra Mardikar ,  Rene Aeberhard

IPC: G06Q20/20 ,  G06Q20/38

CPC classification number: G06Q20/20 ,  G06F17/30879 ,  G06K19/0723 ,  G06Q20/10 ,  G06Q20/202 ,  G06Q20/204 ,  G06Q20/206 ,  G06Q20/382 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4016 ,  H04L9/3228 ,  H04L9/3247 ,  H04L2209/56 ,  H04L2209/805

Abstract: Systems and methods are provided for secure transactions according to one or more embodiments. According to an embodiment, a method for providing secure transactions comprises initiating a transaction via a point of sale device having a one time password generator. The method also comprises generating at least one password by the point of sale device. The method further comprises associating the at least one password with account information. The method further comprises transmitting the password associated with the account information to a remote location. If the transmitted password matches predetermined associated information at the remote location, the method further comprises confirming the transaction.

Abstract translation: 根据一个或多个实施例，为安全事务提供系统和方法。 根据一个实施例，一种用于提供安全交易的方法包括经由具有一次密码生成器的销售点设备启动交易。 该方法还包括通过销售点设备生成至少一个密码。 该方法还包括将至少一个密码与帐户信息相关联。 该方法还包括将与帐户信息相关联的密码发送到远程位置。 如果发送的密码与远程位置处的预定关联信息匹配，则该方法还包括确认交易。