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    Check book unit for use with debit cards
    1.
    发明授权
    Check book unit for use with debit cards 失效
    检查簿单位用于借记卡

    公开(公告)号：US07097097B1

    公开(公告)日：2006-08-29

    申请号：US10974693

    申请日：2004-10-28

    申请人： Barry Andrew England ,  Georgia Lynette England

    发明人： Barry Andrew England ,  Georgia Lynette England

    IPC分类号： G06F19/00

    CPC分类号： B42D5/021 ,  G06Q20/042 ,  G06Q20/341 ,  G06Q20/4093 ,  G06Q40/128 ,  G07F7/08 ,  G07F7/1008

    摘要： A check book unit has a card reader and a PDA-type system. Check transactions are recorded in the unit using the PDA-type unit and a computer keeps track of the balance and other data associated with the check transaction. A card reader is also included and uses one of the magnetic stripes on a debit card. After a debit card is used, the details of the transaction are recorded onto the magnetic stripe. When the debit card is swiped through the card reader on the unit, the details of the transaction are transferred into the computer memory associated with the unit. The computer then records the details of the transaction from the data entered on the debit card and performs the arithmetic required to balance the user's check book balance.

    摘要翻译： 支票簿单元具有读卡器和PDA型系统。 检查交易使用PDA型单元记录在本机中，计算机跟踪余额以及与支票交易相关的其他数据。 还包括读卡器，并使用借记卡上的一条磁条。 在使用借记卡之后，交易的细节被记录在磁条上。 当借记卡通过单元上的读卡器进行刷卡时，交易的细节被传送到与该单元相关联的计算机存储器中。 然后，计算机从记录在借记卡上的数据记录事务的细节，并执行平衡用户的支票簿余额所需的算术。

    Method for producing booklets printed with variable information and form therefore
    2.
    发明授权
    Method for producing booklets printed with variable information and form therefore 失效
    因此生产可变信息和形式的小册子的方法

    公开(公告)号：US5863372A

    公开(公告)日：1999-01-26

    申请号：US240870

    申请日：1994-05-10

    申请人： Warren M. Fabel

    发明人： Warren M. Fabel

    IPC分类号： B42C9/00 ,  B42D5/02 ,  B32B31/00

    CPC分类号： B42C9/0081 ,  B42C9/0056 ,  B42D5/021 ,  Y10S156/908 ,  Y10T156/1077

    摘要： A process is provided for producing booklets, such as bank check booklets, having variable printed information. A paper stock for the booklets, perforated for separation into panels, is coated with a catalyst along certain surfaces. After passage through a non-impact printer, such as a laser printer, the panels are separated and stacked in such a way that the surfaces coated with a catalyst extend along an edge of each panel, with these edges being aligned in a common direction. When the coated edges of each stack of panels are subsequently pressed against an adhesive layer coated on a binding cover, the catalyst begins the process of hardening the adhesive in the layer.

    摘要翻译： 提供了一种用于生成小册子的过程，例如具有可变打印信息的银行支票小册子。 用于分离成面板的小册子的纸料在某些表面上涂覆有催化剂。 在通过诸如激光打印机的非冲击打印机之后，将面板分离并堆叠，使得涂覆有催化剂的表面沿着每个面板的边缘延伸，这些边缘沿着共同的方向对准。 当每个面板堆叠的涂覆边缘随后被压在涂覆在粘合盖上的粘合剂层上时，催化剂开始使该层中的粘合剂硬化的过程。

    Fraud inhibiting personal check and method
    3.
    发明授权
    Fraud inhibiting personal check and method 失效
    欺诈禁止个人支票和方式

    公开(公告)号：US5863074A

    公开(公告)日：1999-01-26

    申请号：US771852

    申请日：1996-12-23

    申请人： Rudolph P. Wilkinson

    发明人： Rudolph P. Wilkinson

    IPC分类号： B42D5/02 ,  B42D15/00

    CPC分类号： B42D5/021 ,  B42D25/29

    摘要： A personal check includes a substrate defined to be written on and to be transferable from a first person to a second person. The personal check also includes: check characterizing indicia printed on the substrate, and at least three different types of identification indicia printed on the substrate such that the identification indicia are not removed from the substrate when the substrate is transferred from the first person to the second person. These identification indicia include a picture of at least the face of the first person, an alphanumeric physical parameter identifying an at least approximately visually discernable physical characteristic of the first person, and a predetermined signature of the first person. In one implementation, the check characterizing indicia and the identification indicia are interposed on the substrate. A plurality of these personal checks are comprised in a checkbook. A method for discouraging personal check fraud comprises providing to a computer system at least the aforementioned three different types of identification indicia about a personal checking account holder. The method further comprises printing with the computer system a plurality of personal checks for the account holder. This includes printing the at least three different types of identification indicia to permanently remain on each personal check.

    摘要翻译： 个人支票包括定义为写入并可从第一人转移到第二人的基板。 个人支票还包括：检查印刷在基板上的表征标记和印刷在基板上的至少三种不同类型的识别标记，使得当基板从第一人转移到第二人时，识别标记不从基板移除 人。 这些识别标记包括至少第一人的面部的图片，识别第一人的至少大致视觉辨别的物理特性的字母数字物理参数，以及第一人的预定签名。 在一个实现中，将检查特征标记和识别标记插入到基板上。 这些个人支票中的多个包含在支票簿中。 防止个人支票欺诈的方法包括向计算机系统提供关于个人支票账户持有人的至少上述三种不同类型的识别标记。 该方法还包括用计算机系统打印帐户持有人的多个个人支票。 这包括打印至少三种不同类型的识别标记，以永久保留在每张个人支票上。

    Pocket-size one-write checkbook
    4.
    发明授权
    Pocket-size one-write checkbook 失效
    口袋大小的单写支票簿

    公开(公告)号：US4332400A

    公开(公告)日：1982-06-01

    申请号：US137918

    申请日：1980-04-07

    申请人： Eric R. Hayman

    发明人： Eric R. Hayman

    IPC分类号： B41L1/24 ,  B42D3/10 ,  B42D5/02 ,  B41L1/20 ,  B41L3/00

    CPC分类号： B42D5/021 ,  B41L1/24 ,  B42D3/10 ,  Y10S462/901

    摘要： A wallet-sized checkbook particularly suited for use in conjunction with a one-write check record keeping system wherein an entry is made on a journal page simultaneously with the writing of a check. The checkbook enables records of checks written in the field to be subsequently transferred directly on to a one-write journal page. The book comprises a cover having an interior pocket and a writing surface fastened at one end to the inside of the cover. A data sheet of coated release paper overlies the writing surface and releasably carries a series of ink-receptive strips adapted to receive ink from a carbon strip extending along the reverse side of a one-write check. A check is positioned on top of a selected strip on the data sheet by a series of pins which project through pre-punched holes in a widthwise margin of the check. Indicia on the opposite margin of the release paper cooperate with the pins to assist in the check-positioning function. Thus, data written on the front of the check is transferred via the carbon to the underlying strip which can be subsequently peeled from the release sheet and applied at the appropriate line of a journal page to provide an accurate record of the field-written check.

    摘要翻译： 一种特别适合与单写检查记录保存系统一起使用的钱包大小的支票簿，其中在书签的同时，在期刊页面上进行条目。 支票簿使得在现场写入的支票的记录可以随后直接转移到单写期刊页面。 该书包括具有内部口袋和一端紧固到盖子内部的书写表面的盖子。 涂覆的剥离纸的数据表覆盖在书写表面上并且可释放地携带一系列适于从沿着单写检查的反面延伸的碳带接收墨水的墨接受条。 支票通过一系列销钉位于数据表上所选条带的顶部，这些销钉在支票的宽度方向上通过预冲孔穿过。 释放纸的相对边缘上的标记与销配合以辅助检查定位功能。 因此，写在支票前面的数据通过碳转移到下面的条带上，该条带可以随后从剥离片剥离并应用在期刊页面的适当的行上，以提供现场书面支票的准确记录。

    Bank checking system
    5.
    发明授权
    Bank checking system 失效
    银行检查系统

    公开(公告)号：US4216979A

    公开(公告)日：1980-08-12

    申请号：US27527

    申请日：1979-04-05

    申请人： Daniel Janik

    发明人： Daniel Janik

    IPC分类号： B42D1/00 ,  B42D5/02 ,  B42D15/00

    CPC分类号： B42D15/008 ,  B42D5/021 ,  B42D5/022

    摘要： A bank checking system for carrying and recording standard size checks is adapted for storage in a pocket compartment of a wallet. The system includes a cover member which may be opened and closed on a fold line. One half of the folding member holds a plurality of sequentially numbered, standard size checks folded and stacked such that they may be removed in sequence without disturbing the remaining checks. The other half of the folding member holds a register including a continuous sheet folded into collapsible segments.

    摘要翻译： 用于携带和记录标准尺寸检查的银行检查系统适于存储在钱包的口袋隔间中。 该系统包括可在折叠线上打开和关闭的盖构件。 折叠构件的一半保持折叠和堆叠的多个顺序编号的标准尺寸的支票，使得它们可以顺序地移除而不干扰剩余的支票。 折叠构件的另一半保持包括折叠成可折叠段的连续片的寄存器。